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1. Former Lebanon PM returns to Beirut after political fracasСр., 22 нояб.[−]

Saad al-HaririJamal Saidi

  • Saad al-Hariri returned to Lebanon's capital.
  • He recently resigned as the country's prime minister during a broadcast from Saudi Arabia.
  • Rumors that he was forced to quit began spreading.

BEIRUT (Reuters) - Saad al-Hariri returned to Beirut on Tuesday for the first time since he resigned as Lebanon's prime minister in a broadcast from Saudi Arabia and plunged his country into political crisis.

Hariri's sudden resignation on Nov. 4 thrust Lebanon to the forefront of regional tussle between the Sunni monarchy of Saudi Arabia and Shi'ite Islamist Iran, whose powerful Lebanese ally Hezbollah is part of the government.

Hariri was greeted by members of the security forces as he disembarked from a jet at Beirut airport, live footage of his arrival showed.

Hariri, a long-time ally of Saudi Arabia, cited fear of assassination and meddling by Iran and Hezbollah in the Arab world in his resignation speech. The move caught even his aides off guard, and politicians close to him say Riyadh forced him to quit and held him in Saudi Arabia.

Riyadh and Hariri have denied this.

Lebanese President Michel Aoun has refused to accept the resignation until Hariri returns to present it in person.

Earlier, Hariri met Egyptian President Abdel Fattah al-Sisi in Cairo, saying after the meeting that he would announce his "political position" in Lebanon.

In a Nov. 12 interview from Saudi Arabia with Future TV, a station affiliated with his political party, Hariri said he would return to Lebanon to confirm his resignation.

But he also held out the possibility of withdrawing it if Hezbollah respected Lebanon's policy of staying out of regional conflicts such as Yemen.

(Reporting by Lisa Barrington, Tom Perry and Laila Bassam; Editing by John Stonestreet and Hugh Lawson)

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2. US has imposed sanctions against North Korea that also target Chinese companiesСр., 22 нояб.[−]

north korea kim jong unREUTERS/KCNA

  • The US has imposed sanctions against 13 Chinese and North Korean organizations.
  • The Trump administration is trying to hurt trade between China and North Korea, in hopes of putting pressure on Pyongyang to denuclearize.
  • The sanctions were announced the day after the Trump administration put North Korea back on the state sponsors of terrorism list.

WASHINGTON (Reuters) - The United States on Tuesday imposed sanctions against 13 Chinese and North Korean organizations Washington accused of helping evade nuclear restrictions against Pyongyang and supporting the country through trade.

The action, coming one day after President Donald Trump put North Korea back on a list of state sponsors of terrorism, was announced by the U.S. Treasury in a statement on its website.

The new sanctions demonstrate the Trump administration’s focus on hurting trade between China and North Korea, which the administration has said is key to pressuring Pyongyang to back away from its ambition to develop a nuclear-tipped missile capable of hitting the United States.

“This designation will impose further sanctions and penalties on North Korea and related persons and supports our maximum pressure campaign to isolate the murderous regime,” said Treasury Secretary Steven T. Mnuchin.

The sanctions included blacklisting three Chinese companies, Dandong Kehua Economy & Trade Co., Dandong Xianghe Trading Co., and Dandong Hongda Trade Co., which the Treasury Department said have done more than $750 million in combined trade with North Korea.

The sanctions also blacklisted Sun Sidong and his company Dandong Dongyuan Industrial Co. In a June report, Washington think tank C4ADS said Sun Sidong’s firm was part of an interconnected network of Chinese companies that account for the vast proportion of trade with North Korea.

U.S. authorities have repeatedly targeted companies and individuals from the Chinese city of Dandong, which borders North Korea, for alleged business ties to North Korea.

Anthony Ruggiero, a North Korea expert at the Foundation for Defense of Democracies, said China doesn’t strictly enforce financial rules in the Dandong area. As a result, Dandong draws companies interested in making a profit by selling to North Korea, he said.

The new sanctions also hit several North Korean companies that send workers to countries such as Russia, Poland, Cambodia and China. United States authorities said they are seeking to cut off the money North Korea makes from the export of labor.

Along with targeting sources of weapons technology, the new sanctions marked the first time the United States sought to directly attack North Korea’s everyday consumer trade, said Peter Harrell, a sanctions expert at the Center for a New American Security.

“What you are seeing here is we are sanctioning companies involved in ordinary trade,” Harrell said. “That’s the logical next step of the pressure campaign.”

Reporting by Joel Schectman; Editing by James Dalgleish

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3. Digital publisher Food52 is promising to help you with your Thanksgiving emergencies within 10 minutesСр., 22 нояб.[−]

2016 1024_AM headshots_james ransom 357_previewFood52

  • Thanksgiving is a massive day for food content sites like Food52.
  • The web publisher has a digital hotline promising readers help with cooking queries and emergencies within 10 minutes.
  • Forgetting to defrost is a big issue. And sometimes it's a "purple turkey."

For food publisher like Food52, Thanksgiving is its Super Bowl.

The site's November user base is already up 60% versus the same month last year, and its search traffic has surged by 80% over the same period.

Back on July 1, Food52 attracted 192,000 unique visitors in a single day. On Monday of this week the site drew 344,000 unique visitors. That audience is expected to swell over the next few days, as Food52 hosts its annual Thanksgiving hotline, via which the site promises visitors it will answer queries within 10 minutes.

That mean the site has a dozen staffers working two hour shifts between now and Thanksgiving night, answering turkey queries like doctors on call.

Business Insider caught up with cofounder and CEO Amanda Hesser to talk about what it's like to man a holiday hotline.

Mike Shields: So what is this week like for you guys?

Amanda Hesser: It's really our moment to shine. We're here to help people. Thanksgiving is a big daunting meal for people. Even experienced cooks don't make turkey that often.

Barbara Kafka's Simple Roast Turkey, Bobbi LinFood52And you've got the presentation, and the cousins that aren't getting along, you're supposed to put this big meal on at 4:00 in the afternoon, and the family pressure – it's all completely at odds with regular cooking. So all of a sudden you have a bunch of questions.

Shields: What's it like doing the hotline?

Hesser: We've learned a lot in the seven or eight years we've been doing it. We take two-hour shifts, and get email alerts when people have questions. I actually find it really fun to help people.

Shields: What kind of questions do you get?

Hesser: Well, the most common mistake is that people forget to defrost the turkey. And once you realized you've forgotten, there's only so much you can do. It's a big bird to defrost. Yet people don't think 'I should really do this on Monday.' That doesn't seem logical. So we actually post a reminder of this on the site all week.

Shields: What other kinds of questions are common?

Hesser: Most people want reassurance. Or they'll ask things about whether they can replace certain things in a given recipe. The way we come at it is, we share their anxieties. We'll get hundreds of questions. And our search tool has become bigger.

Another thing we offer people is a menu maker. People can essentially take a quiz, walk through what they want to serve and how many people they expect, and this generates a menu they can print as a place setting. Plus they can print out all the recipes they need. [A variation of the menu maker will be available on the site throughout the holidays; it's being sponsored by Braun cookware].

Shields: Any funny stories?

Hesser: There have been some unusual ones. For example:

My oven is broken the night before Thanksgiving.

My turkey is purple.

8408e638 01f1 41a0 92cf a7c91a0f97c6 IMG_1652Food52

Another My turkery is purple.

Help! I date someone from Texas who wants brisket for Thanksgiving. Should I make turkey?

And more.

Shields: Anything you've learned that you'd change?

Hesser: A few years ago we started a commerce business. And that year, we decided to also sell turkeys for Thanksgiving. We sold 90 turkeys that year. And 89 made it there, and one didn't. There was a shipping problem. It took five of us to find a way to deliver that customer an alternate turkey, along with a gift. You just don't want to be the one not delivering Thanksgiving dinner to some one. So we'll never sell turkeys again

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4. A federal grand jury has charged the Manhattan truck attack suspect with terrorism and murderСр., 22 нояб.[−]

nyc truck attack halloweenAP Photo/Andres Kudacki

  • Sayfullo Saipov, the man accused of killing eight last month in a truck attack in New York City, has been indicted by a federal grand jury.
  • He is charged with murder and attempted murder in the aid of racketeering activity, providing material support to ISIS, and violence and destruction of a motor vehicle.

A federal grand jury has indicted Sayfullo Saipov, the 29-year-old Uzbeki national accused of killing eight and injuring 11 when he rammed a truck into cyclists and pedestrians in lower Manhattan last month.

Saipov faces 22 federal charges, including eight counts of murder in the aid of racketeering activity, 11 counts of attempted murder in the aid of racketeering activity, one count of providing material support and resources to the terrorist group ISIS, and one count of violence and destruction of motor vehicles.

"As alleged in this indictment, Sayfullo Saipov murdered eight innocent people and injured many more in a calculated act of terrorism in the heart of one of our great cities," Attorney General Jeff Sessions said a statement. "People have a right to safety walking down a sidewalk or riding a bike, and we will not change our resolve to confront these threats both at home and abroad."

The deadly attack began in the afternoon of October 31, when prosecutors say Saipov drove a rented Home Depot pickup truck onto a busy Manhattan bike lane, veering into his victims and colliding with a school bus before jumping out and brandishing two guns that were later determined by police to be fake.

Sayfullo Saipov, the suspect in the attack. 

St. Charles County Department of Corrections/via REUTERSThomson ReutersSaipov was arrested after being shot by a police officer shortly after the crash. He waived his Miranda rights verbally and spoke to law enforcement officials about the attack, according to a criminal complaint released earlier this month.

Saipov admitted to authorities that he wrote a note found near the crashed truck, which was written in Arabic and said the Islamic State would endure forever, according to the complaint.

He said he was was motivated to carry out the attack after watching a video featuring ISIS leader Abu Bakr al-Baghdadi asking what Muslims in the US were doing to respond to the killing of Muslims in Iraq.

Saipov also asked during his interview with authorities if he could display the ISIS flag in his hospital room after the attack. He told them that "he felt good about what he had done," the complaint said.

Each of the counts Saipov faces carries a maximum sentence of the death penalty, although it's unclear whether federal prosecutors will seek it.

President Donald Trump caused an small uproar shortly after the attack when he publicly called for capital punishment in Saipov's case. Legal experts lamented that such a demand could taint a jury pool or otherwise undermine the work of both the prosecutors and Saipov's defense team.

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5. A second judge has blocked Trump's ban on transgender troopsСр., 22 нояб.[−]

US Army SoldiersAP Photo/Mindaugas Kulbis

  • A second federal judge has blocked President Donald Trump from banning transgender people from serving in the US military.
  • Trump announced in July he would reverse Obama's policy of accepting transgender troops, citing concern over military focus and medical costs.
  • The judge ruled that Trump's prohibition likely amounted to unconstitutional discrimination.

A second federal judge on Tuesday blocked President Donald Trump from banning transgender people from serving in the U.S. military, ruling that the prohibition likely amounted to unconstitutional discrimination.

U.S. District Judge Marvin Garbis in Baltimore ruled that the ban lacked justification and “cannot possibly constitute a legitimate governmental interest.” His ruling followed a similar one by a federal judge in Washington on Oct. 30.

Garbis, appointed to the federal bench by former Republican president George Bush in 1989, went further than the Washington judge by also blocking the government’s directive to stop funding sex-reassignment surgery while the case moves forward, as some of the plaintiffs would be impacted by the prohibition.

“We’re pleased that the courts have stepped in to ensure that trans service members are treated with the dignity and respect they deserve,” said Joshua Block, an attorney at the American Civil Liberties Union, which is representing plaintiffs who filed a lawsuit against the ban.

Trump announced in July he would ban transgender people from the military, citing concern over military focus and medical costs. The move would reverse former Democratic President Barack Obama’s policy of accepting them.

Several transgender service members filed the lawsuit in August alleging the ban violated their right under the U.S. Constitution to equal protection under the law.

Lead plaintiff Brock Stone, 34, has served in the U.S. Navy for 11 years and wants to remain for at least 20 years, according to court papers.

After his policy announcement on Twitter, Trump signed a memorandum in August directing the armed forces not to accept transgender people as recruits and stopped the use of government funds for sex-reassignment surgeries for active-duty personnel unless the process was already underway.

The memo called on Defense Secretary James Mattis to submit a plan by Feb. 21 on how to implement the changes, and the Pentagon has created a panel of senior officials for that purpose. In the meantime, the current policy of allowing transgender people to serve remained in place.

Garbis said the transgender ban was not driven by genuine concerns for military efficacy.

“The lack of any justification for the abrupt policy change, combined with the discriminatory impact to a group of our military service members who have served our country capably and honorably, cannot possibly constitute a legitimate governmental interest,” he wrote in his ruling.

The U.S. Department of Justice said it disagreed with the ruling and was evaluating its next steps.

Reporting by Andrew Chung; Editing by Will Dunham and Andrew Hay

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6. Cuteness abounds when a US Marine gets pinned by his son during a promotion ceremonyСр., 22 нояб.[−]

Screen Shot 2017 11 21 at 2.26.41 PMScreenshot via YouTube

  • A US Marine was promoted to sergeant, with his son appearing to pin on the emblems of his new rank.
  • Cuteness ensued.

Being promoted within the US military's noncommissioned officer rank is a special occasion in a service member's career, after which they are entrusted by their commanders to lead junior enlisted service members and are assigned more responsibilities.

One Marine marked the special occasion with what appeared to be his 3-year-old son.

In a video posted online last year, a newly minted Marine sergeant marches to the front of a formation for his promotion ceremony, standing at attention as a senior Marine reads out a commander's order outlining his new responsibilities.

"As a sergeant of Marines, you must set the example for others to emulate," the senior Marine says. "You are responsible for the accomplishment of your assigned mission, and for the safety, professional development, and well-being of the Marines of your charge."

After the order was read out, a child approaches the formation and says, quietly, "good afternoon, gentlemen," before the promoted Marine kneels so the child can remove his chevrons and pin on the emblems of his new rank.

The two share an embrace before the son scurries away.

Watch the clip:

Youtube Embed:
Width: 840px
Height: 472px

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7. New York City's subway is falling apart — here's how it compares to other cities around the worldСр., 22 нояб.[−]

2017 is a particularly bad year for the New York City subway. A few highlights: A train got stuck underground without air-conditioning in the summer for nearly an hour; a track fire bogged down multiple lines and sent nine people to the hospital; and after a train derailed for the second time in 2017, NY Governor Andrew Cuomo declared the system was in a " state of emergency."

Delays have become a normal for NYC commuters.

This week, The New York Times investigated why the the Metropolitan Transportation Authority (MTA)-run subway system has gotten so bad. The reporters found a slew of financial issues caused by the MTA's fiscal mismanagement.

The Times also examined how often the city's public transit (which includes subways, local buses, and railroads) leave and arrive on time, compared to other cities around the world.

Using local transit data, here's how 21 cities rank:

Public transportation reliability chartMike Nudelman

NYC's system, with just 65% of its performance on-time, fares the worst.

Meanwhile, transit systems in Hong Kong, Taipei, Singapore, and Los Angeles have nearly perfect scores. As The Atlantic notes, Hong Kong uses an ingenious financing system to fund its public transportation. The Mass Transit Railway (MTR) Corporation, which runs the system, receives a cut of city retailers' profits in exchange for transporting customers. In 2016, the MTR produced a revenue of around $5.7 billion and a profit of $1.3 billion in the process. And in 2015, the percentage of Hong Kong's transit system's operational costs covered by fares was 187%, the world's highest.

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8. 6 outrageous perks Apple employees get, from celebrity concerts to discounts on the iPhoneСр., 22 нояб.[−]

iPad tech people AppleEric Risberg/AP Images

Apple, which Markets Insider reports has a current market cap of $871 billion, is one of the most prolific tech companies out there.

• Using Glassdoor, Business Insider looked into some of its employee benefits.

• Glassdoor users gave Apple's overall perks a 4.5 out of 5 stars on the site.

• One of its flashiest draws is its "beer bash" — a regular event featuring snacks, free booze, and celebrity cameos.

Throwing around lots of fancy employee perks seems to be the norm in the tech world.

Business Insider took a look at Apple's Glassdoor reviews to see if the tech giant was any different.

On Glassdoor, users gave Apple's overall benefits a 4.5 out of 5 stars on the site. Reviews indicated the company's tempting perks range from free, star-studded concerts to gym benefits.

Here's a look at some of the benefits Apple offers its employees:

According to Glassdoor, Apple employees get an annual 25% discount when they purchase an iPod, computer, or iPad. Every three years, workers can get $250 off an iPad or $500 off a Mac. Apple software is 50% off. The company also offers other discounts for family and friends, depending on the product.

Hollis Johnson

Source: Glassdoor

Apple allows mothers to take four weeks of paid leave before giving birth and 14 weeks after. Non-birth parents get six weeks of paid time off, according to TIME.

Donnie Ray Jones/Flickr

Source: TIME

The tech company also covers the cost of egg freezing.

Pichi Chuang/Reuters

Source: Business Insider

See the rest of the story at Business Insider

9. British water firms are using a discredited medieval pseudoscience technique to look for pipesСр., 22 нояб.[−]

divination rodsETprepper/YouTube

  • 10 out of 12 big British water firms have admitted to still using "divining rods" to look for water.
  • It's a medieval pseudoscience, with no reputable evidence that it works.

When the parents of Sally Le Page, a British evolutionary biologist, tried to get help from their local water company with installing a new pipe, they were greeted with a bizarre sight.

"My parents couldn’t believe their eyes," Le Page wrote in a blog post, "when they saw the man from [the company] Severn Trent slowly walking around holding two 'bent tent pegs' to locate the pipe."

The technician was attempting to use divining rods — a discredited medieval witchcraft technique that was once believed to able to locate water. (The rods allegedly cross when they're above water.)

And it wasn't a one-off.

Ten out of twelve British water firms still use "water dowsing," despite no reputable scientific evidence that it works.

Le Page tweeted at the "all ten major water companies in England and Wales, plus the government-run agencies in Scotland and Northern Ireland," and asked them whether their technicians ever use divination or dowsing rods.

Of the 12, 10 said yes.

"I believe sometimes they do," Northumbrian Water, one of the 10 private companies asked, said in response, "our field services manager tells me he's seen them used successfully before."

"We do have some techs that still have them in the van and use them if they need to," said Severn Trent.

"There have been occasions where we've used dowsing rods," Anglian Water added.

Of the 12, only Wessex Water and Northern Ireland Water said they did not use the ineffective techniques. (Welsh Water said it did, only to later delete its tweet.)

( You can see all the responses on Sally Page's blog.)

So if divining rods don't work, why do people think they do? It's down to something called the ideomotor effect. It's when you subconsciously move something without realizing it — the same way an Ouija board seems able to answer superstitious users' questions. It's you doing it, even if you don't realize it.

As the United States Geological Survey said, "Case histories and demonstrations of dowsers may seem convincing, but when dowsing is exposed to scientific examination, it presents a very different picture."

"You could just laugh this off. Isn’t it a bit silly that big companies are still using magic to do their jobs! Except if they get it wrong, that could mean the difference between an entire town having safe drinking water or not," Le Page wrote.

She continued:

"If they use divining rods to decide that there isn’t a pipe underneath and so it’s safe to dig there, they could rupture the mains water supply for thousands of people. Not to mention the cost of sending out a 'trained' technician to examine a site for several hours, only to get no valuable information. Money that comes from the UK homeowners who have no choice over which water company to use."

"Maybe it’s time to leave the magic and divination to Harry Potter," Le Page added.

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10. The sugar industry has been quietly funding one of the biggest misconceptions in modern nutritionСр., 22 нояб.[−]

healthy eatingFlickr/IRRI Photos

  • Several studies backed by multinational food and sugar companies have claimed sugar isn't that bad for us.
  • These studies incorrectly suggested that eating fat is responsible for weight gain and obesity instead.
  • New research is revealing how these studies were bankrolled by the sugar industry.

Several recent studies backed by multinational food and sugar companies claimed that sugar isn't so bad for us after all. Don't believe them.

A growing body of evidence has revealed how industry groups have worked to suppress the scientific findings on the harmful effects of sugar for decades — either by promoting studies that downplay its negative effects or suppressing studies that reveal its harms.

A New York Times investigation published in 2016 revealed that the authors of a 2017 study that sought to discredit dietary guidelines aimed at curbing people's sugar intake had strong ties to the sugar industry. One of them sat on the scientific advisory board of Tate & Lyle, a leading global supplier of high-fructose corn syrup.

Now a review published in the journal PLOS Biology details how two other studies, funded by an American trade group called the Sugar Research Foundation, were suppressed when they did not come to the conclusions that the industry intended.

For those studies, conducted in the 1960s, researchers found that rats fed high-sugar diets were at greater risk for strokes, heart attacks, and heart disease. They also had higher-than-normal levels of fat (triglycerides) in their blood. But the research was never published.

Around the same time that those studies were suppressed, the same industry trade group paid three Harvard scientists the equivalent of today's average annual income to publish a review of heart health studies that made sugar look less unhealthy than it is — and to paint fat as the villain instead.

These studies seized on the idea that eating fat in our diets makes us fat — which study after study has debunked.

Fat isn't the villain — sugar is

shutterstock_530521105 breakfast juice muffin pastry coffeeShutterstock

The sugar in our diets appears to be far worse for us than the fat.

"There is one thing we know about fats," Aaron Carroll, a professor of pediatrics at the Indiana University School of Medicine, wrote in his new book, "The Bad Food Bible: How and Why to Eat Sinfully."

"Fat consumption does not cause weight gain," Carroll said. "To the contrary, it might actually help us shed a few pounds."

A large analysis published in August in the journal The Lancet compared more than 135,000 people on low-fat and low-carb diets across 18 countries. The researchers found that low-fat diets were more likely to be linked with death from all causes, and found a higher likelihood of heart attacks and heart disease as well. People on low-carb diets, on the other hand, had significantly lower risk of both of these outcomes.

"Global dietary guidelines should be reconsidered in light of these findings," the researchers wrote in the paper.

avocado smoked salmon blueberries healthy food meal bowl tomatoes lunchFlickr/With Wind

Several other recent studies of people on low-fat eating plans have shown similar results. An eight-year trial involving almost 50,000 women put roughly half of them on a low-fat diet and found that those women didn't see any decrease in their risk of breast cancer, colorectal cancer, or heart disease. Plus, they didn't lose much weight, if any.

"Bottom line? The evidence in favor of a low-fat diet is very thin, whereas the evidence for the benefits of certain fats is mounting," Carroll said.

That means that foods like buttery avocados, rich salmon, and savory nuts should have a place in your diet. If you banned them as part of the low-fat dieting craze of the 1990s, it's time to bring them back.

I, too, once bought into the anti-fat frenzy. I grew up in California with health-conscious parents and our kitchen was stocked with low-fat, high-carb products. Our fridge always had margarine, not butter; low-fat products (rather than low-sugar or no-sugar-added ones) ruled our pantry.

But the good news is that we're all finally uncovering the truth.

More people now understand that cutting out fat won't help us lose weight — and doesn't slash our risk of heart disease. Excess sugar, on the other hand (especially in the form of soda) has been linked with dozens of negative outcomes, including weight gain and obesity. A systematic review of 50 years of studies published in the American Society for Clinical Nutrition in 2006 found a link between the amount of sugar-sweetened beverages people consumed and weight gain and obesity.

"The science base linking the consumption of sugar-sweetened beverages to the risk of chronic diseases is clear," the authors wrote.

Bottom line? Eat less sugar; eat more fat.

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11. JPMorgan might be getting into bitcoin even though Jamie Dimon hates itСр., 22 нояб.[−]

FILE PHOTO: Jamie Dimon, Chairman and CEO of JPMorgan Chase & Co. speaks during the Milken Institute Global Conference in Beverly Hills, California, U.S., May 1, 2017. REUTERS/Mike Blake/File PhotoThomson Reuters

  • JPMorgan is considering whether or not to help clients tap into a potential market for bitcoin futures, according to The Wall Street Journal.
  • CEO Jamie Dimon has derided the digital currency as a "fraud" and said he'd fire employees for trading bitcoin.

JPMorgan CEO Jamie Dimon's opposition to bitcoin, the red-hot cryptocurrency up more than 700% this year, is no secret.

The billionaire has derided the cryptocurrency as a "fraud," useful only for criminals and murderers. He also said he would fire employees of the bank trading bitcoin for being stupid.

Dimon has since pledged that he will keep quiet about the cryptocurrency.

Still, the US bank is considering whether it will help its clients tap into a potential bitcoin futures market being prepared by the exchange giant Chicago Mercantile Exchange, according to a report by The Wall Street Journal.

"JPMorgan is considering whether to provide its clients access to CME’s new bitcoin product through its futures-brokerage unit," The Journal's Alexander Osipovich reported, citing one person familiar with the matter.

The company, according to The Journal, is "assessing whether there is demand among JPMorgan's customers for the proposed CME bitcoin contract."

CME is set to launch a market for bitcoin futures by the end of this year, which would allow investors to bet on the future price of the whipsawing digital currency. Cboe, another exchange, is also preparing a bitcoin futures market.

Bank of America Merrill Lynch noted recently that bitcoin futures could help dampen the coin's volatility. Here's the bank:

"We would not overstate this, as a material reduction in volatility would require there to be a large community of speculators prepared to provide liquidity to the natural owners of the various coins, but given the volatility of the coin markets, maybe there already exists a cadre of participants who would look to short coins on strong days and vice versa, which could overall reduce volatility."

Still, not everyone is convinced that bitcoin futures would be positive for the markets.

In the open letter addressed to J. Christopher Giancarlo, the chairman of the Commodity Futures Trading Commission, Thomas Peterffy, the chairman of Interactive Brokers, one of the largest derivatives traders and a provider of clearing services for hundreds of brokers, said such a product could ultimately "destabilize the real economy."

JPMorgan did not immediately respond to a request for comment.

Read the full Journal report>>

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12. THE SELF-INSTALLED SMART HOME REPORT: Why current smart home device owners are appealing to tech companiesСр., 22 нояб.[−]

BI Intelligence

This is a preview of a research report from BI Intelligence, Business Insider's premium research service. To learn more about BI Intelligence, click here.

Not that long ago, many home-appliance and consumer-electronics makers were gearing up for what they thought would soon be a rapidly growing market for smart home devices.

The instant popularity of the Nest thermostat, introduced in 2011, seemed to confirm their hopes. But those expectations were dashed in the coming years as the market for connected home devices later stagnated.

Even with these challenges, many of the biggest consumer technology companies are now moving into the smart home market. For example, Apple, which recently released its self-installed smart home ecosystem, called the Apple Home, traditionally doesn't move into a market until it's very mature and only when it can release a perfected product. Further, Google this fall launched the Google Home and its companion ecosystem, hoping to jump into the voice-activated smart home speaker market, which Amazon currently dominates with its Echo product line.

In a new report, BI Intelligence examines the demographics of the average smart home device owner and discuss why current smart home device owners are appealing to tech companies. The report also examines the plans of various tech giants in the smart home market and discuss their monetization strategies, and makes suggestions for how these companies can position themselves to make their products and devices more appealing to the mass market.

Here are some key takeaways from the report:

  • Tech companies primarily enter the market to enhance a core revenue stream or service, while device makers desire to collect data to improve their products and prevent costly recalls.
  • We forecast there will be $4.8 trillion in aggregate IoT investment between 2016 and 2021.
  • These companies are also seeking to create an early-mover advantage for themselves, where they gain an advantage by this head start on adoption.
  • Major barriers to mass market adoption that still must overcome include technological fragmentation and persistently high device prices.

In full, the report:

  • Details the market strategy of prominent tech companies and device makers, and analyzes why which ones are best poised to succeed once adoption ticks up.
  • Offers insight into current ownership through an exclusive survey from BI Intelligence and analyzes what demographics will drive adoption moving forward.
  • Explains in detail which companies are poised to succeed in the market in the coming years as adoption increases and mass market consumers begin to purchase smart home devices.

To get your copy of this invaluable guide to the IoT, choose one of these options:

  1. Subscribe to an ALL-ACCESS Membership with BI Intelligence and gain immediate access to this report AND over 100 other expertly researched deep-dive reports, subscriptions to all of our daily newsletters, and much more. >> START A MEMBERSHIP
  2. Purchase the report and download it immediately from our research store. >> BUY THE REPORT

The choice is yours. But however you decide to acquire this report, you’ve given yourself a powerful advantage in your understanding of smart homes.

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13. 10 must-have tech accessories under $10Ср., 22 нояб.[−]

The Insider Picks team writes about stuff we think you'll like. Business Insider has affiliate partnerships, so we get a share of the revenue from your purchase.

51yGdFjFc0LTechnology can get expensive, but even the most useful tech doesn't have to cost that much.

Strip away a bunch of bells and whistles and you have products that can provide a tremendous amount of value without breaking the bank.

These 10 products will keep your devices charged and safe, while also keeping you entertained and free from clutter.

If you have $20 or $50 to spend, your options open up dramatically, but you'd be surprised at what you can get for less than $10.

A USB hub


If you use a lot of accessories, chances are you'll probably run out of USB ports. This is especially true with notebooks, which have fewer USB ports to begin with. If you don't want to go all out and get a dock for your computer, this 4-port USB hub will probably do the trick. I like this hub because these are USB 3.0 ports, which are significantly faster than older USB 2.0 ports. You'll notice that difference the most if you connect an external hard drive to this hub for backups.

Anker Ultra Slim 4-Port USB 3.0 Data Hub, $9.99, available at Amazon

A USB phone charger for your car


Because Apple has removed the headphone jack on the iPhone 7, this multiport car charger is next on my to-buy list. It's great if you want to charge multiple devices at once, but I'm going to use it to keep my phone and Bluetooth audio adapter charged. That way I can listen to music through my car's stereo, and make sure my iPhone has enough juice to get me to my destination.

Anker 24W Dual USB Car Charger PowerDrive 2, $9.99, available at Amazon

A multiport USB adapter


If you argue with roommates or family members about who gets to charge their phone next, save yourself the aggravation and pick up one of these power adapters. Two people can charge their devices at once, and each USB port supplies 2.4 amps of power, which is great if your device supports fast charging.

AUKEY USB Wall Charger, $9.99, available at Amazon

See the rest of the story at Business Insider

14. Joel Embiid shows he can beat opponents physically and mentally with a masterful sequenceСр., 22 нояб.[−]

Joel EmbiidAP Photo/Matt Slocum

  • Joel Embiid trolled Jazz guard Donovan Mitchell into a cheap technical foul on Monday night.
  • After the game, Embiid openly admitted to flopping on the play, causing reporters to laugh at his bluntness on the matter.
  • The move shows Embiid's potential to become one of the legendary trash talkers in the league.

Despite being just 45 games into his NBA career, Joel Embiid is already showing a range to his game that makes some believe he could go down as one of the greatest players ever.

During the Sixers' road trip, Embiid played some of the best games yet in his career, including a 46-point performance against the Lakers that served as a coming out party to any basketball fans who weren't yet aware of Embiid's dominant abilities.

But on Monday night against the Utah Jazz, Embiid showed a different type of dominance — that of the mental mind games that can take over NBA courts.

In the third quarter, Embiid delivered a hard block to Jazz guard Donovan Mitchell. After the play, he stared down Mitchell as he was on the ground, said some words, and began to trot back to the Sixers side of the floor. In response, Mitchell got up and shoved Embiid. When Embiid embellished the contact and fell to the ground, Mitchell was immediately hit with a technical foul, which Embiid mimed along with and used to pump up the home crowd.

You can watch the whole scene play out below.

While the play obviously started with Embiid's physical dominance, after the block, it's the center's tendency to troll that takes over on the court, and he employs in to perfection. As soon as Mitchell makes contact with him he falls to the floor — all seven feet and 250 pounds of him — in a heap in order to draw the foul, which he then celebrates with an smile that reads simply, "Gotcha."

Despite a relatively mediocre statline from Embiid — 15 points, 11 rebounds, 3 assists, and 2 blocks in 27 minutes of work — his provocation of Mitchell still provided him with the highlight of the night as the Sixers took the win 107-86.

After the game, Embiid openly acknowledged the fact that he flopped while speaking with reporters. "Obviously I blocked the shot, and said then I something to him," Embiid said when asked to talk through the play. "And then he just got up and kind of fake shoved me, and I flopped, and he got a technical for it. So that's basically how it happened."

Reporters broke out in laughter after he admitted to "flopping" so openly.

Embiid added that it was all a light-hearted affair though, saying "But it's all fun after the game. We shook hands. It was all fun."

You can watch Embiid's post-game interview below.

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The NBA is known for its legendary trash talkers, from Hall of Famer Kevin Garnett to current title-holder Draymond Green. But not even 50 games into his young career, Embiid is already showing an acumen for the art form, and getting results.

Combined with his fantastic play on the court and his fun-loving social media presence that has made him so beloved throughout the league, Embiid is developing into a true triple-threat.

NOW WATCH: Watch the 25-year-old Georgia Dome stadium in Atlanta implode using almost 5,000 pounds of dynamite

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15. Olympic gymnast Gabby Douglas shares abuse allegations after being accused of 'victim shaming' her teammatesСр., 22 нояб.[−]

gabby douglasLaurence Griffiths/Getty Images

  • On Tuesday, Olympic gymnast Gabby Douglas accused former team doctor Larry Nassar of sexual abuse.
  • The two-time gold medalist wrote in an Instagram post that she didn't share her stories sooner because she was "conditioned to stay silent."
  • Douglas' allegations come several days after she was accused of victim-shaming her former teammates Aly Raisman, who has also accused Nassar of alleged abuse.

Over the weekend, Gabby Douglas tweeted a message that appeared to criticize her former teammate Aly Raisman. The two-time gold medalist was dragged through the mud on Twitter, with many accusing her of victim-shaming Raisman and others who've come forward with abuse allegations against former team doctor, Larry Nassar. Now, Douglas has not only released an apology, but alleged that Nassar abused her as well.

In an Instagram post shared Tuesday, Douglas apologized for her Tweet and shared her story of alleged abuse at the hands of Nassar. She explained that the day before she sent her tweet, she was at an event with girls who look up to her as a role model. Douglas wrote:

I didn't view my comments as victim shaming because I know that no matter what you wear, it NEVER gives anyone the right to harass or abuse you. It would be like saying that because of the leotards we wore, it was our fault that we were abused by Larry Nassar. I didn't publicly share my experiences as well as many other things because for years we were conditioned to stay silent and honestly some things were extremely painful. I wholeheartedly support my teammates for coming forward with what happened to them.

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Douglas' post makes her the third member of the 2012 "Fierce Five" gymnastics team to come forward with allegations against Nassar. McKayla Maroney came forward in early October as part of the #MeToo social media campaign. Raisman made allegations against Nassar earlier this month. Nassar is currently facing criminal charges that he molested other gymnasts, along with counts of possessing child pornography. He has denied the charges.

Though Maroney has been silent since coming forward, even deleting her social media accounts, Raisman has continued to criticize both Nassar and USA Gymnastics, which she says went to great lengths to protect the doctor over young female members of the team.

"I kept reaching out saying I wanted to meet with [the private investigator] again, because I had time to process it, I realized it was really bad," Raisman said in an interview with "Today." "I was basically told to keep it quiet, and that they were handling it."

Raisman has been equally vocal on Twitter, writing on Saturday that she would not "put up with any woman or girl being shamed for wanting to wear a skirt, dress, etc."

"STOP VICTIM SHAMING," Raisman wrote. "It is because of you that so many survivors live in fear."

Douglas responded in a now deleted tweet that said, "It is our responsibility as women to dress modestly and be classy. Dressing in a provocative/sexual way entices the wrong crowd."

Many took Douglas' message as a form of victim-shaming and a slap in the face to her former teammate, including Simone Biles, who competed with both women on the 2016 Olympic women's gymnastics team.

"Shocks me that I’m seeing this but it doesn’t surprise me," Biles wrote. "Honestly seeing this brings me to tears bc as your teammate I expected more from you & to support her."

You can read Douglas' full Instagram post below:

First, I want to reiterate my apology for responding the way that I did to a comment that one of my teammates posted. I know some of you may take what I'm about to say as insincere, but I still want to provide context.

The day before I commented, I was at an event where hundreds of children and young adults came to spend an evening with me. It’s very humbling when many people look up to you as an example. I take my job as a role model very seriously and I always want to do my best to represent all the best qualities that a role model should embody. I admit there are times that I fall short.

I didn't view my comments as victim shaming because I know that no matter what you wear, it NEVER gives anyone the right to harass or abuse you. It would be like saying that because of the leotards we wore, it was our fault that we were abused by Larry Nassar. I didn't publicly share my experiences as well as many other things because for years we were conditioned to stay silent and honestly some things were extremely painful. I wholeheartedly support my teammates for coming forward with what happened to them.

I understand that many of you didn’t know what I was dealing with, but it is important to me that you at least know this. I do not advocate victim shaming /blaming in any way, shape, or form! I will also never support attacking or bullying anyone on social media or anywhere else.

Please forgive me for not being more responsible with how I handled the situation. To every other individual that commented to or about me hatefully, I apologize that I let you down too. I will never stop promoting unity, positivity, strength, being courageous, and doing good instead of evil. I have learned from this and I’m determined to be even better

All my love,


If you are a victim of sexual assault, you can visit RAINN or call its hotline at 1-800-656-4673 to receive confidential support from a trained staff member.

NOW WATCH: I ate exactly like Tom Brady for a week and it made me feel better

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16. China is flying bombers and spy planes near Japan and telling Japan to 'not make a fuss' about itСр., 22 нояб.[−]

Chinese H H-6K bomber

On Saturday, a Chinese People's Liberation Army Air Force (PLAAF) Tu-154MD electronic-intelligence aircraft flew between the Japanese islands of Okinawa and Miyako — an area known as the Miyako Strait. The following day, four Xian H-6K long-range bombers and one Shaanxi Y-8 electronic-warfare aircraft also flew through the strait.

The H-6K bombers can carry a payload of up to 12 tons and can be armed with either seven YJ-12 supersonic antiship missiles or CJ-10A (KD-20) land-attack cruise missiles that can carry nuclear warheads.

Japanese fighter jets were scrambled on both days, but they reported no violations of Japanese airspace.

The flights are just the latest PLAAF flights through the Miyako Strait.

in July, Chinese H-6Ks flew through the area, angering both the Taiwanese and Japanese governments. Though no violation of airspace was recorded in that incident, the Japanese government sent formal protests to China, which responded in a statement that Japan should "not make a fuss about nothing," and that Tokyo needs to "get used to it."

In August, the PLAAF flew six H-6Ks near Kansai’s Kii Peninsula, close to the Japanese mainland, for the first time, according to Japan's Defense Ministry.

Screen Shot 2017 11 21 at 3.04.00 PMJapanese Ministry of Defense

China's Defense Ministry made an assertive statement after the mission, saying "no matter what obstructions are encountered, the Chinese Air Force will carry on as before; no matter who flies with us, the Chinese Air Force will fly often!"

China and Japan also dispute control of a group of Japan-administered islands in the East China Sea, called the Senkaku Islands by Japan and the Diaoyu Islands by China. Taiwan also claims the islands, calling them Tiaoyutai.

China escalated tensions in 2013 when it declared the islands part of its "air defense identification zone," which would give it control over all the airspace in the region.

Japan has been increasingly worried about violations of its airspace by Chinese aircraft. Last year, the Japan Air Self-Defense Force created a new air wing to be based at the Naha Air Base in Okinawa. Japan also doubled the number of fighter jets used in intercept missions from two to four.

Japan Air Force F-15Angelique Perez/USAF

Despite the tension, Japan's Defense Ministry reported an overall decrease in jet scramblings from the first half of this fiscal year, when there were 287, compared to the same time period in 2016, when there were 407.

However, Japan's Defense Ministry has reported an increase in "unusual” flights, like the drill near the Kii Peninsula, and other flights with bombers and intelligence-gathering and electronic-warfare aircraft.

In October, Chinese bombers reportedly practiced bombing runs meant to target Guam, which, like Okinawa, hosts important US military installations.

The incidents indicate that China has greater ambitions in the Pacific — and with Beijing modernizing its military at a fast pace, many nations are increasingly concerned.

NOW WATCH: Here's why so many nations want to control the South China Sea — and what China wants to do

17. Astronomers have discovered a bizarre-looking object that came from outside our solar systemСр., 22 нояб.[−]

Astronomers recently discovered a bizarre-looking object in our solar system that's unlike anything they've ever seen before. It's so peculiar that astronomers think it's not even from our solar system. They've dubbed this mysterious interstellar asteroid " Oumuamua." Following is a transcript of the video.

This asteroid is not from around here. Turns out, it came from another star system. This is the first time humanity has observed an interstellar object.

Astronomers discovered it on Oct. 19. At first, they thought it was a comet. But its orbit was unlike anything ever seen before, and it was traveling at unusually high speeds: 85,700 mph.

So, astronomers reclassified the object as an interstellar asteroid. Asteroids in our solar system are usually round and lumpy. But this object probably looks more like a giant cigar. Observations suggest it's about a quarter mile long. Right now, it's about 124 million miles from Earth.

Over the next 2 years, it will pass by Jupiter and Saturn's orbits. Astronomers predict it will leave our solar system in Jan. 2019. Making its way into deep space toward the constellation Pegasus.

It may be the first interstellar visitor, but the bigger question is: Will it be the last?

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18. Walmart's most surprising top-selling items in every stateСр., 22 нояб.[−]

Walmart gathers more data than any other US retailer on what Americans are buying, thanks to its sheer size.

The company recently analyzed Walmart.com data to find out which items are the most popular in every state, and shared the results with Business Insider.

There were some products that were popular across the board, including mulch, microwave ovens, Mainstays pillows, and vacuums.

Other products had a surprising level of popularity by state, such as Zyrtec in California, traffic cones in Tennessee, puzzle storage in Illinois, and lemon cake in South Dakota.

Here are some of the most surprising top-selling items in every state, according to Walmart.

ALABAMA: Cake mixes

Business Insider

ALASKA: Bathroom decor

Business Insider

ARKANSAS: Baby products

Business Insider

See the rest of the story at Business Insider

19. These are the 9 highest-paid Victoria's Secret modelsСр., 22 нояб.[−]

GettyImages 626927082

The annual Victoria's Secret Fashion Show will be taking place in Shanghai, China, Monday evening, and broadcast on November 28.

The fashion show is considered one of the most prestigious gigs a model can land. Gaining your "Angel wings" — intricately designed pairs of wings given to the most highly regarded models in the show — is a whole other privilege.

Jan Planit, who used to head up top modeling agency IMG and now runs Planit Model Management, once told the New York Post: "There are very few special things you can achieve as a model. Getting your Angel wings is the ultimate."

The iconic shows are famed for their dramatic, colorful, and skimpy outfits, as well as their impressive lineup of entertainment. This year's musical guests include Harry Styles, Miguel, and Leslie Odom Jr.

Last year, 51 top models made the final cut for the show, just 14 of whom were designated "Victoria's Secret Angels" — brand ambassadors who travel the world promoting Victoria's Secret year-round. Best friends Gigi Hadid and Kendall Jenner became the most recent models to earn their wings on stage at the 2016 show.

While being in the show or getting wings are honors in themselves, the money doesn't hurt either. Nine of the models who appeared in the 2016 show appeared on Forbes' list of the world’s 20 highest-paid models in 2016.

Scroll down to see the highest-paid Victoria's Secret models from last year's show, ranking in ascending order by their 2016 earnings, according to Forbes.

*The earnings are an estimate based on income from all modeling contracts, both from Victoria Secret as well as other companies.

9. Taylor Hill — $4 million.

Getty/ Dimitrios Kambouris

Taylor Hill, the 21-year-old "girl next door from Colorado" and Vogue cover star, became the face of Topshop's AW16 campaign in July 2016. Since then her Instagram follower base has doubled — she now has 9.2 million followers of her @taylor_hill account.

Hill walked her first VS show in 2014 and became an Angel a year later.

8. Jasmines Tookes — $4 million.

Dimitrios Kambouris/Getty

Californian Jasmine Tookes is one of three women of color — out of all VS models — to make Forbes' highest-earning list in 2016.

The 26 year old gained her wings in 2015, after first walking a Victoria's Secret show in 2012.

7. Lily Aldridge — $4 million.

Getty/ Jamie McCarthy

LA-born Lily Aldridge walked her first Victoria's Secret show in 2009, and became an Angel the following year. The 32 year old's favorite place in the world is her hometown of Nashville, Tennessee, according to her VS profile. Her Instagram has 5.1 million followers.

See the rest of the story at Business Insider

20. You've probably been cooking your turkey all wrong — here's how to do it in 90 minutes flatСр., 22 нояб.[−]

There are innumerable ways to prepare your turkey for Thanksgiving dinner. But if you want something simple, delicious, and most importantly fast, this dry rub turkey recipe will get your bird on the table in 90 minutes.

The full recipe can be found here.

EDITOR'S NOTE: This video was originally published on November 21, 2016.

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21. Even if you're a huge 'Star Wars' fan, you probably shouldn't buy the new 'Star Wars' game (EA)Ср., 22 нояб.[−]

There's one stand-out feature of "Star Wars: Battlefront II:" It's ridiculously gorgeous.

Star Wars Battlefront 2

The new game, which is available for Microsoft's Xbox One, Sony's PlayStation 4, and Windows PCs, is full of lovingly detailed scenes like the one above. Its visually stunning throughout, from its brief single-player campaign to its large-scale online multiplayer mode.

Unfortunately, that's about the only good thing about "Battlefront 2."

WARNING: Spoilers ahead!


This review will include important details about "Star Wars Battlefront II's" story and gameplay. So, if you don't want to see or read any spoilers, turn back!

Review note: I played a review copy of "Battlefront II" provided by game publisher Electronic Arts on a PlayStation 4 Pro in 4K resolution. All images in this review were captured on that device.

"Battlefront II" is a middling first-person shooter game wrapped in expensive clothing.


The first few times I shot a gun in "Battlefront II," it was cool. It made the characteristic "Star Wars" gun noise. The corresponding Storm Trooper or Rebel soldier reacted accordingly.

The thousands of times after that were far less satisfying.

That's because the act of shooting in "Battlefront II" is terribly boring. There just aren’t a lot of weapons to choose from, and the game doesn’t allow you to customize the ones it does include.

What's more, there's an almost carnival game-like feeling to shooting weapons in "Battlefront II." For one thing, it generally doesn't seem to matter where on their bodies you hit your enemies. For another, those enemies repeatedly tend to come out of obvious "monster closets," areas of the game that open to release bad guys when you when you trip a particular trigger.

Worse than all that, though, is the enemy encounters aren't particularly exciting. The game has only a limited number of different types of enemies, and they aren't very smart. That may be an intentional reflection of how the movies portray Storm Troopers. But even if it is, it's just not very fun.

The single-player story is a mess, even by video game standards.


Compared with the original "Battlefront", "Battlefront II" has one big new feature: a single-player story mode.

The story focuses on Iden Versio, an Imperial Special Forces officer. In its pre-launch marketing of the game, Electronic Arts, "Battlefront II's publisher," has been billing Versio as a loyal member of the Bad Guys.

Versio's story begins when she sees the second Death Star explode — as depicted in "Star Wars: Episode VI — Return of the Jedi." That sends her on a mission of revenge — or so we're led to believe, anyway. What actually happens is she soon realizes she's fighting for the wrong side and abruptly changes her allegiances.

The problem is that her about-face is literally unbelievable. We're supposed to just swallow the idea that even though Versio is an elite forces commander whose father reported directly to the leaders of the Imperial Army, she didn't realize she was fighting for the Bad Guys until after the fall of the Empire.

Versio's abrupt switch might have been OK if it had been handled well. But it's not. Instead, her "turning point" moment is so poorly executed it's impossible to believe. One minute she's blindly following orders, and the next minute she's turning on long-time colleagues and murdering dozens of former comrades.

It's the kind of deus ex machina nonsense that video games are notorious for, but how it's handled in "Battlefront 2" is among the worst cases I've seen.

See the rest of the story at Business Insider

22. Uber reportedly paid hackers $100,000 to cover up a cyberattack that exposed the personal data of 57 million peopleСр., 22 нояб.[−]

travis kalanickSteve Jennings/Getty Images

Uber paid hackers $100,000 to cover up a 2016 cyberattack that exposed the personal data of 57 million people, including both riders and drivers, Bloomberg's Eric Newcomer reported Tuesday.

The data breach, which occurred in October 2016, was not made public until Tuesday when Uber quietly published a blog post about the incident. But Uber's former CEO Travis Kalanick was made aware of the breach just a month after it occurred.

"None of this should have happened, and I will not make excuses for it," Dara Khosrowshahi, who joined Uber as CEO in September, wrote in the post. "We are changing the way we do business, putting integrity at the core of every decision we make and working hard to earn the trust of our customers."

Among the info stolen was trove of data including the names, emails, phone numbers for 50 million riders globally, as well as the personal information of 7 million drivers. This included US driver's license numbers, but no Social Security numbers, according to Uber.

Two of the people responsible for Uber's handling of the breach are no longer with the company as a result of the findings, Khosrowshahi wrote in the post.

One of them is Joe Sullivan, Uber's chief security officer, who was asked by Khosrowshahi to resign, according to Bloomberg. Sullivan had previously worked at Facebook.

One of Sullivan's direct reports, a lawyer named Craig Clark, was fired, according to the report.

This news comes at the end of a rocky year for the company which included several high-level deparatures following reports that the company culture was toxic, and allegations of sexism. Kalanick, who co-founded the company in 2009, resigned as CEO in June, though the strife continued as Uber's board of directors battled over who would come in to replace him.

Uber did not immediately respond to a request for comment.

Read Bloomberg's full report on the 2016 Uber hack here.

NOW WATCH: Google Pixel 2 vs iPhone X: The biggest differences between the two

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23. UPS workers claim holiday disaster looms as they threaten to strikeСр., 22 нояб.[−]

ups package deliveryREUTERS/John Sommers II

  • UPS aircraft mechanics are threatening to strike during the busy holiday shipping season
  • The workers are launching a national advertising campaign to fight what they are calling "massive reductions" to their health care benefits
  • UPS says customers "remain in good hands" during the holiday season and notes that workers cannot strike unless they are released from negotiations by the National Mediation Board

UPS workers are threatening to go on strike amid the busy holiday shipping season because of a disagreement over changes to their health care benefits.

UPS aircraft mechanics and related employees who maintain the company's air cargo fleet are taking out ads in USA Today and the Seattle Times that state: "What every American should know before they ship with UPS during the holidays: UPS wants to make deep cuts to its aircraft mechanics’ health care benefits. That’s why the 1,300 aircraft mechanics who keep UPS planes running during the holiday season are ready to strike."

The workers, represented by the Teamsters Local 2727 union, say UPS wants to make massive cuts to their health care benefits.

"The holiday shipping season is UPS’ busiest and most critical time, and before our customers ship with UPS, we want them to know about the instability in our already distressed workforce," Tim Boyle, president of Teamsters Local 2727, said in a statement. "The aircraft maintenance workforce is united and won’t let UPS executives gamble with our families’ health care."

UPS and the union have been in mediated contract negotiations over the changes. The union, which has voted to authorize a strike, recently filed a request with the Federal National Mediation Board asking to be released from the negotiations.

The workers cannot go on strike unless the board releases them from negotiations.

UPS says its customers "remain in good hands during the holidays" and said the aircraft mechanics' union's ads "include more of the same exaggerated rhetoric designed to pressure our ongoing labor contract negotiations."

"The reality is, under US labor law, these negotiations are controlled by the National Mediation Board, not the company or the union; talks continue to progress; and our aircraft mechanics will continue to have outstanding benefits, including great healthcare coverage," UPS said in a statement. "UPS aircraft mechanics enjoy one of the most attractive compensation packages in commercial aviation. When factoring in wages, pension, 401(k) and benefits, the annual value of their total compensation package exceeds $140,000."

UPS said it believes the negotiations will result in a "win-win contract, just as in all of our previous mechanic negotiations."

"UPS remains ready to meet with the union under the authority of the NMB and will work toward a successful agreement," the company said.

NOW WATCH: We went inside a Shake Shack kitchen and they showed us how to make their famous burgers

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24. Roy Moore's Democratic opponent quotes Ivanka Trump and Jeff Sessions in brutal attack adСр., 22 нояб.[−]

Roy MooreREUTERS/Marvin Gentry

  • Doug Jones, the Democratic opponent of Alabama Senate candidate Roy Moore, released an ad using top Republicans' statements against Moore.
  • Moore faces sexual misconduct allegations by a number of women who said Moore pursued them when they were teenagers and he was in his 30s.
  • Ivanka Trump is quoted in the ad as saying there's a "special place in hell for people who prey on children."

The Democratic candidate in Alabama's Senate race is using the words of top Trump administration officials and Republicans against Roy Moore, the Republican whose campaign has been beset by sexual misconduct allegations in recent weeks.

A 30-second ad released by Doug Jones' campaign quoted Ivanka Trump as saying, "There's a special place in hell for people who prey on children … I have no reason to doubt these victims' accounts."

Trump was referring to the women who have publicly said that Moore pursued relationships with them when they were teenagers and he was in his 30s. Several of the women allege that Moore sexually assaulted or behaved inappropriately toward them years ago.

Though Moore has denied allegations of wrongdoing and blamed the uproar on the news media and his political opponents, many top Republicans have denounced Moore and said they believe the women's stories are credible.

"I have no reason to doubt these young women," Attorney General Jeff Sessions said last week in his testimony to the House Judiciary Committee. Sessions' words, too, were quoted in Jones' ad.

Another voice the ad included was that of Republican Sen. Richard Shelby of Alabama, who said he would "absolutely not" vote for Moore.

"Conservative voices — putting children and women over party. Doing what's right," the ad's narrator said.

Watch the full ad below:

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NOW WATCH: The Secret Service may have been 'impaired' the day JFK was assassinated

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25. The Army wants to replace its new, $6 billion communications system after finding Russia and China could breach itСр., 22 нояб.[−]

US Army 2015 obstacle courseUS Army National Guard/Sgt. Matthew Sissel

The US Army has concluded that its $6 billion battlefield communications system would likely be breached by Russia or China in the event of a big-power conflict, rendering it all but useless against sophisticated foes. The Army says it needs at least two years to come up with a new, more resilient system that can provide the tactical networking that soldiers have come to rely on in Afghanistan and Iraq.

Despite the vulnerabilities and flaws that the Army has identified in the program in recent months, the service will still finish fielding the system to the entire force over the next two years, officials said, while trying to quickly patch in upgrades where they can while they search for a new solution. Meanwhile, Congress is prodding the Army to find fixes for the communication system and is only offering half the $420 million the Army requested to finish deploying it in 2018.

The sudden demise of the system, known as the Warfighter Integrated Network – Tactical (WIN-T), which was until recently the Army’s top modernization and development priority, underscores larger institutional problems evident in how the Army buys equipment. And it comes amid growing Pentagon concern that U.S. forces are losing their traditional technological edge over strategic rivals such as China and especially Russia, which has proven its electronic war-fighting edge in combat in Ukraine.

“I think what happened in Ukraine set off a lot of warning signals,” said one person familiar with the development of the program. “The pendulum has shifted.”

Army Chief of Staff Gen. Mark Milley last week called the system “very, very fragile,” and said it is “probably vulnerable to sophisticated nation-state countermeasures.”

And service leaders say it is going to take time — and money — to move past the system. “It probably will take a couple of years to get it right,” said Undersecretary of the Army Ryan McCarthy said during the press conference with Gen. Milley. “Changing the architecture of our network … the scale is massive.”

US Army WIN-T radio communications computer(Photo Credit: Maj. Rachael Hoagland)

An Army official told Foreign Policy that WIN-T “does not meet the operational need” in an environment where an enemy has electronic jamming or hacking capabilities. “The network we have today isn’t the network we need for that fight,” said the official, who spoke on the condition of anonymity.

Since its debut in 2004, the software, radios, and computer systems have been hailed as a transformational leap in battlefield communications. WIN-T allows soldiers in the field to track friendly and enemy movements on handheld devices, while watching video feeds from overhead drones and communicating with headquarters. The first iteration required vehicles to halt before the system could work; a more recent upgrade allows communications while soldiers are on the move.

When it was deployed to Afghanistan for the first time in 2013, the system proved that it could push information around the way commanders envisioned. But that was against an enemy with no ability to listen in, or jam communications.

As defense planners look toward more demanding battlefield scenarios in Europe, the flaws of WIN-T are becoming apparent. The system has little protection against electronic countermeasures, and it is bulky and takes two days to set up, requiring large command tents bristling with servers and antennae. Defense officials fear those command posts will act as a beacon, attracting attacks from sophisticated enemies.

And for any war in Europe, the Army is prioritizing speed and maneuverability, which would be hard to maintain with the current system.

“Soldiers can’t set it up quickly and potentially move it in a hurry if they need to,” the Army official said. “So if I’m in more than one place for an extended period of time, I’m dead.”

NOW WATCH: The US spent $611 billion on its military in 2016 — more than the next 8 countries combined

26. THE POINT-OF-SALE APP MARKETPLACES REPORT: How payments firms are upgrading their service offerings to meet evolving merchant demandsСр., 22 нояб.[−]

The App MarketplaceBII

In an increasingly digitized world, brick-and-mortar retailers are facing immense pressure to understand and accommodate their customers’ changing needs, including at the point of sale (POS).

More than two years after the EMV liability shift in October 2015, most large merchants globally have upgraded their payment systems. And beyond upgrading to meet new standards, many major retailers are adopting full-feature, “smart” devices — and supplementing them with valuable tools and services — to help them better engage customers and build loyalty.

But POS solutions aren’t “one size fits all.” Small- and medium-sized businesses (SMBs) don't usually have the same capabilities as larger merchants, which often have the resources and funds to adopt robust solutions or develop them in-house. That's where app marketplaces come in: POS app marketplaces are platforms, typically deployed by POS providers, where developers can host third-party business apps that offer back-office services, like accounting and inventory, and customer-retention tools, like loyalty programs and coupons.

SMBs' growing needs present a huge opportunity for POS terminal providers, software providers, and resellers. The US counts roughly 8 million SMBs, or 99.7% of all businesses. Until now, constraints such as time and budget have made it difficult for SMBs to implement value-added services that meet their unique needs. But app marketplaces enable providers to cater to SMBs with specialized solutions.

App marketplaces also alleviate some of the issues associated with the overcrowded payments space. Relatively new players that have effectively leveraged the rise of the digital economy, like mPOS firm Square, are increasingly encroaching on the payments industry, putting pricing pressure on payment hardware and service giants. This has diminished client loyalty as merchants seek out the most affordable solution, and it's resulted in lost revenue for providers. However, app marketplaces can be used as tools not only to build client loyalty, but also as a revenue booster — Verifone, for instance, charges developers 30% of net revenue for each installed app and a distribution fee for each free app.

In this report, BI Intelligence looks at the drivers of POS app marketplaces and the legacy and challenger firms that are supplying them. The report also highlights the strategies these providers are employing, and the ways that they can capitalize on the emergence of this new market. Finally, it looks to the future of POS app marketplaces, and how they may evolve moving forward.

Here are some of the key takeaways from the report:

  • SMBs are a massive force in the US, which makes understanding their needs a necessity for POS terminal providers, software providers, and resellers — the US counts roughly 8 million SMBs, or 99.7% of all businesses.
  • The entrance of new challengers into the payment space has put pricing pressure on the entire industry, forcing all of the players in the industry to find new solutions to keep customers loyal while also gaining a new revenue source.
  • Major firms in the industry, like Verifone and Ingenico, have turned to value-added services, specifically app marketplaces, to not only build loyalty but also giving them a new revenue source — Verifone charges developers 30% of net revenue for each installed app and a distribution fee for each free app.
  • According to a recent survey by Intuit, 68% of SMBs stated that they use an average of four apps to run their businesses. As developers flock to the space to grab a piece of the pie, it's likely that increased competition will lead to robust, revenue-generating marketplaces.
  • And there are plenty of opportunities to build out app marketplace capabilities, such as in-person training, to further engage with users — 66% of app users would hire someone to train and educate them on which apps are right for their businesses.

In full, the report:

  • Identifies the factors that have changed how SMBs are choosing payment providers.
  • Discusses why firms in the payments industry have started to introduce app marketplaces over the last four years.
  • Analyzes some of the most popular app marketplaces in the industry and identifies the strengths of each.
  • Breaks down the concerns merchants have relating to app marketplaces, and discusses how providers can solve these issues.
  • Explores what app marketplace providers will have to do going forward in order to avoid being outperformed in an industry that's becoming increasingly saturated.

Interested in getting the full report? Here are two ways to access it:

  1. Subscribe to an All-Access pass to BI Intelligence and gain immediate access to this report and over 100 other expertly researched reports. As an added bonus, you'll also gain access to all future reports and daily newsletters to ensure you stay ahead of the curve and benefit personally and professionally. >> Learn More Now
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27. The email script that convinced me to take dozens of meetings over the years is the same one I used to find a new jobСр., 22 нояб.[−]

Networking party talkingStrelka Institute for Media, Architecture and Design Follow/flickr

  • Writer Stephanie Brown shares the one line that grew her network and secured interviews while she was unemployed.
  • Instead of saying she was looking for a job, should would ask, "I would love your advice on what you think I should do next."
  • But, you shouldn't be flattering to people just for the sake of getting a job — make sure you're asking them because you genuinely want to.

In 2013, after eight years working in various senior roles for Nike, I left my job to take a chance on a small, unknown brand. 3 months later, I was fired.

Suddenly, for the first time in my career, I was without a job and faced with the challenge of rebuilding my career.

At that point, my network was much smaller than I would have liked. I had developed a strong internal network at Nike, but externally, it was weak. Knowing the most jobs are unlikely to be advertised, I had to get busy making contacts in my industry to get the best roles.

But how do you make contact with complete strangers when you are unemployed and have nothing to offer?

I thought back to my time at Nike, and realized I had been contacted at least once a week by someone relatively unknown to me, asking for help in getting a job. Some I took meetings with — others, I didn't.

So what set those two groups of people apart?

I took meetings with the people who wanted to learn, not the people that were looking for a job.

If I was contacted by someone asking for help in getting a job, I was unlikely to bother meeting them. It put too much pressure on me. What if I couldn't help them? What if there wasn't a job for them? What if they weren't any good? I didn't want to take a meeting with someone where the pressure was on me to help them find a job.

On the flip side, it was the people who wanted to learn from my experience that I always said yes to. Having a coffee with someone who wants to hear your story and learn and be inspired is much less pressure than having to help someone find a job.

And in most cases, I found that by the end of these meetings we had connected in such a lovely way that I was scanning my mind trying to think of how I could help find them a job!

So, I started using the same technique to get in touch with hiring managers for all the coolest brands in town, including Facebook, Google, Twitter, Bacardi, Asos and Topshop. I reached out to my small crop of connections and asked them to introduce me to anyone they knew that was working for the type of brands I love. And then when I was introduced, I asked for a face-to-face meeting by saying:

"I would love your advice on what you think I should do next."

And suddenly everyone I contacted was offering to meet me for coffee!

From my own experience there is nothing more flattering than receiving an email where the underlying message is, "You are awesome, tell me how to be awesome like you!"

However, the key to this is that it can't be disingenuous. You shouldn't be flattering people for the sake of trying to get yourself a new job — you really need to be interested in them and what they have to say. This is an amazing opportunity to learn and be inspired. Don't ruin that by being self-centered and thinking only of your next move. The job will come. But right now you have an amazing opportunity to make connections with some incredibly talented and smart people. Take advantage of that.

Recently, I received an email from a young girl I had met once about two years ago. She worked in the same building as me but for another brand. Her current contract was coming to an end and, due to the fact we had met once before, she reached out to see if we could meet for coffee. Her opening line?

"My contract is coming to an end and I'd really like your help in getting a job in your department."

My response? I sent her the email address for HR.

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28. TripAdvisor is under investigation from the FTC after it reportedly removed user accounts of rape and assaultСр., 22 нояб.[−]


  • The FTC is investigating TripAdvisor after the website reportedly removed user accounts of rape and assault.
  • TripAdvisor has since introduced a measure that allows a committee of employees to flag resorts that are deemed unsafe.

Travel recommendation website TripAdvisor drew the ire of users and observers after it was accused of removing claims of assault and rape users made in reviews of resorts listed on the site.

TripAdvisor has tried to prevent further controversy by introducing measures to flag resorts that are deemed unsafe, but it wasn't enough to avoid attention from the Federal Trade Commission, which is reportedly investigating the company, the Milwaukee Journal-Sentinel reported.

The investigation was revealed in a letter from the FTC to Wisconsin Sen. Tammy Baldwin.

"The Commission has a strong interest in protecting consumer confidence in the online marketplace, including the robust online market for hotel and travel," FTC Chairwoman Maureen Ohlhausen wrote, according to the Journal-Sentinel.

"When consumers are unable to post honest reviews about a business, it can harm other consumers whose abilities to make well-informed purchase decisions are hindered and harm businesses that work hard to earn positive reviews."

Published in November, the Journal-Sentinel's investigative report revealed a trend of users reporting being raped and assaulted at resorts around the world, only for TripAdvisor to mark their reviews as hearsay or unsuitable for the site and remove them. Since then, the site has formed a committee of employees who will have the ability to flag resorts where users report safety concerns.

TripAdvisor gave Business Insider the following statement:

"We are not aware of an inquiry by the Federal Trade Commission nor have they contacted us. TripAdvisor is a global user-generated content platform that enables travelers to post positive and negative reviews and forum content about their experiences. We receive 290 pieces of content a minute and need to ensure that information posted on our site adheres to our content guidelines to ensure the integrity of these posts. We stand by our publishing guidelines and how they are applied."

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29. THE MICROPAYMENTS REPORT: Problems and solutions for low-value paymentsСр., 22 нояб.[−]

exclusive paid contentBI Intelligence

This is a preview of a research report from BI Intelligence, Business Insider's premium research service. To learn more about BI Intelligence, click here.

Since Apple launched the iTunes Store and began selling songs for 99 cents each, media bigwigs have been advocating for an “iTunes for news” model to help ease digital media companies’ transition from print to digital.

But since then, publishers still have struggled to effectively mimic the success of iTunes, and convert it into revenue for content.

The closest model is micropayments, or low-value payments for online goods and services.

Micropayments, which allow users to pay per piece of content they purchase, are a relatively new problem for the online payments industry. That’s because in person, users are most inclined to use cash for payments below $10, and for online purchases of physical goods, shipping costs often disincentivize users from making low-value payments. For digital content, though, there’s no alternative to accepting low-value card payments, which mean that firms wanting to harness this model will have to seek out ways to make it work.

Right now, micropayments aren’t effective. For consumers, they present psychological hurdles, because mobile and digital buying is already challenging and making frequent purchases could exacerbate these frictions. And for content producers, fees associate with digital payment eat away at the cost and limit or eliminate the profit potential for these types of goods, making them a challenge even if they were to catch on.

There are reasons for optimism — many publishers have bought into an app called Blendle, which aggregates content and makes payment more frictionless. And Blendle has seen modest gains since launch, which indicates that micropayments could gain traction under the correct circumstances. If a giant, like Apple, Google, Facebook, or another platform where customers both have existing news and payment relationships, were to take the challenge on, its value could begin to increase.

A new report from BI Intelligence, Business Insider's premium research service, outlines the micropayments problem and forecasts the future of micropayments for consumers and merchants. It also offers potential solutions for micropayments problems.

Here are some of the key takeaways from the report:

  • Digital micropayments are on the rise because they help solve a problem for online content providers. Micropayments have proven successful for digital music and app purchases. That's led publishers of digital content, like news or video, to look at them as an alternative way to monetize content, particularly in the wake of rising ad-blocker usage.
  • For merchants, micropayments are often too expensive to offer. Processing fees associated with card-based transactions are often high enough that they pare down or eliminate almost all potential for seller profit from micropayment transactions.
  • A major tech giant could seize the opportunity to work with publishers to grow its own apps and payments offerings at the same time. Their wide reach and seamless payments infrastructure could get the necessary buy-in from merchants and consumers alike to make the model more successful across the board.

In full, the report:

  • Explains why micropayments are growing in popularity among content producers
  • Evaluates why these types of payments pose a problem to both merchants and consumers
  • Provides detail about potential solutions, both from payments providers and other third-party players in the space
  • Assesses the conditions under which micropayments could take off, and determines whether or not they have a shot at success
  • And much more

Interested in getting the full report? Here are two ways to access it:

  1. Subscribe to an All-Access pass to BI Intelligence and gain immediate access to this report and over 100 other expertly researched reports. As an added bonus, you'll also gain access to all future reports and daily newsletters to ensure you stay ahead of the curve and benefit personally and professionally. >> Learn More Now
  2. Purchase & download the full report from our research store. >> Purchase & Download Now

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30. Roy Moore campaign press conference goes off the rails as surrogates rant about accusers and 'fake polls' from Fox NewsСр., 22 нояб.[−]

roy moore campaign dean youngAssociated Press/Brynn Anderson

  • Campaign surrogates for Roy Moore, the embattled Republican Senate candidate in Alabama, defended Moore on Tuesday at a fiery press conference.
  • Moore strategist Dean Young said Moore's accusers, the news media, and establishment Republicans were making up the allegations against Moore.
  • Young said Alabama voters were put there by God to decide the election, which he said would affect not only the country but the entire world.

Representatives for Alabama Senate candidate Roy Moore held a bizarre, fiery press conference Tuesday afternoon in which they sought to discredit allegations against Moore and raged against his political opponents, including Senate Majority Leader Mitch McConnell and Democratic opponent Doug Jones, and the "fake-news people" in the media.

Moore's campaign has been beset by sexual-misconduct allegations in recent weeks after a number of women said publicly that Moore had pursued relationships or initiated sexual encounters with them when they were teenagers and he was in his 30s. Moore has denied the allegations and blamed the media and his enemies in the Republican establishment for the backlash against his campaign.

Dean Young, a strategist for Moore's campaign, said in an animated speech on Tuesday that the special election on December 12 will affect the course of the not only the country but the world. He added that he believed Alabama voters had been put there by God to make the decision.

"The question is, can you be tricked? Can you be tricked? Because all hell is coming to Alabama against Judge Roy Moore," Young said. "Anything they can do, any lie they can make up, any person they can drag up and put in front of a TV camera to say negative things against Judge Moore is coming."

Young went on to urge Alabama voters to contemplate the election over the Thanksgiving holiday.

"I want y'all to talk about it Sunday night after church, and I want y'all to think in your brain — Judge Moore that we've known for 25 years. Are we going to be sold a bill of goods by Mitch McConnell? And the fake news? Are we? Are we that gullible? And the answer's going to be no," Young said.

'Fake polls' from Fox News?

roy moore campaign surrogates stan cookeAssociated Press/Brynn Young

He also lambasted a poll conducted last week by Fox News that showed Jones leading Moore by 8 percentage points.

"Fox News can put out their fake polls and everyone else can too, but he's still winning and he's never been losing. Because the people of Alabama don't go for what you're trying to sell," Young said.

He then turned his ire toward Jones, whom he accused of supporting "partial-birth abortion" and "transgenders going into little girls' bathrooms." Young appeared to be referring to statements Jones made last month, saying he would not support legislation that would ban abortion after the 20th week of a woman's pregnancy and criticizing the Trump administration for rescinding Obama-era guidance on transgender students' access to bathrooms and locker rooms in public schools.

"Alabamians, if you've got a teenager that's in the locker room that's a girl and one of these transgender people decides they want to be a girl for the day, well Doug Jones thinks they should be able to go take a shower with them," Young said. "So here's what's going to happen. Judge Moore is going to win."

Another Moore surrogate, Stan Cooke, sought during the press conference to cast doubt on some of the accusations against Moore, including that of Beverly Young Nelson, who has said Moore sexually assaulted her when she was 16 in the parking lot of the restaurant where she worked. Cooke repeated the Moore campaign's critiques of Nelson's account, implying that the yearbook message she says Moore wrote for her in 1977 may have been forged.

Cooke also pushed back on a number of reports that have said Moore was banned from a shopping mall in his hometown of Gadsden, Alabama, for harassing teenage girls. Cooke quoted a former operations manager at the Gadsden Mall, who said he was unaware of any ban against Moore.

"Allegations are words; they are not facts. Allegations are words; they are not indictments and they are not charges," Cooke said. "This is an effort by these people — the liberal media, the Republican establishment — to malign the good name of Judge Moore."

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31. Atlanta Braves to be hammered by MLB, will reportedly lose 12 players and former GM has been barred for life over international signings scandalСр., 22 нояб.[−]

john coppolella

  • The Atlanta Braves were docked 12 players and a draft pick for violating MLB's international prospect signing rules.
  • The Braves had reportedly been signing players by exceeding their bonus pool.
  • Former GM John Coppolella has been barred for life.

The Atlanta Braves have reportedly been hammered by MLB for violating the rules for signing international prospects.

An investigation by MLB concluded that the Braves exceeded their bonus pool money to sign international prospects by offering more money outside of the signing bonuses.

As a result, 12 players, nine of whom the Braves signed last year and three signed this year, will become free agents and the Braves will lose a third-round pick this year. Former GM John Coppolella, who lost his job amid the investigation, has been barred for life, while former scout Gordon Blakely will be suspended for one year. Jon Hart, who took over as president of baseball operations in October, resigned last week.

The punishment was first reported by Yahoo's Jeff Passan and MLB commissioner Rob Manfred later released a statement confirming it.

According to Passan, Atlanta will also be limited to offering prospects $10,000 in the 2019-20 signing period.

Most in the MLB world say the loss of vaunted prospect Kevin Maitan will hurt the Braves the most. Maitan is a switch-hitting shortstop that Passan describes as one of the most valued prospects from Latin America in the last decade.

The Braves have been praised for building one of the best farm systems in MLB, but the rebuilding effort took a hit with the penalties handed down by MLB.

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32. GameStop spikes after the Nintendo Switch boosts sales (GME)Ср., 22 нояб.[−]

nintendo switchGetty Images/Michael Kovac

  • Shares of GameStop spiked as much as 15% after the video game retailer beat expectations. Shares have given up the majority of their gains and are now up 4%.
  • GameStop reported adjusted earnings of $0.54 cents per share, well above Wall Street's expected $0.44 that Wall Street was expecting.
  • The Texas-based company reported revenue rose 1.5% versus a year ago to $1.99 billion thanks to high demand for the Nintendo Switch.
  • "Our third quarter sales results were driven by strong software demand and continued momentum for Nintendo Switch and collectibles,” Interim Chief Executive Officer Dan DeMatteo said in the earnings release.
  • Same store sales were up 1.9%, compared to the expected drop of 2.4%.
  • GameStop expects full-year 2017 earnings per share of between $3.10 to $3.40. Wall Street was anticipating 2017 EPS of $3.31.
  • Shares are down 30.56% this year.

Gamestop stock priceMarkets Insider

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33. Cisco is linking up with Interpol to share data about the cyber criminals it finds on its networkСр., 22 нояб.[−]

FILE PHOTO -  A man passes an Interpol logo during the handing over ceremony of the new premises for Interpol's Global Complex for Innovation, a research and development facility, in Singapore September 30, 2014. REUTERS/Edgar Su/File Photo - RTSIHYZThomson Reuters

  • On Tuesday, Cisco announced that it will share "cybercrime" data with the international police network Interpol.
  • The data includes information and analysis about security threats that Cisco already aggregates through an existing research arm, Cisco Talos.
  • The company said it won't share information about customer vulnerabilities.
  • It's a warm nod to law enforcement in an industry that generally requires search warrants before it shares any data.

Just one day after Amazon Web Service (AWS) announced a "secret" cloud service for the CIA, another tech company is aligning itself with a government agency.

Cisco will now share "cybercrime" data with the international police network Interpol, the company announced Tuesday. That data includes "threat intelligence" to support Interpol's work "targeting both 'pure cybercrime' and cyber-enabled crimes to assist member countries with identifying cyberattacks and their perpetrators."

A spokeswoman for the company told Business Insider that Cisco will not share customer data with Interpol, which includes data about individual customer's networks or security vulnerabilities.

Cisco is a large provider of enterprise hardware such as routers and switches, which functionally serve as a backbone for the entire internet. This means the company has access to data about some of the world's largest corporations and governments.

Part of the data shared with Interpol will come from Cisco Talos, an existing security research group that aggregates and analyzes security data. Cisco said its security technology currently blocks 19.7 billion "threats" a day.

US tech companies usually require warrants before sharing data

Despite a charter to be politically neutral, Interpol has been accused of benefiting some countries over others. In October, for example, Russia was allowed to put a British critic of Vladimir Putin on the Interpol's wanted list in what was widely viewed to be a politically-motivated request.

Though many tech companies have government agencies as clients, Cisco's collaboration with Interpol is a big shift from tech's historic approach to data requests from law enforcement agencies. Companies like Apple and Twitter, for example, generally require warrants before they will share any data with law enforcement.

Cisco, however, is billing this partnership as a necessary step toward tackling global cybersecurity challenges.

John Stewart, senior vice president and chief security officer at Cisco, said in a statement that it's up to both public and private sectors to address cybersecurity with "equal force."

"We are pleased to collaborate with Interpol to exchange threat intelligence and find other knowledge-sharing opportunities to fight cybercrime globally,” Stewart said.

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34. Ethics Committee launches investigation into sexual misconduct allegations against longtime Democratic congressmanСр., 22 нояб.[−]

John ConyersAP

  • Rep. John Conyers settled a wrongful dismissal complaint in 2015 with a former employee who said she was fired after she refused his sexual advances, BuzzFeed News reported Monday.
  • Conyers' office reportedly paid the woman $27,000 in a settlement that included a confidentiality agreement.
  • Conyers "vehemently denied" the allegations made in the report and agreed to an Ethics Committee investigation, which was launched Tuesday.

The House Ethics Committee on Tuesday said it has begun an investigation into sexual harassment claims against Democratic Rep. John Conyers, the longest-serving member of the House of Representatives.

Conyers settled a wrongful dismissal complaint in 2015 with a former employee who said she was fired after she refused Conyers' sexual advances, BuzzFeed News reported Monday.

Conyers' office reportedly paid the woman $27,000 in a settlement that included a confidentiality agreement. BuzzFeed published four signed affidavits from former employees who said they had witnessed the congressman touch female aides inappropriately and request sexual favors.

"I was basically blackballed. There was nowhere I could go," the woman, who requested anonymity for fear of retribution, told BuzzFeed.

One other former staffer wrote in an affidavit that she had faced sexual advances from Conyers and alleged that she knew of others who experienced "the same or similar" treatment by the congressman.

Conyers, a civil rights icon and ranking Democrat on the House Judiciary Committee, originally denied that he settled any sexual harassment complaints and said that he knew nothing of the claims until he read BuzzFeed's report on Tuesday morning, The Associated Press reported on Tuesday morning.

But later on Tuesday, Conyers' spokesperson said that the congressman was confused by the AP's questioning on Tuesday morning and thought the reporter was asking about "recent allegations of which he was unaware of and denied."

The 88-year-old congressman released a statement responding to BuzzFeed's report in which he acknowledged the settlement, but denied the accusations made against him.

"I expressly and vehemently denied the allegations made against me, and continue to do so," Conyers said. "My office resolved the allegations — with an express denial of liability — in order to save all involved from the rigors of protracted litigation. That should not be lost in the narrative."

Conyers added that the payment made in the settlement was "not for millions of dollars, but rather for an amount that equated to a reasonable severance payment."

House Minority Leader Nancy Pelosi, a California Democrat, said that she was previously unaware of Conyers' settlement, and called for an ethics investigation into the allegations.

"As Members of Congress, we each have a responsibility to uphold the integrity of the House of Representatives and to ensure a climate of dignity and respect, with zero tolerance for harassment, discrimination, bullying or abuse," Pelosi said in a Tuesday afternoon statement. "As I have said before, any credible allegation of sexual harassment must be investigated by the Ethics Committee."

Rep. Jerrold Nadler, the second most powerful Democrat on the House Judiciary Committee, also called for an ethics investigation into Conyers.

"The allegations against Ranking Member Conyers are extremely serious and deeply troubling," Nadler said in a statement. "Obviously, these allegations must be investigated and promptly by the Ethics Committee. There can be no tolerance for behavior that subjects women to the kind of conduct alleged."

Conyers said in his statement that he is willing to cooperate with an investigation.

BuzzFeed disclosed that it received the affidavits and other documents from right-wing activist and media personality Mike Cernovich, but independently verified their authenticity.

House Speaker Paul Ryan called the allegations "deeply troubling" in a Tuesday morning statement.

Congress’s Office of Compliance, which handles sexual misconduct complaints, has paid $17 million in 264 settlements with federal employees over the past 20 years for violations including sexual harassment, The Washington Post reported last week.

Legislators call for reform

Lawmakers — including Sen. Kirsten Gillibrand, a New York Democrat; Rep. Jackie Speier, a California Democrat; and Rep. Barbara Comstock, a Virginia Republican — have become outspoken advocates of reforming Congress' system for dealing with sexual misconduct complaints.

They argue that the current process, which involves a mandatory nondisclosure agreement, 30 days of counseling, 30 days of mediation between the accuser and the accused, and a 30-day "cooling off period" before the complaint is formalized, discourages victims from coming forward and unfairly protects perpetrators.

"The present system may have been okay in the dark ages," Speier said during a congressional hearing earlier this month. "It is not appropriate for the 21st century."

Speier recently sponsored the Me Too Congress Act, which would reform the House's sexual harassment policies.

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35. A new drug to treat HIV just got approved — and it could shake up a $22 billion marketСр., 22 нояб.[−]

HIV infected T cellNIAID

  • The FDA just approved a new combination of drugs to treat HIV.
  • The treatment uses two drugs instead of three or more, which has been the standard.
  • The new approval could shake up the $22 billion HIV drug market.

The FDA approved a two-drug regimen for HIV for the first time on Tuesday.

The pill, which contains dolutegravir with rilpivirine, is made by ViiV, the specialist HIV company majority owned by GlaxoSmithKline, that has Pfizer and Japanese pharmaceutical company Shionogi as shareholders.

Up until now, people living with HIV suppress the virus with a regimen of three or four pills. Keeping the amount of HIV in the blood low is key for suppressing symptoms of the virus. And the hope is that by using fewer drugs, there won't be as many side effects for patients.

“Limiting the number of drugs in any HIV treatment regimen can help reduce toxicity for patients,” Dr. Debra Birnkrant, director of the division of antiviral products at the FDA said in a press release.

The approval could shake up the $22 billion HIV drug market over the next year, as another company tries to upgrade its system as well.

On May 30, Gilead said it found in four late-stage studies that its its drug, bictegravir, wasn't inferior to ViiV's dolutegravir. Gilead hopes to pair bictegravir with emtricitabine/tenofovir alafenamide, drugs that are considered the "backbone" of HIV treatments. Gilead plans to file its drug regimen for approval in 2017.

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36. The Keystone pipeline is far from certainСр., 22 нояб.[−]

Keystone XL pipelineTerray Sylvester/Reuters

  • Nebraska's Public Service Commission voted 3-to-2 in favor of the Keystone XL pipeline.
  • TransCanada still needs to make a final investment decision on the project.
  • There are several hurdles that need to be cleared before TransCanada breaks ground.

The state of Nebraska just cleared one of the last hurdles for the Keystone XL pipeline, potentially ending a decade-long saga over the 1,700-mile pipeline.

The Nebraska Public Service Commission, a five-member regulatory body, voted 3-2 in favor of the project, which would give TransCanada permission to build the pipeline through the state. Nebraska had been the last thorn in Keystone XL’s side after the Trump administration gave the greenlight earlier this year.

But while the approval is a massive victory for TransCanada – the company’s share price surged nearly 2 percent immediately after the announcement – it is still not 100 percent certain that the pipeline will move forward. TransCanada still needs to make a final investment decision on the project, and the oil market is dramatically different than it was a decade ago when the project was initially drawn up.

In the intervening years since TransCanada originally proposed Keystone XL, U.S. oil production has grown by more than 80 percent, from just over 5 million barrels per day to about 9.6 mb/d today. There has also been a massive buildout of oil pipelines in the U.S., taking crude from the Bakken and the Permian to refineries on the East and Gulf Coasts. The urgent need for Keystone XL is questionable.

For Canada, however, the need for pipelines is more evident than ever. Western Canada Select (WCS), a benchmark for heavy crude from Alberta, routinely trades at a discount to WTI. However, that discount has worsened because of pipeline bottlenecks. Bloomberg Gadfly points out that there is a shortage of pipeline capacity from Canada equivalent to about 330,000 bpd this year, a deficit that will balloon to 700,000 bpd by 2019 as more oil sands projects come online at a time when all major pipeline projects have suffered from serious delays. WCS is now trading at a massive discount even to heavy crude from Mexico – the latter has a much easier time getting to refineries in Texas and Louisiana.

The only options for Canada’s oil producers are the Trans Mountain expansion, which will triple the line’s existing capacity from 300,000 to 890,000 bpd, taking Alberta to Canada’s Pacific Coast and Enbridge’s Line 3 expansion to Wisconsin, which will boost the pipeline’s capacity and is much more likely to move forward. The third and last option for Alberta is Keystone XL.

The problem is that the business case for all three pipelines is questionable. If all three were constructed, there would be a surplus of pipeline capacity in 2021 at about 700,000 bpd, according to Bloomberg Gadfly. There seems to be room in the market for two of the three proposed pipelines, but not all three. That should give TransCanada pause because it is proposing an entirely new pipeline while the Trans Mountain expansion and the Line 3 replacement would merely add on to existing projects.

“We definitely need two of these pipelines by around 2025 and after that it depends on the supply outlook,” Mark Oberstoetter, an analyst with Wood Mackenzie, told Reuters earlier this year. “There’s not an evident need to get three or four pipelines built.”

Adding to the uncertainty is the volume of interest downstream from refiners on the Gulf Coast. In June, the Wall Street Journal reported that TransCanada was struggling to find enough buyers to justify building Keystone XL. The company wants commitments for 90 percent of the pipeline’s’ 830,000 bpd of capacity, but as of mid-year that was proving difficult. TransCanada sounded more optimistic on its third quarter earnings call, telling investors and analysts that it expected the same amount of interest as it had back in 2008 when the project was originally proposed.

Adding one more complication is the fact that Nebraskan regulators approved an alternative route for the pipeline through the state, not TransCanada’s preferred route. The company is now "assessing how the decision would impact the cost and schedule of the project,” Russ Girling, TransCanada’s chief executive officer, said in a rather guarded statement.

Independent credit analysts are not exactly keen on the project. "While today’s Keystone XL pipeline approval is an important milestone, it does not provide certainty that the project will ultimately be built and begin operating," said Gavin MacFarlane, a vice president at Moody’s Investors Service. “Pipeline construction would negatively affect TransCanada’s business risk profile through increased project execution risk, and would likely put pressure on financial metrics."

At the same time, environmental groups and local communities opposed to the project are not about to give up. They have promised to continue litigation to prevent TransCanada from breaking ground. The fact that the Nebraska approved an alternative route, not the hotly contested route proposed by TransCanada, actually opens up the project to further litigation. Environmental groups claim that the alternative route has not been properly studied. Adding to their fury is the spill from the Keystone pipeline just last week, which saw more than 200,000 barrels of oil spill from the pipeline in South Dakota, shuttering a large section of the conduit for days.

In short, despite Monday’s victory in Nebraska, there are still several major hurdles before TransCanada can break ground on Keystone XL.

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37. You can get Black Friday flight deals in Europe for less than $12Ср., 22 нояб.[−]

Dublin Irelandicenando / iStock

  • You can get Black Friday flight deals in Europe for less than $12.
  • WOW Air is offering Black Friday flight deals from the US to Europe for only $99 one-way.
  • Once in Europe, travelers can take advantage of Ryanair’s "Christmas seat sale" with discounts as low as $11.50 a ticket.

Europe may not celebrate Thanksgiving, but Black Friday is off to an early start there.

At least two low-cost airlines — Iceland’s WOW Air and Ireland’s Ryanair — are offering discounts ahead of Black Friday and Cyber Monday. And even though the carriers are based across the Atlantic, Americans can still benefit from the savings.

Prospective travelers can start by purchasing tickets from one of WOW Air’s U.S. hubs. For “Purple Friday" — which falls on Friday, Nov. 23, the same day as Black Friday — the Icelandic airline is offering one-way fares from Boston, Pittsburgh and Chicago to Reykjavik, Amsterdam, London and Dublin for just $99.99.

WOW AirVytautas Kielaitis/ Shutterstock

For an additional $30 you can fly from San Francisco, Miami and Los Angeles to any of the same destinations, though those flights can only be booked through March 2018. Boston, Pittsburgh and Chicago flights are good through May 2018.

Once in Europe, travelers can take advantage of Ryanair’s “Christmas seat sale.” The carrier says it's selling 500,000 seats with discounts as low as $11.50 a ticket, depending on location. The only caveat is that the flight must depart from Dublin, but WOW Air’s deal has that covered.

From Dublin, you can travel to Paris for $11.50, Brussels for $11.74, Munich for $19.96 or Barcelona for $23.48 — among many other European destinations with varying prices. Best of all, a return trip can be booked for the same exact price or even lower, depending on the date.

Those offers are only the tip of the iceberg, as more airlines are set to introduce Black Friday and Cyber Monday deals over the course of the week. Travel + Leisure will be sure to keep you updated.

NOW WATCH: Here’s why your jeans have that tiny front pocket

38. Salesforce's third quarter revenues were up 25% from last yearСр., 22 нояб.[−]

Marc Benioff Justin Sullivan/Getty Images

Salesforce reported its third quarter earnings for fiscal year 2018 on Tuesday. The company previously announced that it expects to see $10.4 billion in revenues for the current year, fiscal 2018.

Here's what Salesforce reported:

  • Revenue (GAAP) for the third quarter was $2.68 billion, compared to analyst expectations of $2.65 billion.
  • Earnings per share (adjusted) for the third quarter were $0.39, compared to analyst expectations of $0.37.
  • Projected revenue (GAAP) for the fourth quarter is between $2.801 billion and $2.811 billion, compared to analyst estimates of $2.79 billion.
  • Projected earnings per share (adjusted) for the fourth quarter are $0.32 to $0.33, compared to analyst estimates of $0.34.
  • Projected revenue (GAAP) for fiscal 2019 is $12.45 billion to $12.50 billion, up 19% to 20% from the current year.

Shares of Salesforce were down roughly 1% in after hours trading on Tuesday, following the announcement.

Earlier in November, Salesforce announced its revenue growth plan and a timeline which includes more than doubling its annual revenues from $8.4 billion in 2017 to $20 billion by 2022. The company made $8.4 billion in revenues in fiscal year 2017.

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39. How execs like Elon Musk and Richard Branson get more done in 24 hours than the rest of usСр., 22 нояб.[−]

Elon MuskBen Macmahon/AP

  • The world's top CEOs know that time management is a very crucial skill in business.
  • Elon Musk divides his day into five minute "chunks" to optimize his busy schedule.
  • Richard Branson has a rule that no meeting can go on for more than ten minutes.
  • They also believe that having less time to work actually forces them into periods of increased productivity.

Benjamin Franklin once said that time is like money. Without being managed properly, how do you know where it's going?

Time management is one of those issues that we all face at work, but (ironically) few of us have the time to address.

For the world's top CEOs, however, time management simply can't be an issue. Whether you're running multiple companies, raising money for your startup, or managing a high-performing team, how you spend your time means life or death for your company.

So, if you think you're underperforming or simply want to learn from the best, here's how some of the busiest people do more work than you every single day:

Elon Musk breaks his day up into 5-minute 'chunks'

Few people are as productive as Elon Musk. The SpaceX and Tesla founder reportedly puts in 85-100 hours a week, yet still manages to spend 80% of his time on engineering and design.

While that might seem unbelievable (and more than a little excessive), Musk has a simple time-management hack that lets him get more done each day. Each workday is split up into 5-minute 'chunks'—even lunch—meaning more tasks are scheduled and gotten to in a single day.

According to Peter Bregman, author of "Four Seconds: All the Time You Need to Replace Counter-Productive Habits with Ones that Really Work," this works because we're more productive when we work from a strict calendar, rather than a to-do list. Instead, breaking up your day into chunks lets you prioritize and be realistic about what can actually fit in a day.

Richard Branson keeps meetings to 10 minutes or less

In a blog post, the Virgin Group founder and CEO expressed his hatred for time wasting meetings:

"A lot of time is wasted in meetings. Agendas get forgotten, topics go amiss, and people get distracted. While some circumstances call for workshops and more elaborate presentations, it's very rare that a meeting on a single topic should need to last more than 5-10 minutes."

To make sure meetings stay short, Branson insists they're done standing up, which gives a physical reminder that time is short. For investor Mark Cuban, he takes it a step further and says that he never takes a meeting unless someone is writing a check.

richard bransonPaul Kane/Getty

Dan Mall does his most important work first thing in the morning

In a Reddit AMA, behavioral psychologist Dan Ariely explained how the biggest time management mistake most people make is to "spend the two most productive hours of their day on things that don't require high cognitive capacity (like social media). If we could salvage those precious hours, most of us would be much more successful in accomplishing what we truly want."

For SuperBooked CEO Dan Mall, the answer is to block out two hours at the start of every day for his most meaningful work. That means no email, no meetings, and no calls until a big chunk of meaningful work has been done.

Andy Groves set a hard deadline for the end of his workday

The former Intel CEO made sure he always left the office by 6:30 p.m. at the latest so he could be home for dinner with his family. As he explains it in his book, "High Output Management."

"My day ends when I'm tired and ready to go home... There is always more to be done, more that should be done, always more than can be done."

Not only does Grove make a good point about understanding the limitations of our productivity, but by limiting his hours at work he's forcing himself to get more done.

In their book "Scarcity: Why Having Too Little Means So Much," Sendhil Mullainathan and Eldar Shafir found that having less time to work actually forces us into periods of heightened productivity.

NOW WATCH: A self-made millionaire describes the financial mistakes to avoid if you want to get rich by 30

40. Pixar chief John Lasseter confirms leave of absence as accusations break of him inappropriately 'grabbing, kissing'Ср., 22 нояб.[−]

John Lasseter PixarAlberto E. Rodriguez/Getty

  • Disney Animation head John Lasseter is taking a leave of absence from Pixar because of "missteps," he wrote in a memo to Disney employees.
  • There are reported allegations of misconduct by Lasseter including "grabbing, kissing, making comments about physical attributes."

Disney Animation head John Lasseter is taking a leave of absence from Disney/Pixar due to "missteps," according to an internal memo that was sent to staff on Tuesday, as allegations of his inappropriate conduct broke.

"It’s never easy to face your missteps, but it’s the only way to learn from them," Lasseter wrote in the memo first obtained by The Hollywood Reporter. Business Insider has since received the memo.

Though Lasseter does not specify the missteps in his memo, THR published another story shortly after news of Lasseter's leave of absence broke on Tuesday. In THR's investigative report, Lasseter is accused of behavior including “grabbing, kissing, making comments about physical attributes." The story also cited sources who said actress Rashida Jones, who co-wrote the upcoming "Toy Story 4," left the project early because Lasseter "made an unwanted advance."

"I’ve been giving a lot of thought to the leader I am today compared to the mentor, advocate and champion I want to be," Lasseter went on to write in the memo. "It’s been brought to my attention that I have made some of you feel disrespected or uncomfortable. That was never my intent. Collectively, you mean the world to me, and I deeply apologize if I have let you down."

Lasseter added in the memo that he's taking a six-month sabbatical in the hopes it will give him "the opportunity to start taking better care of myself, to recharge and be inspired, and ultimately return with the insight and perspective I need to be the leader you deserve."

John Lasseter with Buzz and WoodyRandi Lynn Beach/ AP

Lasseter is best known as a driving force of Pixar, and was the director on "Toy Story" 1 and 2, "Cars" 1 and 2, and "A Bug's Life."

In 2006, after Disney purchased Pixar, Lasseter became chief creative officer at Pixar and Walt Disney Animation Studios. Since then, both animation studios have flourished, releasing such recent Oscar winners as "Inside Out" and "Zootopia."

Pixar is releasing its newest movie "Coco" on Thanksgiving.

"We are committed to maintaining an environment in which all employees are respected and empowered to do their best work," a Disney spokesperson wrote in a statement to Business Insider. "We appreciate John’s candor and sincere apology and fully support his sabbatical."

Here is Lasseter's complete memo:

I have always wanted our animation studios to be places where creators can explore their vision with the support and collaboration of other gifted animators and storytellers. This kind of creative culture takes constant vigilance to maintain. It’s built on trust and respect, and it becomes fragile if any members of the team don’t feel valued. As a leader, it’s my responsibility to ensure that doesn’t happen; and I now believe I have been falling short in this regard.

I’ve recently had a number of difficult conversations that have been very painful for me. It’s never easy to face your missteps, but it’s the only way to learn from them. As a result, I’ve been giving a lot of thought to the leader I am today compared to the mentor, advocate and champion I want to be. It’s been brought to my attention that I have made some of you feel disrespected or uncomfortable. That was never my intent. Collectively, you mean the world to me, and I deeply apologize if I have let you down. I especially want to apologize to anyone who has ever been on the receiving end of an unwanted hug or any other gesture they felt crossed the line in any way, shape, or form. No matter how benign my intent, everyone has the right to set their own boundaries and have them respected.

In my conversations with Disney, we are united in our commitment to always treat any concerns you have with the seriousness they deserve, and to address them in an appropriate manner. We also share a desire to reinforce the vibrant, respectful culture that has been the foundation of our studios’ success since the beginning. And we agree the first step in that direction is for me to take some time away to reflect on how to move forward from here. As hard as it is for me to step away from a job I am so passionate about and a team I hold in the highest regard, not just as artists but as people, I know it’s the best thing for all of us right now. My hope is that a six-month sabbatical will give me the opportunity to start taking better care of myself, to recharge and be inspired, and ultimately return with the insight and perspective I need to be the leader you deserve.

I’m immensely proud of this team, and I know you will continue to wow the world in my absence. I wish you all a wonderful holiday season and look forward to working together again in the new year.


NOW WATCH: Sean Astin describes one thing you probably never knew about 'The Goonies'

41. Flight attendants share the 25 things they wish passengers would stop doing — and one thing that's not as bad as you thinkСр., 22 нояб.[−]

Flight attendantwithGod/Shutterstock

We all have annoying habits, and travel tends to bring out the worst in people.

If you have any sympathy for your flight attendants, who, day in and day out, are privy to some of the most extreme human behavior, you'd make an effort to do better.

The first step is knowing just what you're doing wrong.

Luckily for you, we asked flight attendants everywhere to share the annoying things they wish passengers would stop doing, and more than 60 were happy to chime in.

Here are 25 things you may not have even known you were doing wrong, and one thing you can probably stop worrying about:

Hogging the overhead bins

"Put the suitcases in the overhead and put your small bags underneath the seat in front so we don't have to run out of space and have to check bags."

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Not saying hello

"I wish passengers would acknowledge the crew when they board."

Poor timing

"Stop trying to hand us trash on the beverage cart or asking us to take your trash while we're handing out food."

See the rest of the story at Business Insider

42. Meg Whitman, one of Silicon Valley's best-known execs, is stepping down from the CEO job at Hewlett Packard Enterprise (HPE)Ср., 22 нояб.[−]

Meg WhitmanGetty Images

  • Hewlett Packard Enterprise's CEO, Meg Whitman, is stepping down in February.
  • She will be replaced by Antonio Neri, the current president of HPE.
  • Whitman, who joined HPE's predecessor, Hewlett-Packard, in 2011, was recently identified as being in the running to be the CEO of Uber, though she ultimately did not get that job.

Meg Whitman, the veteran Silicon Valley executive who steered Hewlett Packard Enterprise through its recent spinoff, will resign in February — a surprise announcement that comes several months after she was identified as interviewing for the CEO job at Uber, though she ultimately did not get it.

Whitman will be replaced by Antonio Neri, currently the president of HPE, but she will remain on the board of directors.

Shares of HPE, which also reported better-than-expected quarterly results on Tuesday, were down 6.6% in after-hours trading.

Whitman, 61, has taken HPE through some drastic changes since she joined in 2011 as the CEO of what was known as Hewlett-Packard. She has conducted layoffs that sliced tens of thousands of employees from HPE, with more layoffs expected.

She split the venerable company into HP Inc., the PC-and-printer company, and Hewlett Packard Enterprise, which made servers and other computer-networking wares for large companies. She captained HPE, while Dion Weisler took over HP Inc.

She also split off several other HPE business units, including its consulting and services business and its software business, often taking a stake in a partnership.

"Now is the right time for Antonio and a new generation of leaders to take the reins of HPE," Whitman said in a statement announcing her departure.

HPE did not immediately respond to questions about the cause of Whitman's resignation or her plans, nor did it make Whitman available for an interview.

From tech to politics and back again

Meg WhitmanAPWhitman became one of Silicon Valley's best-known executives in the 1990s, when she left the toymaker Hasbro to join eBay, then a fledgling startup with 30 employees and $4 million in revenue.

Ten years later, she had turned eBay into one of the internet's most recognizable brands, with $8 billion in revenue.

Whitman famously ran for California governor on the Republican ticket in 2010 and lost to Jerry Brown. She spent more of her own money on the race than any other self-funded political candidate in US history at the time — $144 million of her money out of the $178.5 million raised.

Her move to HP in 2011 took her to a company facing troubled times, having churned through a succession of CEOs and straining under a load of debt, especially from its troubled $11 billion acquisition of Autonomy.

More recently, Whitman acknowledged in August that she had interviewed for the CEO position at Uber, which went to Dara Khosrowshahi. However, she had continually promised that she was committed to HPE.

In September, when HPE reported fiscal third-quarter results, she said, "Lots more work to do, and I actually am not going anywhere."

When news broke that she was on the shortlist for the job, the scuttlebutt was that it wouldn't bode well for her long-term prospects at HPE, as it indicated a lack of commitment to a company that was paying her well and to her strategy of breaking HP into smaller pieces, the San Francisco Chronicle reported in August.

Here's the press release announcing Whitman's departure:

Hewlett Packard Enterprise Announces Antonio Neri to Succeed Meg Whitman as Chief Executive Officer

PALO ALTO, Calif., Nov. 21, 2017 (GLOBE NEWSWIRE) — Hewlett Packard Enterprise (NYSE:HPE) today announced that, effective February 1, 2018, Antonio Neri, current President of HPE, will become President and Chief Executive Officer, and will join the HPE Board of Directors. Meg Whitman, current Chief Executive Officer, will remain on the HPE Board of Directors.

"I'm incredibly proud of all we've accomplished since I joined HP in 2011. Today, Hewlett Packard moves forward as four industry-leading companies that are each well positioned to win in their respective markets," said Meg Whitman, CEO of HPE. "Now is the right time for Antonio and a new generation of leaders to take the reins of HPE. I have tremendous confidence that they will continue to build a great company that will thrive well into the future."

Meg Whitman was appointed President and CEO of HP in September 2011. Since then, she has executed against a five-year turnaround strategy that has repositioned the company to better compete and win in today's environment. Under her leadership, the company rebuilt its balance sheet, reignited innovation, strengthened operations and improved customer and partner satisfaction. It also made strategic moves to focus and strengthen its portfolio, most notably its separation from HP Inc., which was the largest corporate separation in history. She also led the subsequent spin off and mergers of HPE's Enterprise Services and Software businesses, as well as strategic acquisitions including Aruba, SGI, SimpliVity and Nimble Storage.

Under Whitman's leadership, significant shareholder value has been created, including nearly $18 billion in share repurchases and dividends. Since the birth of HPE on November 2, 2015, the company has delivered a total shareholder return of 89 percent, which is more than three times that of the S&P 500.

During the past six years, Meg has worked tirelessly to bring stability, strength and resiliency back to an iconic company," said Pat Russo, Chairman of HPE's Board of Directors. "Antonio is an HPE veteran with a passion for the company's customers, partners, employees and culture. He has worked at Meg's side and is the right person to deliver on the vision the company has laid out."

Neri, 50, joined HP in 1995 as a customer service engineer in the EMEA call center. He went on to hold various roles in HP's Printing business and then to run customer service for HP's Personal Systems unit. In 2011, Neri began running the company's Technology Services business, then its Server and Networking business units, before running all of Enterprise Group beginning in 2015. As the leader for HPE's largest business segment, comprising server, storage, networking and services solutions, Neri was responsible for setting the R&D agenda, bringing innovations to market, and go-to-market strategy and execution. Neri was appointed President of HPE in June 2017. In addition to leading the company's four primary lines of business, as President, Neri has been responsible for HPE Next, a program to accelerate the company's core performance and competitiveness.

"The world of technology is changing fast, and we've architected HPE to take advantage of where we see the markets heading," said Antonio Neri, President of HPE. "HPE is in a tremendous position to win, and we remain focused on executing our strategy, driving our innovation agenda, and delivering the next wave of shareholder value."

HPE's strategy is based on three pillars. First, making Hybrid IT simple through its offerings in the traditional data center, software-defined infrastructure, systems software, private cloud and through cloud partnerships. Second, powering the Intelligent Edge through offerings from Aruba in Campus and Branch networking, and the Industrial Internet of Things (IoT) with products like Edgeline and its Universal IoT software platform. Third, providing the services that are critical to customers today, including Advisory, Professional and Operational Services.

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43. I've been traveling for work for years, and I make 3 choices to stay healthy when I have no free timeСр., 22 нояб.[−]

exercise smoothie health nutrition yogaStrelka Institute/Flickr

  • It can be difficult to stay healthy when you travel a lot and have no time to exercise.
  • But your health can directly affect your job performance — so it's important to eat right and schedule a workout regularly.
  • Pack gym clothes that are easy to carry just in case you find time to squeeze in a quick workout after work.
  • Travel with healthy snack choices to curb cravings for junk.

I've traveled a lot over my career. It's often an every-week situation with two to four flights, hours of driving, multiple hotels, early mornings and late nights, and plenty of meals on the go. When I say I'm an experienced road warrior, I mean it.

I was also obese as a kid. When you combine that with my business travel, people always ask me how I've kept from becoming overweight again.

More relevantly, I've kept the grind of travel from leading to a downward health spiral that decreases my ability to perform in a high-stress job. Being healthy is directly related to better performance on the job—and can even make you a better entrepreneur.

It hasn't always been easy, but it's been far easier than I thought it would be. It boils down to making better choices across three things — set yourself up to be active, make good food choices and use time with purpose.

Set yourself up to be active

I make a conscious choice to stay active every day while traveling for business. That takes planning, but once you get into a routine with it, it becomes easy. Here's my routine:

  • Make sure you have workout clothes in your bag at all times. Pack unstructured, minimalist sneakers that can squish down—like Nike Frees, for example—so they don't take much space. Tie your sneakers to your backpack or briefcase if space in your bag is a problem.
  • Scope out hotels online to be sure their gym works for you. If you like the elliptical machine, make sure your hotel has at least one of them. If you like to run outside, call and ask the concierge for local running routes.
  • Sometimes, you just cannot get to the gym for some reason. Be prepared with backup options you can do right in your room. YouTube is full of free workout videos, yoga programs, and more. Find a few you like ahead of time so you can use them in a pinch. I travel with a resistance band to make sure I can get some resistance training anywhere.

Make good food choices

Life on the road can be indulgent. Eating out for all of your meals means you will be faced with fast, fatty, sugary (and delicious) options at every turn. Here are my tips:

  • Limit the chances of facing bad choices a few ways. Travel with protein powder packets and a Blender Bottle to fuel and fill-up at breakfast to avoid hotel breakfasts, which are typically full of pastries and sausage. Or travel with oranges and a few low-sugar, high protein bars to make sure you have good choices to grab in a pinch.
  • When eating out, focus on the appetizer section. Choosing a dairy-free soup and salad can preemptively make you too full for a heavy main course (it also keeps the bill smaller—hello, expense management). And you can steer restaurant choices to places that inherently have healthier options.

running in a citylzf/Shutterstock

Use time with purpose

Lastly, be purposeful with your time. Here are two big time-management strategies I learned to use:

  • Set aside the smartphone. This is a tough one for many, but not pulling your smartphone out every free moment you have will keep you from the black hole of social media updates, and emails. Keep the phone out of your hands to keep yourself active.
  • Hotel gyms are usually jam packed from 6-7 a.m. and 5:30-7 p.m. Try to get there before 6 a.m. so you can get right on the machine you want to use. If that's too early for you, go after 7 p.m. Waiting for equipment likely means not working out that day.

Some of these suggestions may sound too hard to do. The good news is, any one of them can help, so start small and make a change you can handle.

Staying fit and healthy despite the strain of travel will help you stay on top of your business-game. One success will lead to another, and soon you will find yourself making a series of smarter choices as you start to feel and look better despite your road warrior status.

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44. THE VOICE ASSISTANT LANDSCAPE REPORT: How artificially intelligent voice assistants are changing the relationship between consumers and computersСр., 22 нояб.[−]

bii consumer usage and interest in VAs global 2017 accentureBI Intelligence

This is a preview of a research report from BI Intelligence, Business Insider's premium research service. To learn more about BI Intelligence, click here.

Advancements in a bevy of industries are helping intelligent digital voice assistants like Apple's Siri and Amazon's Alexa become more sophisticated and useful pieces of technology.

Advances in artificial intelligence (AI) are allowing them to accurately understand more information, while upgrades to mobile networks are facilitating quick transfers of data to robust clouds, enabling fast response times. In addition, the swell of internet connected devices like smart thermostats and speakers is giving voice assistants more utility in a connected consumer's life.

Increasingly sophisticated voice assistants and the growing potential use cases they can assist in are driving consumers to adopt them in greater droves — 65% of US smartphone owners were employing voice assistants in 2015, up significantly from 30% just two years prior. Consumers are also eagerly adopting speaker-based voice assistants, with shipments of Google Home and Amazon Echo speakers expected to climb more than threefold to 24.5 million in 2017, according to a report from VoiceLabs.

However, there are still numerous barriers that need to be overcome before this product platform will see mass adoption, as both technological challenges and societal hurdles persist.

In a new report, BI Intelligence explains what's driving the recent upsurge in adoption of digital voice assistants. It explores the recent technology advancements that have catalyzed this growth, while presenting the technological shortcomings preventing voice assistants from hitting their true potential. This report also examines the voice assistant landscape, and discusses the leading voice assistants and the devices through which consumers interact with them. Finally, it identifies the major barriers to mass adoption, and the impact voice assistants could have in numerous industries once they cross that threshold.

Here are some key takeaways from the report:

  • Voice assistants are software programs that respond to voice commands in order to perform a range of tasks. They can find an opening in a consumer’s calendar to schedule an appointment, place an online order for tangible goods, and act as a hands-free facilitator for texting, among many, many other tasks.
  • Technological advances are making voice assistants more capable. These improvements fall into two categories: improvements in AI, specifically natural language processing (NLP) and machine learning; and gains in computing and telecommunications infrastructure, like more powerful smartphones, better cellular networks, and faster cloud computing.
  • Changes in consumer behavior and habits are also leading to greater adoption. Chief among these are increased overall awareness and a higher level of comfort demonstrated by younger consumers.
  • The voice assistant landscape is divided between smartphone- and speaker-based assistants. These distinctions, while important now, will lose relevance in the long run as more assistants can be used on both kinds of devices. The primary players in the space are Apple's Siri, Microsoft's Cortana, Google Assistant, Amazon's Alexa, and Samsung's Viv.
  • Stakes in the competition for dominance in the voice assistant market are high. As each assistant becomes more interconnected with an ecosystem of devices that it can control, more popular platforms will have a sizable advantage.

In full, the report:

  • Identifies the major changes in technology and user behavior that have created the voice assistant market that exists today.
  • Presents the major players in today's market and discusses their major weaknesses and strengths.
  • Explores the impact this nascent market poses to other key digital industries.
  • Identifies the major hurdles that need to be overcome before intelligent voice assistants will see mass adoption.

Interested in getting the full report? Here are two ways to access it:

  1. Subscribe to an All-Access pass to BI Intelligence and gain immediate access to this report and over 100 other expertly researched reports. As an added bonus, you'll also gain access to all future reports and daily newsletters to ensure you stay ahead of the curve and benefit personally and professionally. » Learn More Now
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45. A type of mental exercise could reduce dementia risk by nearly 30%Ср., 22 нояб.[−]

elderly woman exercise

  • A 10-year study found that a type of mental exercise is associated with a reduced risk of developing dementia.
  • The exercise, called 'speed of processing' training, is designed to boost how quickly participants recognize objects.
  • But critics argue that the correlation in the recent study isn't enough to support the claim.

Researchers say they have the first scientific evidence that brain training can help ward off dementia, after a 10-year study showed a particular type of cognitive exercise was associated with significantly reduced risk of developing the condition.

Scientists claim a short course of 'speed of processing' training – designed to boost how quickly participants recognize objects – could produce cognitive benefits in older people even 10 years later. If so, it's the first intervention identified to lower dementia risk - but the research has some limitations.

"Speed of processing training resulted in decreased risk of dementia across the 10-year period of, on average, 29 percent as compared to the control," says psychiatrist Jerri Edwards from the University of South Florida.

"When we examined the dose-response, we found that those who trained more received more protective benefit."

Edwards' team analyzed data from the ACTIVE (Advanced Cognitive Training in Vital Elderly) study, which monitored 2,802 healthy older adults for a period of 10 years, as they aged from 74 to 84 on average.

As part of the study, participants were randomly assigned to groups performing one of three different kinds of cognitive training, focussing on either memory training, reasoning training, or speed of processing training.

A fourth group acted as controls and didn't engage in any brain training exercises.

Participants received 10 1-hour sessions of training over a period of weeks, with a smaller group receiving a limited amount of follow-up sessions about a year after (and three years after) the initial training.

Due to death and other factors, only 1,220 of the original 2,802 were able to complete the whole 10-year study, which assessed the participants' cognitive and functional ability after the first six weeks, and at 1, 2, 3, 5 and 10 years.

Of these 1,220 participants, 260 had developed dementia by the conclusion of the study – but the researchers say the risk of developing the condition was 29 percent lower for those who had done speed of processing training, when compared against the control group.

It's the first time a cognitive training exercise has been demonstrated to have this kind of association, the researchers say, noting that the memory and reasoning exercises failed to produce any comparable significant lowering of risk.

"We need to further delineate what makes some computerized cognitive training effective, while other types are not," says Edwards.

"We also need to investigate what is the appropriate amount of training to get the best results. The timing of intervention is also important."

But as promising as the results seem, other scientists are urging considerable caution in how we interpret the team's findings.

First off, the finding that speed of processing training reduced dementia risk only just scrapes by in terms of statistical standards. Scientific convention holds that a p-value of 0.05 is the threshold for statistical relevance – any higher and it's possible the same result could occur by chance.

Here, the reduced risk p-value was 0.049, meaning the result would almost be considered statistically irrelevant – something that weakens the strength of the findings, some say.

Second, participants in the study self-reported their dementia, meaning they weren't clinically diagnosed as having the condition – a significant limitation in a study that's claiming to lower risk of developing the disease.

"It's positive that this study compared several types of brain training and was both long term and large scale in nature," says the director of research at the Alzheimer's Society in the UK, Doug Brown, who wasn't involved in the research.

"However, as it relied on self-reporting of dementia in many cases rather than a robust clinical diagnosis, the results should be interpreted with caution."

Concerns are also being raised about how such a small amount of cognitive training could produce lasting effects even a decade later.

"The results reported here, of apparent reduction in risk of dementia after 10 years following only a few hours of cognitive training, are therefore rather surprising and should be treated with caution," says old age psychiatrist Rob Howard from University College London.

"I find it implausible that such a brief intervention could have this effect and it is worth bearing in mind that the results could have occurred by chance or as a consequence of uncontrolled confounding factors.

It's not the first time we've seen the promises of brain training apps criticized, but while there are definitely limitations with the study we need to be aware of, it's also important that other researchers continue to examine this area.

old peopleREUTERS/ Christian Hartmann

Because if these results can be replicated in a separate study without the same caveats described here – that is, providing stronger statistical results in research grounded in clinical diagnoses of dementia – we could really be onto something amazing here.

For their part, the researchers are convinced their speed training hypothesis correlates with the broader conversation about how mental activity is good for your brain as you get older.

"It's completely consistent with a large literature that talks about the beneficial effects of [mental] engagement," says one of the team, psychiatrist Frederick W. Unverzagt from Indiana University.

"All of that epidemiological research has found support for the idea that those things are helpful to brain health, and in terms of risk for later development of dementia, Alzheimer's disease, engagement with those things is associated with a lower risk. It's quite consistent with that literature."

The findings are reported in Alzheimer's & Dementia: Translational Research & Clinical Interventions.

NOW WATCH: A neuroscientist explains how being bilingual makes your brain more robust

46. The mattress that helped us with one of our biggest sleeping problems is up to $150 cheaper for Black FridayСр., 22 нояб.[−]

The Insider Picks team writes about stuff we think you'll like. Business Insider has affiliate partnerships, so we may get a share of the revenue from your purchase.

bear mattressBear

If you’re in need of a new mattress, the best time of the year to buy one just might be Black Friday. The quality stays consistent, but you can save hundreds of dollars just by choosing to order this weekend rather than the next.

For instance, Bear Mattress is offering $100 off any purchase totaling more than $500 with the code "100BFCM" and $150 off purchases of $1,000 or more with the code "150BFCM" at checkout.

We’ve waxed poetic on why Bear is a great option for those with an active lifestyle before, but the details can be winnowed down to the following:

The Bear Mattress starts at $500 for a twin size normally and clocks in at $850 before any discounts for a queen size. It’s made with premium graphite gel-memory foam and Celliant technology so it’s not too firm and not too soft. It’s supposed to be a particularly great option for those who want cooling comfort (ie. maybe you sleep hot) and have active lifestyles. The contouring pressure relief and core support should support all body shapes and types of sleepers.

Why is it good for active lifestyles? The Bear Mattress cover is woven with Celliant, which redirects the body’s natural energy back as infrared light for faster recovery, more energy, better endurance, and increased performance. It calls Tom Brady’s Under Armour pajamas with the same infrared technology to mind.

Why is it good for cooling comfort? While graphite gel foam adapts to your needed support and comfort, the graphite gel particles promote a cooler night’s sleep.

You’ll get a 100 night risk-free trial in your home, free shipping, easy returns, and a 10-year warranty. And if you care about things like this, it’s made from eco-friendly materials. Plus, 1% of every sale goes to Good Sports, an organization dedicated to giving all kids the benefits of sport and physical activity.

If you want an inexpensive, high-quality mattress that will let you sleep cooler and perhaps even recover faster after physical exertion, you might want to shop Bear Mattress’ Black Friday deals while they last.

Shop the Bear Mattress for up to $150 off here >>

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47. STOCKS RISE: Here's what you need to knowСр., 22 нояб.[−]

U.S. President Donald Trump participates in the 70th National Thanksgiving turkey pardoning ceremony as son Barron and first lady Melania Trump look on in the Rose Garden of the White House in Washington, U.S., November 21, 2017Jim Bourg/Reuters

US stocks rose early on the second day of a holiday-shortened week and held onto those gains for the rest of the session.

The S&P 500 rose about 0.7%, the Dow Jones industrial average was also up about 0.7%, and the tech-heavy Nasdaq gained 1.1%.

First up, the scoreboard:

  • Dow: 23,590.83, +160.50, (+0.69%)
  • S&P 500: 2,599.03, +16.89 (+0.65%)
  • Nasdaq: 6,862.48, +71.76, (+1.06%)
  • US 10-year yield: 2.363, -0.009
  • WTI crude oil: $56.91, +0.49, (+0.87%)

1. There's a cheap way for traders to protect against tax reform failure. Goldman Sachs' derivatives strategy team pointed out that a trade hedging against a moderate decline in the S&P 500 is reasonably priced.

2. Americans are having trouble paying off their credit cards — and it could spell trouble for the economy. US credit card delinquencies are rising, which could be a red flag for consumer spending going forward.

3. The three best ways to trade Amazon's retail dominance. There are a couple investment strategies that can take advantage of the Amazon-induced retail apocalypse: Buy Amazon stock outright, buy stock in companies that support Amazon, and buy companies in "Amazon-proof" sectors.

4. Robinhood is going after established brokers with a brand-new feature. The zero-commission brokerage popular with millennials is rolling out a feature allowing users to transfer stock from their accounts with other brokers.

5. Cryptocurrency ICOs are the tech bubble we've been waiting for. People are pouring money into cryptocurrency-based initial coin offerings, even though there are often no underlying assets with real value.

6. Three maps show why NAFTA is so important to the US. Trade with Mexico and Canada is a big deal for several state and regional economies.


Hedge funds loaded up on these 10 stocks last quarter

Chinese tech giant Tencent has surpassed Facebook in market value

Lowe's beats across the board, boosted by lower costs and strong demand for emergency supplies

Bitcoin soars to new high above $8,300 after $30 million crypto hack

Tesla's new vehicles didn't send the stock soaring — and that could signal a new reality for the company

Signet Jewelers craters 25% after issuing a warning for 2018

NOW WATCH: How the iPhone X could make Apple a $1 trillion company

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48. Trump breaks silence on Roy Moore and offers de facto endorsement: 'We don't need a liberal' or Democrat in Alabama Senate seatВт., 21 нояб.[−]

Donald TrumpChip Somodevilla/Getty Images

  • President Donald Trump on Tuesday implicitly endorsed Roy Moore, the Republican Senate nominee in Alabama who has been accused of sexual misconduct by multiple women.
  • "We don't need" Moore's Democratic challenger, Doug Jones, to win the Senate seat, Trump said.
  • Of the allegations against Moore, Trump said, "He totally denies it."

President Donald Trump on Tuesday implicitly endorsed Roy Moore, the Republican Senate nominee in Alabama, telling reporters as he left the White House for a Thanksgiving trip to Palm Beach, Florida, "We don't need a liberal person ... a Democrat," in that seat.

In the past two weeks, Moore has been accused of sexual misconduct by several women, including one who told The Washington Post that he initiated a sexual encounter with her in 1979, when she was 14 and he was in 32.

"He totally denies it," Trump said on Tuesday of the sexual-misconduct allegations against Moore.

Though Moore has vehemently denied the allegations, he has done little to clear up what has emerged as a pattern of women saying Moore pursued relationships with them as teenagers.

The president also said the recent wave in the US of women coming forward to share their stories of being sexually harassed or assaulted by powerful men was a good thing for society.

Trump, who has characterized allegations of sexual misconduct brought against him by more than a dozen women during last year's presidential campaign as lies, had not previously addressed those against Moore.

But amid the president's trip to Asia earlier this month, the White House press secretary, Sarah Huckabee Sanders, said Trump believed that "if" the allegations against Moore "are true," Moore would "do the right thing and step aside."

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On Monday, the White House counselor Kellyanne Conway told "Fox & Friends" that Moore's Democratic challenger, Doug Jones, would "be a vote against tax cuts" and was "weak on crime." Though she didn't explicitly tell viewers to vote for Moore, she said, "I'm telling you that we want the votes in the Senate to get this tax bill through."

CNN's Kaitlan Collins reported Tuesday that Conway spoke with Trump about the Alabama Senate race before appearing on the Fox News morning show.

In a Tuesday press conference, Dean Young, a strategist for Moore's campaign, said Conway's comments amounted to an endorsement from the White House.

Ivanka Trump, the president's daughter and White House adviser, told The Associated Press last week that there was "a special place in hell for people who prey on children."

"I've yet to see a valid explanation, and I have no reason to doubt the victims' accounts," she said.

Many Republican elected officials in Washington, DC, have disavowed Moore, and the National Republican Senatorial Committee and the Republican National Committee earlier this month withdrew their support for his candidacy.

NOW WATCH: The 4 best memes from Trump's trip to Asia

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49. Trump says the AT&T-Time Warner deal is 'not good for the country' (T, TWX)Вт., 21 нояб.[−]

CNN TrumpReuters / Carlo Allegri

  • President Donald Trump told White House reporters on Tuesday that AT&T's proposed acquisition of Time Warner is "not good for the country."
  • The comments echo those made by Trump on the campaign trail in October 2016.
  • Trump has been a staunch opponent of the deal for over a year, and has repeatedly voiced his displeasure with CNN, which is owned by Time Warner.

The hits keep coming for AT&T's proposed acquisition of Time Warner.

President Donald Trump spoke to reporters on the White House lawn on Tuesday afternoon, saying, "Personally, I always felt that was a deal that's not good for the country. He also said, "I'm not going to get involved — it's litigation."

His comments come one day after the US Department of Justice sued to block AT&T's $84.5 billion takeover of Time Warner.

The statements echo comments Trump made on the campaign trail back in October 2016, when he said a successful deal would result in "too much concentration of power in the hands of too few," and also said "deals like this destroy democracy."

Trump's Justice Department — most notably Makan Delrahim, the antitrust chief he nominated — would seem to agree. In a complaint filed on Monday, the regulatory body focused on what it sees as potentially anti-competitive behavior that could result from a completed deal. AT&T already owns DirecTV, which is mentioned throughout the complaint as a particular cause for concern.

The news of the antitrust lawsuit followed recent reports that the Justice Department demanded AT&T and Time Warner sell Turner Broadcasting, the group of channels that includes CNN, to receive approval for the deal. The entire ordeal comes amid Trump's repeated insistence that CNN is " fake news."

Regulatory concerns about the merger have ramped up since Delrahim started in his new role. After assuming duties in September, he pushed for the divestiture of either Turner Broadcasting or DirecTV during negotiations, according to a Bloomberg report.

Trump's concerns echo those expressed by many critics of the deal who think that too much consolidation in the media and telecom industries is ultimately bad for both. Still, antitrust experts have said that on a strictly legal basis, fighting the deal might be difficult for the DOJ.

Whether the deal can proceed will be up to a federal judge. It's also possible the two sides will negotiate a settlement that would allow it to continue.

AT&T's stock slid 0.9% for Tuesday's session, while Time Warner shares were little changed.

Screen Shot 2017 11 21 at 4.05.19 PMMarkets Insider

NOW WATCH: Why Nintendo is dominating like the old days

50. Flight attendants reveal the craziest things they've seen at workВт., 21 нояб.[−]

Bridesmaids airplaneBridesmaids / Universal Pictures

Getting paid to travel to new and exotic places sounds like a dream come true.

But as awesome as it may seem to work as a flight attendant, it's actually a lot more stressful than you might imagine.

A recent AskReddit thread asked flight attendants to recount the craziest thing they've ever seen happen while at work. And though INSIDER can't independently verify any of these tales, they do make for some wild reading.

Take a look at these eight horrifying things flight attendants say they've witnessed on the job.

"The puke rolled and splashed down the aisle almost all the way to the back galley."

Universal Pictures

"We had a school group of young children sitting in the front of the plane. On takeoff, one little boy leaned over into the aisle and threw up. The puke rolled and splashed down the aisle almost all the way to the back galley." — Redditor runLikeYerBeingChasd

"This was the most violent landing either of us had experienced."

Flight / Paramount Pictures

"The captain had us secure the cabin early for landing as we were expecting some bad cross winds, which can lead to crazy turbulence. We secured and I took my jump seat with another FA in the back.

On approach, the wind was gusting so bad that my seat mate and I were being whipped from side to side pretty severely. We were both pretty scared as this was the most violent landing either of us had experienced. She grabbed my hand and we held hands until we were sure we weren't going off the runway." — Redditor body_by_monsanto

"They had to hose him off on the tarmac upon arrival."

Alex Davies / Business Insider

"Probably my favorite story is about a gentleman who went into one of the lavs to relieve himself. As he flushed, and opened the gooseneck valve to the tank, the plane hit a pocket of dead air and dropped, like 15 feet vertically. Everything in the tank proceeded upwards at the speed of gravity. He was... covered. They had to hose him off on the tarmac upon arrival." — Redditor BatMally

See the rest of the story at Business Insider

51. Tourbillon Capital, a $3.4 billion hedge fund that's been sounding the alarm about 'frothy speculation,' is suffering big lossesВт., 21 нояб.[−]

trader brexit sadRussell Boyce/Reuters

  • Tourbillon Capital is a $3.4 billion New York hedge fund led by Jason Karp.
  • Karp has been warning of "frothy speculation," in the markets and has been preaching patience.
  • The firm's flagship fund is down more than 10% for the year to November 17.

Tourbillon Capital, a $3.4 billion hedge fund firm led by Jason Karp, is suffering.

The firm's flagship Global Master fund is down 3.5% for the first 17 days of November, bringing performance for the year to November 17 to a loss of 10.6%, according to a note to investors seen by Business Insider. Its long-only fund was up about 10% through October, Business Insider previously reported.

In an October letter to investors, Karp preached patience, saying the fund saw " a number of warning signs that point to the middle innings of frothy speculation." Those comments echo earlier letters, which have discussed the challenges of managing money in the current bull market.

In the October letter, Karp added that despite this, there are investment opportunities for those willing to look "ugly" for some period of time.

Tourbillon currently manages about $3.4 billion firmwide, including long-only investments.

Before launching Tourbillon, Karp was a portfolio manager at Steve Cohen's SAC Capital and a co-chief investment officer at Carlson Capital.

NOW WATCH: A self-made millionaire describes the financial mistakes to avoid if you want to get rich by 30

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52. A journalist that interviewed 538 CEOs says they all have 3 things in commonВт., 21 нояб.[−]

ceo boss work office meetingSebastian ter Burg/Flickr

  • New York Times journalist Adam Bryant has interviewed 585 CEOs over the last ten years.
  • He says all the CEOs had a distinct "applied curiosity" about the world around them.
  • These leaders all expressed liking being outside their comfort zones.
  • They credited their long-term success to staying present and grounded.

If you're aiming to make it to the very pinnacle of business success, one way to go is to follow in the footsteps of exceptional leaders who have already scaled those heights. But what CEO should you emulate?

Some started their companies in vans, others have been disciplined overachievers all their lives. Some preach work-life balance, others claim extreme dedication is the only way. The differences between CEOs, in other words, often seem more obvious than the commonalities.

But not if you look deeper, insists journalist Adam Bryant, and he's well positioned to know. As the man behind the New York Times' long-running Corner Office column, Bryant has interviewed 585 CEOs over the last decade. He recently shared his key takeaways from the experience.

The must-read article explores tons of interesting territory from the differences between male and female CEOs (Bryant's conclusion: there aren't many) to the truth about company culture and values (you can say what you want but it all comes down to who you hire and fire). But perhaps the most interesting section for ambitious up-and-comers aiming for the C-suite is his rundown of the common traits he saw across almost all his interviews, despite their glaring surface differences.

1. Applied curiosity

Are CEOs smart? Sure, but maybe not in the way you expect. Most are bright, though plenty didn't particularly thrive in an academic environment. Instead of being universally good at book learning, Bryant observed that most if not all were fiercely curious about the world around them.

"They share a habit of mind that is best described as 'applied curiosity,'" he writes. "They tend to question everything. They want to know how things work, and wonder how they can be made to work better. They're curious about people and their back stories."

2. Comfort with discomfort

It's not exactly breaking news that fighting your way to the top of a company involves plenty of hard work and sacrifice. But some aspiring CEOs fail to understand the full implications of that obvious truth. It's not simply that you have to be able to take some lumps to get to the top, Bryant insists. To thrive as a leader you have to actually like the challenge and the pain.

"Usually, I really like whatever the problem is. I like to get close to the fire," banking industry CEO Arkadi Kuhlmann explained in his interview. "Some people have a desire for that, I've noticed, and some people don't. I just naturally gravitate to the fire. So I think that's a characteristic that you have, that's in your DNA."

3. Focus on the present

You might think that most successful CEOs are super ambitious, and in many ways you'd be right, according to Bryant's interviews, but the high-achieving leaders he spoke with had a very special type of ambition. Yes, they have big goals, but they don't let those big goals distract them from whatever they're currently working on.

The top CEOs Bryant spoke to "focus on doing their current job well, and that earns them promotions," he writes. "That may sound obvious. But many people can seem more concerned about the job they want than the job they're doing."

"That doesn't mean keeping ambition in check," he clarifies. "By all means, have career goals, share them with your bosses, and learn everything you can about how the broader business works. And yes, be savvy about company politics... But focus on building a track record of success, and people will keep betting on you."

"You shouldn't be looking just to climb the ladder, but be open to opportunities that let you climb that ladder," Kim Lubel, the former CEO of CST Brands, once told Bryant, summing up this approach.

NOW WATCH: This animation shows how terrifyingly powerful nuclear weapons have become

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53. 'It's all marketing': Shaq weighs in on LaVar Ball's over-the-top personaВт., 21 нояб.[−]

Business Insider asked Shaquille O'Neal for his thoughts on LaVar Ball, father of Lakers rookie Lonzo Ball, before he was the recipient of critical tweets from President Trump.

Shaq stopped by Business Insider to talk about his collaboration with home security technology company Ring, to raise awareness about how homeowners can better protect their property this holiday season. Shaq recently kicked off a campaign with Ring's CEO Jamie Siminoff around protecting holiday package deliveries - specifically as National Package Protection Day approaches on Nov. 29. Following is a transcript of the video.

Business Insider: What do you think of Lonzo Ball so far? It's very early in the season but what do you make of him?

Shaquille O'Neal: He's playing safe. I would like to see him be more aggressive. The second game, when he scored 29 points against Phoenix, I think that's the Lonzo Ball that people are expecting and are looking to see.

When you play for a storied franchise such as the Lakers, when great names come before you, people expect a certain way.

The other guy's playing that way as a rookie, [Kuzma] or whatever it is, but [Lonzo's] a ... definitely to have a great player is one that keeps others involved, so he's definitely doing that but I would like to see him be more aggressive.

Business Insider: What do you think of his father and his sort of eccentric persona?

(CNN clip starts)

LaVar Ball: There's a lot of other things that's going on, man.

CNN: No question about it.

LaVar Ball: Let him do his political affairs, and let me handle my son, and let's just stay in our lane.

(CNN clip ends)

Shaquille O'Neal: I think that's all marketing. You got to respect the fact that he loves his family, he takes cares of his kids, but I think it's all marketing.

I can look at a person, especially when they're talking to the camera, if they always end something with a smile, it's acting. NBA stands for "nothing but acting."

But, man loves his family, loves his kids, I can't take that away from him. Some of his tactics are not businesslike but, hey, to each his own.

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54. The most comfortable and supportive socks you'll ever wear are 20% off for Black FridayВт., 21 нояб.[−]

The Insider Picks team writes about stuff we think you'll like. Business Insider has affiliate partnerships, so we get a share of the revenue from your purchase.

Screen Shot 2017 11 21 at 1.41.36 PM

The holiday season is here and finding meaningful gifts is extremely important, even if they're stocking stuffers. While everyone has given or received socks as a gift at one point or another, the praise "oh, you shouldn't have!" can become quite literal with the wrong pairs. Bombas socks, on the other hand, will evoke the complete opposite response.

Founded in 2013, Bombas sought to solve all your sock problems by creating the perfect gym sock. Since then the company has expanded to dress socks, knee-high socks for women, socks for kids, and more. Each pair of Bombas socks includes key comfort features, like the Honeycomb Arch Support System, Performance Footbed, Y-Stitched Heel, and Invisitoe.

Everyone deserves comfortable, supportive socks in stylish colors and Bombas is making it a lot easier to refresh your sock drawer this month. Now through November 30, you can save 20% off the entire site using the promo code "HOLIDAY2017" at checkout. Or, if you're shopping in bulk, enjoy 25% off orders between $350-$1,000 with "GIFT25" and 30% off orders over $,1000+ with "GIFT30" at checkout.

On top of saving big on great socks, you can simultaneously help those in need. For every pair of socks you buy, Bombas will donate one pair. The effort impacts homeless shelters across the entire US.

  • Use the promo code "HOLIDAY2017" to save 20% at checkout.
  • Use the promo code "GIFT25" to save 25% off orders between $350-$1,000.
  • Use the promo code "GIFT30" to save 30% off orders over $1,000+.
  • The Bombas Big Holiday Sale ends November 30, so shop now!

Whether you're shopping for gifts, revamping your own sock drawer, or looking to help those in need, Bombas is the answer.

Shop the Bombas Big Holiday Sale now.

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See the rest of the story at Business Insider

55. Under Armour executives are fleeing the struggling company (UA)Вт., 21 нояб.[−]

Under ArmourFacebook/Under Armour

  • At least five major Under Armour executives have left the company since October.
  • The most recent departure is Under Armour's head of footwear.
  • Under Armour is seriously struggling.

Under Armour executives seem to be fleeing the company.

On Tuesday, the Wall Street Journal reported that Peter Ruppe, the senior vice president of footwear for Under Armour for the past two years, is leaving the sportswear company.

Other executives who have left Under Armour since October include the company's co-founder, chief marketing officer, the head of its women's and youth's business, and the president of sport fashion.

Under Armour shoes ranked near the bottom in terms of favorability in a Wells Fargo survey of young male consumers earlier this year. In a note to investors, the bank's analysts said that only 27% of survey participants ranked Under Armour favorably.

The company's shoe sales have basically flatlined this year.

Under Armour slashed its sales and earnings outlook for the rest of the year in October, when the company reported that revenue fell 5% in the third quarter, to $1.4 billion.

"The days of glory, when it would post double-digit uplifts in sales, are over," Neil Saunders, the managing director of the research firm GlobalData Retail, said at the time.

NOW WATCH: The 'L.O.L. Surprise! Big Surprise' is the hottest toy of 2017 — here's what it is and what's inside it

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56. A top hedge fund recruiter explains why your college major doesn’t really matterВт., 21 нояб.[−]

Ilana Weinstein IDW - smaller 2x1Ilana Weinstein

  • Ilana Weinstein is the founder of The IDW Group, which focuses on recruiting investment talent for all kinds of investment strategies.
  • We asked Weinstein about the biggest trends in the hedge-fund business and how to get a senior-level job today.
  • Here’s her best advice for recent college graduates looking to land jobs at a hedge fund.

llana Weinstein, founder of the The IDW Group, is a tour de force within the hedge-fund industry.

She recruits top-level talent for the world’s most prestigious investment firms including hedge funds, family offices and private equity funds.

Weinstein recently sat down with Business Insider’s hedge fund reporter Rachael Levy for a wide-ranging interview about the industry. She says your college major isn’t actually that important when it comes to landing a dream hedge fund job after graduation. Instead, it all comes down to passion. Here’s more from the interview:

Rachael Levy: What advice would you give to a young person coming out of school who wants to join a hedge fund? What kind of educational background are funds looking for now?

Ilana Weinstein: Focus on what lights you up – not the dollar signs. There are thousands of hedge funds and most won’t make it.

There are thousands of hedge funds and most won’t make it. It’s kind of like the dot-com bubble when I was coming out of school. Unless you live and breathe investing and everything that goes on in your area of interest, this is not for you. What I am most inspired by is passion. This manifests itself through someone who is on fire about what is evolving in his industry, sector, how committed he is. I know it when I see it.

I wouldn’t worry much about majors. School is a time to expand your horizons and learn how to think. That skill set and flexibility will serve you better as an investor than any individual class. I have had a few Founders disparage the value of an MBA. They would rather the person spent those two years in an investing seat going through different markets. As an MBA myself I am mixed on that but I understand the point.

You can read the full interview with Ilana Weinstein here.

NOW WATCH: How Bill Gates and Warren Buffett are changing the world like no other humans in history

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57. Ivanka Trump is stealing a strategy out of the first lady's playbook — and it's a brilliant political moveВт., 21 нояб.[−]

Ivanka TiffanyAP Photo/Evan Vucci

  • Ivanka Trump was spotted wearing a $3,000 Dolce & Gabbana jacket.
  • It was a piece that could have been pulled out of Melania Trump's designer-packed closet.
  • By swapping fast fashion for designer clothing, Ivanka seems to be trying to appeal to a different crowd — just as the GOP pushes its new tax bill.

Ivanka Trump ditched her eponymous line in favor of something more expensive on Tuesday.

The first daughter was spotted wearing a $2,995 Dolce & Gabbana coat and a $1,700 skirt from the same brand to the annual White House turkey pardoning, the Daily Mail reported.

It's a departure for Trump, who typically wears clothing from her own line, sprinkled in with trendy pieces from other affordable brands like Zara. In fact, it seems like something that could have come out of first lady Melania Trump's closet.

Melania TrumpAP Photo/Evan Vucci

Melania's outfits tend to be from pricier fashion designers like Dolce & Gabbana, Ralph Lauren, and Balmain.

Melania has scaled back somewhat after her clothing choices sparked criticism (you won't spot her in another $51,000 coat), but the first lady's wardrobe is still notably more expensive than what the first daughter wears during most public appearances. On Tuesday, for example, she appears to have worn a $1,625 Stella McCartney coat.

Ivanka TrumpAP Photo/Rich Schultz

Since Donald Trump began his presidential campaign, Ivanka has attempted to convince more progressive Americans that her father is a worthwhile politician. As a result, her fashion strategy has aimed to be relatable. Melania, on the other hand, strives to be aspirational.

Ivanka's pricey coat could symbolize a new strategy for the first daughter. Republicans' perception of Ivanka Trump has dropped as the first daughter has been increasingly seen as a moderating force who makes an active effort to push forward certain policies.

Meanwhile, perception of Melania has only gotten better. According to a CNN poll, the first lady has a 48% approval rating, compared to the president's 38%.

As Ivanka works to sell the tax plan, winning over Republicans is crucial. Business Insider's Bob Bryan reports that the Republican Party could be the one thing that actually slows down the passage of the tax plan, making it harder for the bill to pass at all.

By taking a page out of Melania's handbook, Ivanka seems to be trying to ditch her liberal reputation to better win over Trump's base on the right this Thanksgiving.

NOW WATCH: White House photographer Pete Souza tells the story behind one of Obama's most iconic photographs visiting injured veterans

58. THE SOCIAL VIDEO REPORT: Content, distribution, and monetization across Facebook, YouTube, Snapchat, and InstagramВт., 21 нояб.[−]

Social Video 101 Final.001.001.pngBI Intelligence

This is a preview of a research report from BI Intelligence, Business Insider's premium research service. To learn more about BI Intelligence, click here.

The “pivot to video” is digital media's megatrend of the moment. Globally, 47.4 minutes of online video will be watched daily in 2017, a 20% year-over-year (YoY) increase, driven primarily by mobile, where viewing times will reach 28.8 minutes per day, a 35% increase from 2016.

And not surprisingly, ad dollars are following eyeballs online. US advertisers are projected to double their investment into social video for the second year running to reach $4 billion by the end of 2017 — representing one-third of the country's total digital video ad sales.

The major social platforms — Facebook, Instagram, and Snapchat — as well as YouTube, the pioneer in digital video, are propelling this shift to video.

Their aim is to create a video advertising market that challenges that of traditional TV, but there's still a way to go: Global digital video advertising is expected to reach $27.2 billion this year, up 23% YoY, while TV accounted for $181 billion in global ad spend in 2016, and $73 billion in the US alone.

And although these companies share a common goal, there are peculiarities in each platform's approach to digital video. Understanding the nuances is important for those who wish to capitalize on this trend, such as content creators, publishers and other media companies, brands, advertisers, and the social platform's themselves.

In a new report, BI Intelligence analyzes the efforts taken by Facebook and its subsidiary Instagram, Google through its subsidiary YouTube, and Snap to usher in a golden age of digital video. The report maps the parallels and divergences in these companies' video strategies and examines their relative strengths and weaknesses from a distribution and monetization perspective. It also attempts to anticipate where each platform is headed so that industry participants can plan and invest in a probable future.

Here are some key takeaways from the report:

  • Digital media companies are shifting their focus to video to attract some of the $180 billion in ad spend on traditional TV.
  • This is a big opportunity for brands, publishers, and creators, but understanding the differences between the social platforms — from strategies to audiences to ad units — is crucial.
  • Facebook was an early architect of social video through the News Feed, which set the standard for shareable content. Its new Watch tab, meanwhile, is the company’s clearest effort to compete directly with YouTube and traditional TV.
  • As the initial disruptor in siphoning viewers from TV, YouTube not only leads the digital video space but is arguably the most influential video medium overall. However, its incumbency is increasingly threatened by companies like Facebook and Snap.
  • Although it has fewer users than its rivals, Snapchat’s mobile-first form factor and reach with younger viewers sets it apart. The platform is one of the bright hopes for the future of mobile TV.
  • Instagram is social video’s dark horse and is poised to become a major contender in the space. In particular, it poses a looming threat to YouTube, but Instagram’s prospects will require a few crucial tweaks to its platform first.

In full, the report:

  • Assesses the evolving social video landscape, with attention to Facebook, YouTube, Snap, and Instagram.
  • Analyzes the relative strengths of each platform from a product, distribution, audience, and monetization perspective.
  • Looks at what’s next for the industry, so that media creators and brands can invest for the future.

To get the full report, subscribe to an All-Access pass to BI Intelligence and gain immediate access to this report and over 100 other expertly researched reports. As an added bonus, you'll also gain access to all future reports and daily newsletters to ensure you stay ahead of the curve and benefit personally and professionally. » Learn More Now

You can also purchase and download the full report from our research store.

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59. McDonald's new chicken tenders are a huge hit — but they're about to disappear from the menu across America (MCD)Вт., 21 нояб.[−]

McDonald's TendersHollis Johnson

  • McDonald's is pulling Buttermilk Crispy Tenders from the menu as locations begin to run out of the new menu item.
  • The chicken tenders will be back by the end of December.
  • McDonald's told Business Insider "demand far surpassed our expectations."

McDonald's is running out of its new Buttermilk Crispy Tenders due to unexpectedly high customer demand.

"Because demand far surpassed our expectations, we will soon take a brief break from serving them at our restaurants," the fast-food chain said in a statement to Business Insider. "By the end of next month, however, our craveable and delicious tenders will be back and available for everyone's enjoyment."

The scheduled return of the tenders is good news for McDonald's customers who been grumbling on social media about locations being sold out of the chicken.

Screen Shot 2017 11 21 at 2.52.18 PMTwitter tribefan81

Screen Shot 2017 11 21 at 2.52.55 PMTwitter CletusTSJY

Screen Shot 2017 11 21 at 2.53.15 PMTwitter AndreaMarvelxoMcDonald's introduced the Buttermilk Crispy Tenders in October, after cutting Chicken Selects in 2015. Franchisees told Nomura's Mark Kalinowski that the item was an immediate hit.

Business Insider taste testers were impressed by the chicken. Our review concludes: "It's a well-constructed take on a classic, which holds its own against McDonald's favorites such as the McNugget."

NOW WATCH: There’s a McDonald’s inside this 150-year-old mansion in Maine — and they serve lobster rolls

60. LinkedIn founder Reid Hoffman says success is both luck and hard workВт., 21 нояб.[−]

LinkedIn founder Reid Hoffman has found massive success in his career. He was an early executive at PayPal, he founded LinkedIn, and he's now an investing partner at Greylock Partners. Where did that success come from? Hoffman joined Business Insider's podcast, "Success! How I Did It," to answer the age-old question: does success stem from luck or hard work?

Richard Feloni: How much do you think success is a matter of effort and hard work, and how much do you think would be luck in terms of where you were born, who your parents are, gender, race, et cetera?

Reid Hoffman: So this is one of those false-dichotomy questions because the answer is massively both, right?

Some people who are successful like to say, "It's all skill! It was my capabilities!" And it's, like, "No, no."

Like, I was lucky to have been born in the Stanford Hospital, to have gone to Stanford, to know about the network, to participate in it, to make some great friends and connections that kind of helped me along with it. All of that stuff is hugely serendipitous. On the other hand, you also try to think and act as strategic as you could, you try to learn constantly, you work hundred-hour weeks, are constantly kind of trading lessons and information with each other in order to make it happen.

So the short answer is, it's both massively luck and massively hard work. Sometimes it's more luck than hard work, and sometimes it's more hard work than luck. But every success requires both.

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61. Robinhood is going after established brokers with a brand new featureВт., 21 нояб.[−]

unnamed 16Robinhood

  • Robinhood, the Palo Alto brokerage known for offering commission-free stock trading, is letting folks transfer stock from their other brokerage accounts.
  • The company has said it will roll-out new features to meet the need of more sophisticated stock traders.

Robinhood, the zero-commission brokerage, is making good on its promise to deliver more features to meet the needs of sophisticated stock traders.

The Palo Alto-based company alerted users by email Tuesday that it would enable users to transfer their stock from other brokerages to their Robinhood account.

"You can now bring all of your stock to Robinhood, making it even easier to manage your account," the company said.

The firm said it would cover any fees clients might incur from moving their stock over to Robinhood. The process takes five to seven trading days, according to Robinhood's website.

The news was well-received by folks in the Twitter-verse. Here's one Robinhood user:

Earlier this month, Robinhood unveiled a new web platform. It also announced it has amassed more than 3 million accounts.

Robinhood, which launched in 2012, has been a darling of younger, less experienced stock traders, but it has been recently vying for more experienced traders, who are more likely to use a legacy broker.

In August, cofounder Baiju Bhatt told Business Insider the company would continue to roll out new features to meet the need of its users as they mature as investors. Here's Bhatt:

"In time, as our users become more and more sophisticated, we will continue to add features that match them. But we hope to never lose sight of those first timers as well. Fundamentally, that should be the most important thing for financial-services companies. Making the entire industry something that serves the broader market, not just the people who make them a lot of money."

Robinhood is valued at $1.3 billion, according to the company, and has raised over $170 million. The firm has declined to comment on its profitability.

This post has been updated to reflect Robinhood's most up-to-date valuation.

NOW WATCH: This is what Bernie Madoff's life is like in prison

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62. If you want to see what America would be like if it ditched net neutrality, just look at PortugalВт., 21 нояб.[−]

ajit paiReuters/Kevin Lamarque

  • The Federal Communications Commission is planning to ditch net neutrality, which requires internet providers to treat all data online equally.
  • A Portuguese internet provider shows what the American internet could look like if net neutrality is scrapped.
  • One company charges people more for additional data based on the kind of app they want to use, such as those for messaging or for video.

On Tuesday, the US Federal Communications Commission announced that it planned to vote on an order to roll back Obama-era rules governing net neutrality.

Simply put, net neutrality means that all data on the internet is treated equally. An internet service provider can't prioritize certain companies or types of data, charge users more to access certain websites and apps, or charge businesses for preferential access.

Advocates of net neutrality argue that it ensures a level playing field for everyone on the internet. Telecoms firms, however, are largely against it because of the additional restrictions it places on them.

But with the Republican-majority FCC likely to vote on December 14 in favor of rolling back the order, what might the American internet look like without net neutrality? Just look at Portugal.

The country's wireless carrier Meo offers a package that's very different from those available in the US. Users pay for traditional "data" — and on top of that, they pay for additional packages based on the kind of data and apps they want to use.

meo internet net neutrality portugalMEO

Really into messaging? Then pay €4.99 ($5.86 or £4.43) a month and get more data for apps like WhatsApp, Skype, and FaceTime. Prefer social networks like Facebook, Instagram, Snapchat, Messenger, and so on? That'll be another €4.99 a month.

Video apps like Netflix and YouTube are available as another add-on, while music (Spotify, SoundCloud, Google Play Music, etc.) is another, as is email and cloud (Gmail, Yahoo Mail, iCloud, etc.).

Net-neutrality advocates argue that this kind of model is dangerous because it risks creating a two-tier system that harms competition — people will just use the big-name apps included in the bundles they pay for, while upstart challengers will be left out in the cold.

For example: If you love watching videos, and Netflix is included in the video bundle but Hulu isn't, you're likely to try to save money by using only Netflix, making it harder for its competitors.

And without net neutrality, big-name apps could theoretically even pay telecoms firms for preferential access, offering them money — and smaller companies just couldn't compete with that. (It's not clear whether any of the companies named above have paid for preferential access.) An ISP could even refuse to grant access to an app at all unless they paid up.

Democratic Rep. Ro Khanna of California originally shared the Meo example on Twitter in October.

"In Portugal, with no net neutrality, internet providers are starting to split the net into packages," he wrote. "A huge advantage for entrenched companies, but it totally ices out startups trying to get in front of people which stifles innovation. This is what's at stake, and that's why we have to save net neutrality."

Technically, Portugal is bound by the European Union's net-neutrality rules, but loopholes allow certain kinds of pricing schemes like the one outlined above.

Yonatan Zunger, a former Google employee, recently retweeted Khanna's tweet, adding: "This isn't even the worst part of ending net neutrality. The worst part happens when ISPs say 'we don't like this site's politics,' or 'this site competes with us,' and block or throttle it."

NOW WATCH: A running coach explains the 2 most important activities runners should do to avoid knee pain

63. 12 of the best ugly sweaters guys can wear this holiday seasonВт., 21 нояб.[−]

The Insider Picks team writes about stuff we think you'll like. Business Insider has affiliate partnerships, so we get a share of the revenue from your purchase.

43If you really want to get into the holiday spirit, an over-the-top sweater is a must.

Some holiday sweaters are so bold that they're ugly, and in this instance, that's a good thing.

Whether you're looking for a sweater with Christmas trees and snowflakes, a light-up reindeer nose, or a reference to your favorite TV show, movie, or game, you'll find it here.

Forget about style and pick up an ugly sweater for this year's holiday parties. And for more fashionable choices, check out 10 of the best festive holiday sweaters for men.

Having trouble figuring out what to get someone for the holidays? Browse all of Insider Picks' 2017 holiday gift guides here.

ASOS Holidays Sweater With All Over Design


With candy canes, reefs, snowmen, gifts, and more, the ASOS holiday sweater has everything you need to get into the Christmas spirit.

ASOS Holidays Sweater With All Over Design, $40

RAISEVERN Dancing Santa Sweater


Designed to look like a shirt and tie under a cardigan, the RAISEVERN false two-piece sweater is perfect for achieving a bold holiday look and staying somewhat professional.

RAISEVERN False Two-Piece Sweater, $26.99

Christmas Ugly Sweater Co Reindeer Hooded Sweater


This sweater is so outrageous, it's almost a costume. The front of the sweater features the body of a reindeer standing in the snow. With the hood up, your neck and head complete the reindeer, and yes, it comes with antlers attached.

Christmas Ugly Sweater Co. Reindeer Hooded Sweater, $34.99

See the rest of the story at Business Insider

64. How a Netflix documentary got inside New York City's intensely insular Hasidic communityВт., 21 нояб.[−]

One of Us NetflixNetflix

  • "One of Us" is a Netflix documentary that gives a rare look inside New York City's insular Hasidic community.
  • Directors Heidi Ewing and Rachel Grady spent three years making it.
  • Two of the three people they spotlight in the movie said they suffered sexual or physical abuse before leaving the community.
  • Since the movie became available on Netflix in late October, young people within the community are watching it, the filmmakers said.

Documentary filmmakers Heidi Ewing and Rachel Grady have spent their careers getting access to places most believed were impossible to crack.

For their Oscar-nominated doc “Jesus Camp” (2006), they looked at a summer camp where kids were convinced that they had "prophetic gifts." In "The Boys of Baraka" (2005), they chronicled the journey of 12 boys from Baltimore’s most violent neighborhoods who attended a boarding school in rural Kenya to get a chance at an education they couldn't receive back home.

So when Netflix caught wind that Ewing and Grady were making a movie about people trying to separate from New York City’s insular Hasidic community, it jumped at the chance to be involved.

“We were working under the radar for a year; we didn’t need to be pitching it,” Ewing told Business Insider.

The two had received foundation money to start the movie, which would go on to be titled "One of Us." They were at the very beginning stages of trying to gain trust with people in the community, and Netflix saw the potential and wanted in.

Finding people who didn't want to be found

“We were very reluctant because we felt we hadn’t landed our final subjects,” Ewing said of talking to Netflix. “When they wanted to come on board we told them the people on the footage you saw probably aren’t going to be in the movie, we need a couple of years to make this. They were willing to do it.”

one of us netflixNetflix“One of Us” is a striking movie that looks at the lives of three Hasidic Jews who make the tough choice to leave the community. Twenty-something Luzer breaks ties with his entire family to pursue acting; Ari leaves while still suffering the trauma of alleged sexual abuse while in the community (which led to substance abuse); and Etty, the movie’s standout, leaves her children behind after saying she's had enough of the physical abuse from the man she was forced to marry at 19.

Ewing and Grady eventually chose to focus on these subjects after meeting them at the organization Footsteps, a support group for former Hasidic Jews whom the filmmakers found out about.

“The Hasidic community was a topic Heidi and I were both very interested in but never thought there was a point of access because they have their own community and have their own language, literally,” Grady said. “It seemed out of the cards. But then we learned about Footsteps. They had been approached many, many times by many filmmakers, but we managed to persuade them to at least let us meet their membership and let us make our pitch. It’s essentially the same process that we always have had.”

But the get-to-know-you process was longer than anything they had gone through before with a reluctant group. It took the filmmakers six months of talking to the leaders behind Footsteps, but they were finally allowed to come to meetings without cameras three years ago. It then took another six months for them to find their three subjects.

“We really wanted to capture a transition,” Ewing said. “Some people we didn’t go forward with because they were too fragile and couldn’t endure being followed by us. Others were too far out in the world already.”

The three they eventually went with were a mix of both. Etty and Ari were literally a week or two from deciding to leave the community when the filmmakers met them at Footsteps. And Luzer had been out for over a year, so he could show how people adapt when they are more removed.

The sudden change of heart by one of the movie's most compelling characters

But the backbone of the movie is Etty.

At first she refused to have her face shown on camera, which led to a challenge Ewing and Grady had never encountered before, as they had never allowed someone in their films who didn’t agree to be shown. Yet the stories of women being abused within the Hasidic community were coming up more and more as the filmmakers got deeper into making the movie, they said. And they knew they needed to have a woman featured who would speak about it.

Rachel Grady and Heidi Ewing NetflixNetflix“We just struggled creatively how we were going to show her,” Grady said. “Animate her? Shoot her from behind? It was a horrible puzzle.”

The filmmakers decided to animate the Etty footage with a chalk-outline look. Tests were done with footage to get it right. But then halfway through filming Etty decided to let Ewing and Grady show her face.

“She became a different person at one point of shooting,” Ewing said. “She shed a skin and someone else was there. As a filmmaker, this is one of those rare moments.”

The drama of the Etty reveal is shown in the movie. Her storyline begins with the viewer only seeing the back of her head, while she describes disturbing moments in her past. Then, halfway through the movie, there’s a moment when Etty turns and shows her face on camera.

It's the movie's most striking moment that shows Etty taking that first step into starting a new life for herself.

Since filming the movie, none of the three main subjects have returned to the community, Ewing and Grady said. Lozer has been acting onstage and in films, Ari has gotten sober after a stint in rehab, and Etty is going to community college and an educational trust fund has been started to get her to a four-year college.

Why Netflix's worldwide reach has mattered for the documentary

Though Ewing and Grady had almost no contact from leaders inside the Hasidic community while making the movie — though after two years, a Rabbi who is friends with Ari agreed to be interviewed on camera — word about the movie has grown since “One of Us” became available on Netflix in late October.

“A lot of young people are watching it on their iPhones in the bathroom,” Ewing said. “I was in a shop the other day and there were a group of Israeli girls there and they showed me their WhatsApp group in Hebrew that they were having with their conservative family members about the movie.”

The filmmakers said being involved with Netflix turned the movie from just another powerful documentary that people hear about (but isn't playing at a nearby theater), to one that can cause change because it’s so easily available to those who need to see it.

“Everywhere there is a Hasidic community there happens to be Netflix available: the United States, England, Canada, and Israel. We passed on a traditional theatrical release to have this movie drop globally on the same day.”

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NOW WATCH: This South Korean boy band is taking over the music world

65. Here’s why your jeans have that tiny front pocketВт., 21 нояб.[−]

Every pair of jeans has a tiny pocket in the front right pocket. Why? What is it for? Where does it originate? We found out!

EDITOR'S NOTE: This video was originally published on May 6, 2016.

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66. Jennifer Lawrence says Harvey Weinstein was almost like a dad to her before the scandal: 'We had a nice relationship'Вт., 21 нояб.[−]

jennifer lawrence harvey weinsteinKevin Winter/Getty Images for GLAAD

  • Jennifer Lawrence said she was shocked by the Harvey Weinstein scandal.
  • Weinstein was "was always almost paternal" to Lawrence while she was an actress.
  • Dozens of women are accusing Weinstein of rape, sexual harassment, or sexual assault.

Jennifer Lawrence said she was shocked by the sexual assault scandal that destroyed the career of Hollywood mogul Harvey Weinstein.

Weinstein, Lawrence said, was almost like a father to her.

"It was bizarre. I had heard that he was a dog," Lawrence told the Awards Chatter podcast at the Hollywood Reporter. "But he was always almost paternal to me. He was never inappropriate with me."

Weinstein distributed Lawrence's 2012 movie, "Silver Linings Playbook," for which she won a best actress Oscar. The two both also appeared in the 2014 documentary "Dior and I."

Dozens of women have accused Weinstein of sexual assault, harassment, or rape. Through a network of spies, legal maneuvers, and settlements, he kept his alleged systemic abuse of women a secret, according to reports. Since news of Weinstein's alleged sexual improprieties broke, there have been more stories about reportedly abusive men in Hollywood.

jennifer lawrenceKevin Winter/Getty Images

Lawrence said she and Weinstein had a warm relationship before news of his allegedly abusive behavior broke.

"I thought that we had a nice relationship where, when he acted like an a------, I called him an a------. I actually think the word I used was 'a sadistic monster' — but it was just never of that nature, so that was really shocking," she said.

Lawrence also said that, while she has never been sexually abused in her career, she had been the victim of misogyny in Hollywood. After Sony Pictures was hacked in 2014, leaked emails showed that Lawrence was underpaid compared to her male costars. Nude photos of her were also hacked and leaked to the web.

"I had been objectified, I had been, you know, obviously, not paid equally, I had been violated by a hacker," Lawrence said. "But I have never had a man use his power to sexually abuse me."

If you are a victim of sexual assault, you can visit RAINN or call its hotline at 1-800-656-4673 to receive confidential support from a trained staff member.

Sign up here to get INSIDER's favorite stories straight to your inbox.

67. REVIEW: The OnePlus 5T is not only a bargain — it's the best Android phone you can buy at any priceВт., 21 нояб.[−]

BI Reviews_One plus 5t_4x3Business Insider

The new OnePlus 5T is an excellent smartphone, but one thing about it stands out from the rest: its $500 price.

That amount is near the top of what OnePlus has charged for its past smartphones. But it's hundreds of dollars cheaper than other top-of-the-line devices — many of the latest flagship smartphones, including Apple's iPhone X and Samsung's Galaxy Note 8, cost more than $900.

Given that, you could be forgiven for thinking OnePlus made some serious compromises with the 5T to get its price so comparatively low. But you would be wrong.

While the 5T has some trade-offs, they aren't meaningful. And I'd recommend the new phone even if it were to cost as much as its rivals.

Check out the OnePlus 5T:

The OnePlus 5T looks great.

Antonio Villas-Boas/Business Insider

Designwise, the 5T doesn't stand out. But that's a good thing.

It has most of the latest features of other contemporary phones, including narrow top and bottom borders around its screen, as well as a metallic back. Those elements make for a minimalistic, almost generic design. It's functional, not flashy.

What is noticeable, though, is the thinness of the 5T compared with that of other top Android phones. On paper, the 7.3-mm-thick 5T may not seem that much thinner than Google's 7.9-mm Pixel 2 XL or Samsung's 8.6-mm Galaxy Note 8. But those fractions of a millimeter make a difference.

That thinness combined with its light weight make the 5T supremely comfortable to use.

The 5T's screen is great, especially considering the device's price.

Antonio Villas-Boas/Business Insider

The 5T's display is on par with those of other top Android smartphones. It has a 6-inch Amoled screen with an 18:9 aspect ratio. That's more elongated than the typical smartphone screen from as recently as last year.

Some spec-scrutinizers may think the 1080p resolution on the 5T's display doesn't match up well with the 1440p resolution offered on most other flagship Android devices. But you'd be hard-pressed to notice much of a difference when comparing the phones side by side.

The 5T's display is beautiful. Its vibrant colors and brightness and contrast levels equal those of displays of phones that cost $350 more.

The phone's performance is stellar.

Antonio Villas-Boas/Business Insider

Hiding underneath the 5T's minimalist outer shell are specs that are as good or better than those of most of its rivals.

Like many of its newest competitors, the 5T includes Qualcomm's powerful Snapdragon 835 processor. But it has more memory than most of its rivals. Most top Android smartphones come with 4 GB of RAM, whereas the base model of the 5T has 6 GB and the top model has a whopping 8 GB.

Typically, the more memory a device has, the faster it can switch among apps. And the 5T's extra RAM may make a difference if you customize your phone with software that offers a greater range of Android design and setting options.

I've been testing the higher-end model of the 5T, which costs $560 and comes with 128 GB of storage and 8 GB of RAM. I haven't noticed much of a difference in performance from the Pixel 2 XL, which has the same processor and half the RAM.

But I'm not going to complain about the extra memory, especially given that it's included in the 5T's sub-$600 price.

See the rest of the story at Business Insider

68. What you need to know in advertising todayВт., 21 нояб.[−]

Strangers Facebook Watch screengrabTo get a show renewed for Facebook Watch, the social network’s three-month-old hub for episodic video, one metric you won’t be judged by is your show’s number of views.

Nearly all of the Facebook-funded shows on Watch that have been renewed for second seasons enjoyed explosive views of their first episodes followed by a more than 50% drop in views for subsequent episodes, according to public Facebook data.

Instead of chasing the millions of views that viral videos often attract in the News Feed, Facebook is renewing shows that attract relatively small numbers of viewers who watch through a season, several partners with shows featured in Facebook's special Watch tab told Business Insider.

To get the inside scoop on what's happening with Facebook's ambitious effort to take on TV, click here.

In other news:

Charlie Rose has been fired from CBS and PBS following sexual-misconduct allegations. The move follows a bombshell report on Monday in which eight women accused Rose of inappropriate conduct.

Three other women told Business Insider about improper behavior by Rose. One said Rose touched her legs inappropriately as he was dropping her off at a dormitory in New York City.

AT&T is using the growing power of Silicon Valley to justify its acquisition of Time Warner. The telecom giant is trying to argue that traditional media giants can't possibly create a monopoly given the power of companies like Amazon and Netflix.

Another extensive fraudulent ad program has been uncovered, reports The Wall Street Journal. This involved bots, bogus websites, and advertisers getting ripped off at a clip of $500,000 a day.

Digiday looks at the rise and fall of Mashable. It's the story of a once hot digital publishing upstart that chased BuzzFeed and tried to do too much too fast.

NOW WATCH: How couples improved their sex lives in just one week

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69. These are America's most expensive shopping streets, where rents cost a fortune and stores are thrivingВт., 21 нояб.[−]

Rodeo DriveGetty/Ari Perilstein

  • Many retailers are closing stores, but luxury still seems to be thriving.
  • Cushman & Wakefield has crunched the numbers to find the most expensive streets shopping streets in America.
  • These shopping areas have thrived despite the retail apocalypse.

If there's a retail apocalypse going on, nobody told the stores on 5th Avenue.

The upper reaches of the Manhattan street again ranked as the most expensive place in the US to rent space for a retail store. It's the most expensive shopping street in the country as well as the world, according to a new report by commercial real estate firm Cushman & Wakefield.

It seems that though many stores are indeed closing, the trend is mostly impacting lower-priced mall locations — and not the main streets in the US' biggest cities.

"While there has been a lot of discussion around store closures, the main high street markets have not been as adversely affected as some of the headlines might suggest," the report reads.

Here are the most expensive shopping streets in America:

9. Walnut Street — Philadelphia

Getty/Lisa Lake

Like many other cities, Philadelphia has gotten a retail boost from e-commerce-based brands that have opened stores in major shopping areas. The rent on Walnut Street averages $125 per square foot a year.

8. Newbury Street — Boston

AP/Steven Senne

Boston's famous shopping street also has stores from e-commerce-based brands, but it's famous in its own right. That's good enough to command $130 per square foot in rent per year.

7. Worth Avenue — Palm Beach

AP/Lynne Sladky

Palm Beach's pricey boutiques also have pricey rent. It costs an average of $145 a square foot per year to rent on the main street, Worth Avenue.

See the rest of the story at Business Insider

70. Walmart is unleashing a key weapon against Amazon in 500 stores (WMT)Вт., 21 нояб.[−]

Walmart pickup towerBusiness Insider/Hayley Peterson

  • Walmart is adding pickup towers to 500 stores.
  • We tested the tower, and it retrieved our online order within seconds.
  • The towers are part of Walmart's strategy to leverage its physical stores in its battle against Amazon for customers online.

Walmart is building giant self-service kiosks that retrieve customers' online orders in its stores.

The company just revealed that it's planning to add the kiosks, which Walmart calls pickup towers, to at least 500 stores.

We tested one of the towers at a Walmart store in Midlothian, Virginia, and we were shocked by how easy and quick it was to use.

The last time we reviewed Walmart's in-store pickup service for online orders, we were underwhelmed. The pickup counter was inconveniently located in the back of the store, and the entire process took half an hour.

This time, we were in and out of the store in under a minute.

To test out the tower, we ordered several items on Walmart.com and selected in-store pickup. A couple of days later, we got an email from Walmart saying our order was ready.

When we arrived at the store, we found the pickup tower a few steps from the entrance. Its sheer size made it easy to spot — it's staggeringly large, standing more than 16 feet tall and 8 feet wide.

Walmart pickup towerBusiness Insider/Hayley PetersonWhen we approached the machine, we were prompted to scan a barcode or enter an order number. We chose to scan the barcode that was included in our email from Walmart.

Walmart pickup towerBusiness Insider/Hayley PetersonWithin five seconds of scanning the barcode, a previously hidden compartment above the screen lit up, revealing a conveyer belt and a cardboard box that was seemingly produced out of thin air.

Then a glass door retracted, giving us access to the box.

Walmart pickup towerBusiness Insider/Hayley PetersonThat was all there was to it.

Walmart has said the pickup tower retrieval process should take 45 seconds, so we were shocked that in reality, it lasted under 10 seconds.

Upon retrieving our items, we left the store. It was the easiest and most convenient Walmart experience we've ever had.

It's easy to see why the company is ramping up the rollout of these towers to more stores, but the tower does have its limitations. It can only hold small- to medium-sized boxes, and it doesn't have any refrigeration capabilities for items like groceries.

For groceries, Walmart is testing a much larger machine with internal freezers and refrigerators. If that machine is as easy to use as the pickup towers, it will be a game changer for Walmart's grocery business.

NOW WATCH: We visited the 'McDonald's of Russia' that's trying to take over America — here's what it was like

71. 'Little House on the Prairie' star says famous director Oliver Stone 'humiliated' her during a sexually-charged auditionВт., 21 нояб.[−]

melissa gilbert oliver stone sexual misconduct getty imagesGetty Images

  • Melissa Gilbert, who starred on "Little House on the Prairie" from 1974 to 1983, said on SiriusXM's "Andy Cohen Live" that director Oliver Stone humiliated her during an audition for 1991 movie "The Doors."
  • Gilbert alleged that Stone did it to get back at her for saying something disparaging about him in public.
  • She explained, "The whole scene was just my character on her hands and knees saying, ‘Do me, baby.’ Really dirty, horrible. Then he said, 'I'd like you to stage it for me.'"
  • Listen to Gilbert's interview below.

"Little House on the Prairie" star Melissa Gilbert says she understands the power dynamic that's fueling today's numerous accounts of sexual misconduct in Hollywood. She alleges that Oliver Stone used a sexually-charged audition to get revenge on her for disparaging remarks she made about him in public.

"There were moments where there were men in more powerful positions, one in particular, who humiliated me at one point in an audition, and unnecessarily, because I had embarrassed him in a social situation," she said Monday on SiriusXM radio show "Andy Cohen Live." "He got back at me, and I ran out of the room crying. I’m actually sitting here telling you this story afraid to say his name because I’m worried about backlash."

Gilbert said the incident occurred while she was auditioning for 1991's "The Doors" movie. Stone told her he had a "special scene" he wanted her to read with an actor in order to see their chemistry.

She then explained, "The whole scene was just my character on her hands and knees saying, ‘Do me, baby.’ Really dirty, horrible. Then he said, 'I'd like you to stage it for me.'"

Gilbert said she refused to physically act out the scene and left the audition.

"I left crying, and I never really talked about it," she told Cohen. "It was all because I had said something and embarrassed him publicly."

After telling the story, Gilbert finally named the director: 'F--- it, it was Oliver Stone and it was 'The Doors' movie.

Representatives for Stone didn't immediately respond to INSIDER's request for comment.

Gilbert's account of the power dynamic abused by men in Hollywood is just the latest in a string of allegations surfacing. Many notable Hollywood figures including the actors Kevin Spacey and Ed Westwick have been accused of sexual misconduct ranging from harassment to rape since an October 5 New York Times exposé detailed allegations going back decades against the Hollywood producer Harvey Weinstein.

Listen to Gilbert's interview on "Andy Cohen Live" below.

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If you are a victim of sexual assault, you can visit RAINN or call its hotline at 1-800-656-4673 to receive confidential support from a trained staff member.

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This story has been corrected to reflect that Melissa Gilbert wasn't cast in "The Doors."

NOW WATCH: Here's what losing weight does to your body and brain

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72. Japan has become a 'demographic time bomb' — here's the truth about what that meansВт., 21 нояб.[−]

japan stock marketIssei Kato/Reuters

Japan is dealing with what economists call a "demographic time bomb."

Through a vicious cycle of low fertility and low consumer spending, the country's economy has gradually shrunk over the last 20 years.

Japan has coped with this demographic time bomb in creative and sometimes extreme ways. But the reputation Japan still maintains as a tech leader with a booming economy belies the daily reality for many citizens.

Here are a handful of myths that put the demographic time bomb in perspective.

MYTH: Japan is an economic powerhouse.

Issei Kato/Reuters

Japan's GDP is the third-largest in the world, at nearly $5 trillion. But its national debt is more than twice that, at $10.5 trillion.

(By way of comparison, the US has a GDP of $18.6 trillion and a debt of $20.5 trillion.)

Japan's financial woes began with a bubble in the mid-1980s that led to a full-blown crisis in the early 1990s. Since then, Japan has struggled to make it back to the level of prosperity it had in the 1960s, when it was the second-largest economy in the world.

MYTH: Japan's work ethic is a model of grit.

Issei Kato/Reuters

Ever since Japan's labor force avowed itself in the 1950s to rebuild the country post-WWII, Japanese citizens have been known for their tireless work ethic.

It's not uncommon for workers, still majority men, to log 12- or 16-hour days.

In recent years, this has led Japanese companies to see a rise in karoshi, or "death by overwork." Burdened by unsustainable work hours, some employees commit suicide or die by heart attack or stroke, highlighting the pressure workers are under to restore Japan's reputation.

MYTH: People in Japan aren't interested in having sex.

Pedro Szekely/Flickr

The simple reason for Japan's falling fertility rate is that people aren't having kids. But it's a more complex story as to why they don't, and one that doesn't square with some reports about Japanese people not taking an interest in sex.

Japan's labor market isn't designed for young people who hold egalitarian attitudes about gender and work. It's built for men to work at one company their whole lives, and for women to largely remain housewives.

But now that both sexes are committing themselves to incredibly long work hours, there literally aren't enough hours in the day for many people to have sex — regardless of their interest in making it a priority.

See the rest of the story at Business Insider

73. A mathematician explains what time you should get to the airport before your flightВт., 21 нояб.[−]

airport security TSA lineAP

What's the best time to get to the airport? It depends on how much you hate waiting around an airport, and how willing you are to risk missing your flight. However, if you've never missed a flight, you're probably showing up too early.

University of Wisconsin mathematician Jordan Ellenberg explores this problem and many others in his wonderful new book titled "How Not To Be Wrong: The Power Of Mathematical Thinking", a collection of fascinating examples of math and its surprising applications.

Here's a summary of Ellenberg's explanation of the airport arrival time problem.

The issue comes down to expected utility. Utility is an economic concept used to analyze the costs and benefits of different goods and services for different people. The idea of utility is to try to put some kind of quantitative value on how useful something is to a particular person, giving us the ability to analyze that person's choices.

Figuring out when to go to the airport involves a tradeoff: the earlier you show up, the more likely you are to actually make your flight. But, showing up early also involves a cost in the form of time spent at the airport rather than elsewhere.

The idea of utility lets us try to quantify this. Say each hour at the airport costs you 10 "utils", or units of utility, and missing your flight costs 50 utils. In other words, missing your flight is about five times as annoying to you as the accumulated nuisance of spending an hour at the airport.

We also know that you're more likely to miss your flight the later you show up. Let's say that if you show up a half hour early, you have a 20% chance of missing your flight, an hour early gives a 5% chance, and two hours early leaves you just a 1% chance of missing the flight.

This lets us figure out what your expected utility loss is going to be depending on when you show up at the airport. Expected values are a useful tool for analyzing something probabilistic, giving us a kind of average value of the outcome.

Say you show up at the airport an hour early. We have two costs to compute: the utility loss from waiting at the airport, and the expected value of the utility loss from maybe missing your plane. The loss from your waiting time is just 10 utils, as we assumed above.

The expected loss from missing your flight is the probability of missing the flight times the utility loss from missing the flight. If you're at the airport an hour early, you have a 5% chance of missing the flight, and this would cost 50 utils. So, the expected loss is 5% × 50 = 2.5 utils.

Putting those together, we get a total expected utility cost of 12.5 utils from showing up an hour early.

Now, if you get to the airport two hours early, you lose 20 utils from your waiting time, but the expected loss from missing the plane is just 1% × 50 = 0.5, for a total expected loss of 20.5 utils.

This is a much worse expected loss than getting to the airport an hour early. Even though the odds of missing your flight drop quite a bit, the extra time stuck in the airport creates a cost that outweighs the benefit of those reduced odds. You're better off taking that slightly higher risk of missing your flight.

Of course, if you cut it too close, the risk of missing the flight can dominate. If you show up at the airport a half hour before your flight, you only lose 5 utils from waiting, but with a 20% chance of missing your flight, you get 20% × 50 = 10 utils of expected loss from the risk, giving a total expected loss of 15 utils, worse than showing up an hour early.

This variation among expected utility losses indicates that there is some particular airport arrival time for which the risk of missing your flight and the misery of sitting in an airport bar balance out and you minimize your expected loss.

jetlag airport sleepingShannon Stapleton/ReutersNaturally, that exact time is going to vary from person to person, depending on each individual's idiosyncratic utility function. For example, I don't mind sitting around the airport and reading Twitter overly much, but I absolutely hate missing flights, so my ideal time to arrive at the airport might be earlier than someone who despises the airport but is fine with missing the occasional plane.

Regardless of the exact amount of risk of missing a flight a person is willing to take, that risk will always be greater than zero. So, at your ideal, utility maximizing time, if you take enough flights, you should miss one sooner or later. If you haven't ever missed a plane, then you're likely not arriving at your ideal time.

As the economist George Sigler put it, as quoted in the book by Ellenberg, "If you never miss the plane, you're spending too much time at airports."

This type of expected utility analysis is a foundational idea in economics. Many models are based on the idea of a person trying to maximize their utility.

"How Not To Be Wrong" is full of interesting and weird mathematical tools and observations, and if you liked this, you should check it out.

(Via News.com.au)

74. Before billionaire LinkedIn founder Reid Hoffman met Peter Thiel in college, the 'pinko commie' had heard of the 'libertarian wacko' — now, they've been friends for 30 yearsВт., 21 нояб.[−]

reid hoffman archive peter thielGreylock Partners

  • Reid Hoffman and Peter Thiel have been been friends for 30 years and worked together at PayPal.
  • From the day they met at Stanford, they were ideological opposites.
  • The results of their friendship have made them two of the most influential people in Silicon Valley.

To a casual observer, the friendship between Reid Hoffman and Peter Thiel may not make any sense. The two billionaire investors are actively on opposite sides of the political spectrum, with Thiel as President Donald Trump's connection to the tech world and Hoffman as a donor to and advocate of the politicians opposing Trump every step of the way.

While the stakes are high enough now that their support can affect the entire United States, their roles as ideological opposites were established from the day they met. It's actually the crux of their 30-year friendship, Hoffman explained in a recent episode of Business Insider's podcast " Success! How I Did It" — and this friendship has been one of the most influential in Silicon Valley's history.

Listen to the full episode here, or listen later with the buttons below:

Hoffman and Thiel met as sophomores at Stanford, after both had heard plenty about the other: Hoffman heard Thiel was a "libertarian wacko" and Thiel heard Hoffman was a "pinko commie," as Hoffman put it in an episode of his own podcast, " Masters of Scale."

Hoffman told us that as soon as they started talking to each other, they began arguing, "and the first umpteen conversations were all literally discovering all of the areas where we disagreed. And I think part of the reason that our friendship formed [was] that in those discussions, we both realized that we had a real strong belief in truth, we had a real strong belief in discourse as the way of getting there, we had a strong belief in listening to alternative perspectives. I know that he certainly made my thinking a lot sharper and I hope I did the same for him."

Several years after college, in the mid-1990s, the two even had a short-lived public access TV show in California. They would have a guest on, like an editor from the conservative magazine "The American Spectator," for the purpose of discussing a topic, but Hoffman said the conversations always ended up as he and Thiel arguing with each other.

When Thiel launched the online payment service PayPal in late 1998, he brought Hoffman along as a founding board member. Hoffman would join as a full time employee in 2000, staying until they sold the company to eBay in 2002.

This was the age of the so-called "PayPal Mafia," where Hoffman and Thiel worked alongside a cast of tech power players like SpaceX and Tesla CEO Elon Musk and the founders of YouTube. The team Thiel assembled became the foundation for a generation of Silicon Valley entrepreneurs who not only built their own successful companies but guided subsequent generations.

One of those younger entrepreneurs was Mark Zuckerberg, who met Hoffman in 2004 when the 20-year-old college dropout was looking for funding for his startup, The Facebook. Hoffman called up Thiel to join him in a meeting with Zuckerberg, and they ended up becoming the first investors in the company.

Today, the two friends are notable players in some of the most vicious times in recent American political history, but while Hoffman hates that Thiel supports Trump, he still turns to him for entrepreneurial insights.

"Peter is, as anyone who knows, super smart — an out-of-the-box thinker and as likely to provoke you with a question that you hadn't thought of as anyone else on the planet," Hoffman said.

NOW WATCH: LinkedIn's founder explains how Mark Zuckerberg transformed from an awkward kid to one of tech's best CEOs

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75. 9 actors who would be a better Batman than Ben Affleck, who is 'contemplating' leaving the roleВт., 21 нояб.[−]

batman ben affleck

Ben Affleck currently stars as Batman in " Justice League," but it may not be that way in future films. The actor recently told USA Today he's "contemplating" starring in the stand-alone Batman film that's being directed by Matt Reeves ("War for the Planet of the Apes").

Affleck acknowledged that when he eventually leaves the role he'll want to " find a graceful and cool way to segue" from the Bat mantle. With the uncertain future of "Batfleck," fans are already taking to social media to suggest their thoughts for the next Caped Crusader.

In the event Affleck is on his way out of the role, INSIDER rounded up nine other men who would be perfect to don the cape and cowl.

Jake Gyllenhaal

Dia Dipasupil/Getty Images

According to Collider, director Matt Reeves reportedly met with Jake Gyllenhaal already for the upcoming standalone Batman movie and we're here for it. Gyllenhaal's on top of his game after "Nightcrawler" and "Southpaw."

Oscar Isaac

Dennis Van Tine/STAR MAX/IPx 2017

Oscar Isaac already won us over with his heroics saving the galaxy in "The Force Awakens." What's a few villains in Gotham City?

Jon Hamm

Joel Ryan/Invision/AP

We didn't get Jon Hamm as the "Walking Dead" villain, but we're certain he would make a debonair Bruce Wayne.

See the rest of the story at Business Insider

76. New evidence shows the sugar industry suppressed studies linking sugar to heart disease and cancerВт., 21 нояб.[−]

SugarFlickr/Coralie Ferreira

  • New evidence shows the sugar industry suppressed scientific research that linked sugar to heart disease and bladder cancer in rats.
  • The Sugar Research Foundation, the group funding the studies, cut the project short and didn't publish the results.
  • Nutritionists caution that sugar, not fat, is largely to blame for many of the problems in our modern diets.

For decades, sugar lobbyists have been taking aim at studies linking sugar and cancer.

When a study last year found that mice on sugar-heavy diets were more likely to develop breast cancer, the Sugar Association, one of the biggest sugar lobbying groups in the US, called it “sensationalized.” The group insists that “no credible link between ingested sugars and cancer has been established.”

But doctors and researchers claim the sugar industry may have been intentionally keeping research about that link from getting published. A new study in the journal PLOS Biology reveals how the Sugar Association worked to suppress scientific findings on the harmful effects of table sugar on rodents nearly 50 years ago.

The report details the results of two unpublished studies, known as Project 259, which were funded by the sugar lobby in the late 1960s. Both involved research on the effects of feeding sugar to rats.

In the first study, one group of rats was fed a balanced diet of cereal, beans, fish and yeast, while the other rats were given a high-sugar diet. The researchers found that the sugar eaters were at greater risk for strokes, heart attacks and heart disease, and had higher-than-normal levels of fat (triglycerides) in their blood.

The second study compared sugar-fed rats with starch-fed rats and found that the sugar-eating rodents were more likely to have elevated levels of an enzyme associated with bladder cancer in humans.

None of that rodent research saw the light of day, though. The Sugar Research Foundation cut Project 259 short and didn’t publish any of the results.

"Our study contributes to a wider body of literature documenting industry manipulation of science," the researchers, who hail from the University of California San Francisco, wrote in their report.

In a statement, the Sugar Association denied that allegation, saying the new study is just "a collection of speculations and assumptions about events that happened nearly five decades ago, conducted by a group of researchers and funded by individuals and organizations that are known critics of the sugar industry."

"We reviewed our research archives and found documentation that the study in question ended for three reasons, none of which involved potential research findings: the study was significantly delayed; it was consequently over budget; and the delay overlapped with an organizational restructuring," the group said.

But this is not the first time we’ve learned that ‘big sugar’ has gotten in the way of science. Last year, some of the same researchers found that the Sugar Research Foundation — the former name of the Sugar Association — paid off three Harvard scientists in 1967 to make sugar seem less unhealthy and suggest that fat was the problem in our diets instead.

"The kind of manipulation of research is similar to what the tobacco industry does," study co-author Stanton Glantz said in a release.

Decades of research on sugar since Project 259 have linked sugar consumption to a glut of serious health problems, including high cholesterol, heart disease, and kidney disease, to name a few. Recent research also suggests that sugar may play a role in tumor growth, but scientists don't think it makes cancer grow faster, and still aren't certain whether sugar consumption has any link to cancer formation.

After years of fueling up on high-sugar, low fat foods, consumers are finally becoming wise to the problems with sugar that were hidden for so many years. And the US Food and Drug Administration is, too — by 2021, all nutrition labels will have to include the percent daily value of added sugars for the first time, while the "calories from fat" column will get scrubbed.

NOW WATCH: Here's what losing weight does to your body and brain

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77. Why 'Shark Tank' investor Barbara Corcoran is convinced rich kids have a disadvantage over poor kids in businessВт., 21 нояб.[−]

barbara corcoranBrian Ach / Stringer / Getty Images

  • Barbara Corcoran is a real-estate mogul and a star investor on the ABC series "Shark Tank."
  • She thinks kids who don't grow up with money have an advantage over kids who were raised wealthy when it comes to business, partly because the former are accustomed to failure.
  • Corcoran has said before that she doesn't invest in rich kids' businesses on "Shark Tank."

"I shouldn't say this," says Barbara Corcoran. "But I think a poor kid has a better shot than a rich kid."

Corcoran is a real-estate mogul and a star investor on the ABC series "Shark Tank." Though she grew up one of 10 kids in a two-bedroom house with one bathroom, today she's a multimillionaire raising her own pair of rich kids.

On an episode of Business Insider's podcast, " Success! How I Did It," Corcoran told US editor-in-chief Alyson Shontell why she thinks "poor kids" have the business advantage:

"My bias toward the poor person coming up is they're usually hungrier. They're more injured. They have more to prove. They haven't been given a lot of privilege in their life to make their landing softer. So they've had a few bumpy endings and they're used to failure, and, my God, what's more important in building a business than failing?"

Listen to the full episode here, or listen later with the buttons below:

Corcoran has shared this opinion before, on season six of "Shark Tank."

As Business Insider's Richard Feloni reported, when entrepreneurs Ben and Eric Kusin revealed that their father is the founder of GameStop and had invested $2 million into their business, Corcoran said: "I feel very badly saying this to you, but I, as a matter of principle, don't invest in rich kids' businesses."

"The best way to think of a solution in business when you're slammed up against a wall is to try to think of five different solutions to get around it and keep going," Corcoran told Feloni.

"But when you know that you have a trust fund, you know that you can always fall back on your parents, and you know that you can get additional funds, you get cheated out of thinking of those spur-of-the-moment, very needy ideas that get you through."

(Eric Kusin told Feloni there's a difference between being rich and being spoiled, and feeling entitled to success.)

Corcoran clarified her point for Shontell: "It's not that I don't like rich kids. I love my children, and they're rich kids now. But I think they, with their good education and the coddling that even I've given them and their father is giving them, makes kids a little softer in the belly."

NOW WATCH: Barbara Corcoran reveals what separates successful entrepreneurs from those that fail

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78. Even experts can't agree on what companies need to do to survive the retail apocalypseВт., 21 нояб.[−]

retail workerGetty / Tim Boyle

  • Retailers view the holiday season as a critical time for attracting customers.
  • Experts are split on the strategies that retailers need to prioritize, but they agree that they have to make their websites and stores work together.
  • Retailers have to learn to anticipate new trends, or they'll always be falling behind.

It's a difficult time for retailers. As companies close stores and file for bankruptcy, many are wondering what they need to do to survive. The answer is unclear, even to the experts they're hiring to modernize their business models and strategies.

Business Insider spoke to the founders of two digital consulting firms: Lyde Spann, who has consulted for Zara and New York's Museum of Modern Art and runs Netamorphosis, and Aaron Shapiro, who has worked with Nike and Gucci and is the CEO of Huge.

Each had different opinions about what retailers should prioritize to remain relevant, but they agreed that retailers need to impress customers whether they're shopping in-store or online.

Retailers can't ignore brick-and-mortar

"A lot of people are going to research online and then buy in a store, or they're going to look at a store to showroom the product, and then they're going to buy online," Shapiro said. "These distinctions are getting more and more blurred as people start to shop in a much more holistic way."

The retail apocalypse has hit companies with large brick-and-mortar operations hard, leaving them skittish about opening new stores.

But despite the fact that over 6,400 stores are expected to close this year, the problem is perhaps not with the concept of the store itself, but in how they're being used. According to a recent study from BigCommerce, consumers are likely to spend 28% more in stores than they do online, which means that retailers who can offer compelling reasons to visit their stores have a lot to gain.

"Walking through the doors of that store, there are a lot of opportunities to inspire purchase behavior and to captivate that consumer's attention," Spann said. "You really have an opportunity to sell, not just for this one item that they wanted ... you have an opportunity to sell things they didn't realize that they wanted from you."

To make sure customers increase the size of their purchases, Spann said that stores need to master the fundamentals: smart, attentive salespeople and proper inventory levels.

She cited the latter as one of the biggest problems retailers have faced, particularly big-box department stores that have shifted too much inventory to their online supply centers.

"I actually think in some cases, it's more important to have [inventory] in the store, and then to be able to ship to the consumer from that store if they happen to purchase it online," she said.

Another way that retailers can engage customers is to make sure their stores and websites offer unique, differentiated experiences. This means that retailers can't just close stores to save money and put all of their inventory online.

"When you think of e-commerce as fulfillment, you're going to lose, because Amazon will fulfill better than you ever can. You've got to go beyond just, 'Here's a place to buy my products,'" Shapiro said.

That means focusing on the specific strengths that brick-and-mortar and online retail each provide. Shapiro said that retailers should use stores as spaces where customers can try out products and websites as storytelling platforms that create emotional resonances between the brand and its customers.

"Retailers have to service their customers," he said. "And they have to service their customers where their customers are. I don't think retailers have much power to push [customers] from one channel to the other."

Both Spann and Shapiro highlighted Apple and Warby Parker as companies that have mastered the interaction between online and physical retail, with each using their stores to augment well-designed websites with services like eye appointments and personable repair consultants.

Retailers need to learn to anticipate

Of course, all of this is easier said than done. Even if retailers have the right ideas, they have to compete with well-funded giants like Nike and Amazon that have enormous amounts of money and talent they can use to quickly adapt to any changes in the retail landscape. This is part of the reason why big names like Sears and JCPenney are struggling to stay afloat.

"A lot of these retailers are very smart, but they're dealing with the realities of how to manage a declining, legacy business ... plus, they don't have the talent to be like Google and Amazon, and now they have to be," Shapiro said.

The lesson is that retailers have to learn to anticipate rather than react, or they'll be caught in a cycle of damage control while their forward-thinking competitors get ahead. To thwart the retail apocalypse, companies need to make sure they're always the most convenient option for consumers.

Shapiro added: "People are lazy. We want the simplest thing possible. The brands that meet my needs and solve my problems in the easiest, frictionless, simplest way are the brands that I'm going to want to interact with."

NOW WATCH: Shake Shack just added chili to the menu — here's the verdict

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79. The head of TED reveals the 3-pronged test every speaker's talk must passВт., 21 нояб.[−]

camel ted talkFlickr/TED

  • TED talks are some of the most popular online videos.
  • For speakers to make it to the TED stage, the staff puts the talk through a three-pronged test.
  • Talks must offer a fresh perspective on the world, propose solutions, and inspire people.

Giving a TED talk can be a make-or-break experience for someone's career, so there is often enormous pressure upon taking the stage.

But before speakers can get their 18 minutes (or less) of fame, first they must run their talk by TED staff. There is even a special room inside the New York City headquarters where speakers can video chat with staff on one screen and display their notes on another.

Since not all talks try to accomplish the same thing, employees at TED rely on a three-pronged test to judge the quality of a talk, according to Chris Anderson, the owner and head curator of TED.

The talk should give people a fresh way of seeing the world

One of TED's chief accomplishments is giving people a "more powerful mental model," Anderson told Business Insider. He said a talk should be able to show people their blind spots and present a surprising — perhaps hopeful — picture of how the world works.

His quintessential example is Barry Schwartz's 2005 talk "The Paradox of Choice," in which Schwartz, a psychologist, suggested that people can be paralyzed by how much choice they have, not liberated by it.

The talk should give people a smarter solution to a given problem

The second prong involves essentially putting the first prong into action: using a new perspective to imagine or create positive change.

"Whether you call it invention or innovation or design, or entrepreneurship for that matter, it's revealing the world as it might be," Anderson said. One of the most popular talks to achieve that mission is Sir Ken Robinson's 2006 talk "Do schools kill creativity?" — the most-viewed TED talk in history.

Robinson, a veteran education expert, proposes a new philosophy for Western education. He imagines how much richer learning might be if teachers nurtured kids' creativity like they do with math and science skills.

The talk should be inspiring

If a talk doesn't present a new model of the world or a way to build that model, Anderson said it should at least inspire people to act on or investigate bold ideas.

The talk should convey something personal about the speaker in order to give the audience a window into the issue, such as activist Caroline Casey's 2010 talk on overcoming life's obstacles, "Looking past limits." And it should offer hope that a bad situation could still get better.

According to Anderson, "the more a talk lands on one of those axes, or preferably all three even, the more powerful we consider it."

NOW WATCH: Here are the most important differences between the iPhone 8 and the iPhone X

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80. The eSports competitive video gaming market continues to grow revenues & attract investorsВт., 21 нояб.[−]

eSports Advertising and SponsorshipsBII

This is a preview of a research report from BI Intelligence, Business Insider's premium research service. To learn more about BI Intelligence, click here.

What is eSports? History & Rise of Video Game Tournaments

Years ago, eSports was a community of video gamers who would gather at conventions to play Counter Strike, Call of Duty, or League of Legends.

These multiplayer video game competitions would determine League of Legends champions, the greatest shooters in Call of Duty, the cream of the crop of Street Fighter players, the elite Dota 2 competitors, and more.

But today, as the history of eSports continue to unfold, media giants such as ESPN and Turner are broadcasting eSports tournaments and competitions. And in 2014, Amazon acquired Twitch, the live streaming video platform that has been and continues to be the leader in online gaming broadcasts. And YouTube also wanted to jump on the live streaming gaming community with the creation of YouTube Gaming.

eSports Market Growth Booming

To put in perspective how big eSports is becoming, a Google search for "lol" does not produce "laughing out loud" as the top result. Instead, it points to League of Legends, one of the most popular competitive games in existence. The game has spawned a worldwide community called the League of Legends Championship Series, more commonly known as LCS or LOL eSports.

What started as friends gathering in each other's homes to host LAN parties and play into the night has become an official network of pro gaming tournaments and leagues with legitimate teams, some of which are even sponsored and have international reach. Organizations such as Denial, AHQ, and MLG have multiple eSports leagues.

And to really understand the scope of all this, consider that the prize pool for the latest Dota 2 tournament was more than $20 million.

Websites even exist for eSports live scores to let people track the competitions in real time if they are unable to watch. There are even fantasy eSports leagues similar to fantasy football, along with the large and growing scene of eSports betting and gambling.

So it's understandable why traditional media companies would want to capitalize on this growing trend just before it floods into the mainstream. Approximately 300 million people worldwide tune in to eSports today, and that number is growing rapidly. By 2020, that number will be closer to 500 million.

eSports Industry Analysis - The Future of the Competitive Gaming Market

Financial institutions are starting to take notice. Goldman Sachs valued eSports at $500 million in 2016 and expects the market will grow at 22% annually compounded over the next three years into a more than $1 billion opportunity.

And industry statistics are already backing this valuation and demonstrating the potential for massive earnings. To illustrate the market value, market growth, and potential earnings for eSports, consider Swedish media company Modern Times Group's $87 million acquisition of Turtle Entertainment, the holding company for ESL. YouTube has made its biggest eSports investment to date by signing a multiyear broadcasting deal with Faceit to stream the latter's Esports Championship Series. And the NBA will launch its own eSports league in 2018.

Of course, as with any growing phenomenon, the question becomes: How do advertisers capitalize? This is especially tricky for eSports because of its audience demographics, which is young, passionate, male-dominated, and digital-first. They live online and on social media, are avid ad-blockers, and don't watch traditional TV or respond to conventional advertising.

So what will the future of eSports look like? How high can it climb? Could it reach the mainstream popularity of baseball or football? How will advertisers be able to reach an audience that does its best to shield itself from advertising?

Robert Elder, research analyst for BI Intelligence, Business Insider's premium research service, has compiled an unparalleled report on the eSports ecosystem that dissects the growing market for competitive gaming. This comprehensive, industry-defining report contains more than 30 charts and figures that forecast audience growth, average revenue per user, and revenue growth.

Companies and organizations mentioned in the report include: NFL, NBA, English Premier League, La Liga, Bundesliga, NHL, Paris Saint-Germain, Ligue 1, Ligue de Football, Twitch, Amazon, YouTube, Facebook, Twitter, ESPN, Electronic Arts, EA Sports, Valve, Riot Games, Activision Blizzard, ESL, Turtle Entertainment, Dreamhack, Modern Times Group, Turner Broadcasting, TBS Network, Vivendi, Canal Plus, Dailymotion, Disney, BAMTech, Intel, Coca Cola, Red Bull, HTC, Mikonet

Here are some eSports industry facts and statistics from the report:

  • eSports is a still nascent industry filled with commercial opportunity.
  • There are a variety of revenue streams that companies can tap into.
  • The market is presently undervalued and has significant room to grow.
  • The dynamism of this market distinguishes it from traditional sports.
  • The audience is high-value and global, and its numbers are rising.
  • Brands can prosper in eSports by following the appropriate game plan.
  • Game publishers approach their Esport ecosystems in different ways.
  • Successful esport games are comprised of the same basic ingredients.
  • Digital streaming platforms are spearheading the popularity of eSports.
  • Legacy media are investing into eSports, and seeing encouraging results.
  • Traditional sports franchises have a clear opportunity to seize in eSports.
  • Virtual and augmented reality firms also stand to benefit from eSports.

In full, the report illuminates the business of eSports from four angles:

  • The gaming nucleus of eSports, including an overview of popular esport genres and games; the influence of game publishers, and the spectrum of strategies they adopt toward their respective esport scenes; the role of eSports event producers and the tournaments they operate.
  • The eSports audience profile, its size, global reach, and demographic, psychographic, and behavioral attributes; the underlying factors driving its growth; why they are an attractive target for brands and broadcasters; and the significant audience and commercial crossover with traditional sports.
  • eSports media broadcasters, including digital avant-garde like Twitch and YouTube, newer digital entrants like Facebook and traditional media outlets like Turner’s TBS Network, ESPN, and Canal Plus; their strategies and successes in this space; and the virtual reality opportunity.
  • eSports market economics, with a market sizing, growth forecasts, and regional analyses; an evaluation of the eSports spectacle and its revenue generators, some of which are idiosyncratic to this industry; strategic planning for brand marketers, with case studies; and an exploration of the infinite dynamism and immense potential of the eSports economy.

Interested in getting the full report? Here are two ways to access it:

  1. Subscribe to an All-Access pass to BI Intelligence and gain immediate access to this report and over 100 other expertly researched reports. As an added bonus, you'll also gain access to all future reports and daily newsletters to ensure you stay ahead of the curve and benefit personally and professionally. >> START A MEMBERSHIP
  2. Purchase & download the full report from our research store. >> BUY THE REPORT

NOW WATCH: This South Korean boy band is taking over the music world

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81. 50 Black Friday deals from cool startups you should have on your radar this weekВт., 21 нояб.[−]

The Insider Picks team writes about stuff we think you'll like. Business Insider has affiliate partnerships, so we get a share of the revenue from your purchase.

pdp_classic_lifestyle_6_1024xFor the small businesses that can participate, Black Friday is a great opportunity for a few things: big exposure, keeping return customers happy and returning, and also (at its best) padding the coffers of a relatively new company.

It's also an opportunity for shoppers to "vote" with their money. So if you want to encourage a diverse, competitive marketplace that also rewards innovation, you are in luck!

If you want the best thing possible at the lowest price possible, it pays to have a lot of people out there trying to sell you that one thing (and trying very hard to make the best one of it) — and small companies are a vital part of that equation.

By virtue of being outside the mainstream, they're often the first places real, smart innovation occurs. If you shop there first, you don't have to wait to buy the replicates giant businesses eventually make of what they're creating right now.

Below, we've rounded up 50 Black Friday deals offered by small companies we love to shop at, so you can discover new things or save on what's already on your wish list. Since most of these newcomers are direct-to-consumer, you can do all that while eating leftover pie in your pajamas — exhibit A of the wonders of the 21st century.

Follow all of our 2017 Black Friday deals coverage here.



What they make: Luxury watches and sunglasses at affordable, direct-to-consumer prices.

The Deal: Save up to 20% off from November 16 - November 28. Whenever you buy a watch and strap from now through the holidays, it will come in a gift box.

What you might want to get: Men's Gunmetal Sandstone and Women's Santa Monica

Shop MVMT >>



What they make: Luxury bed sheets, pillows, comforters, and blankets sold direct-to-consumer at fair prices.

The Deal: Free shipping and the following deals from November 20 - November 24:

  • Spend $150: Get free $35 scented candle of your choice
  • Spend $250: Get candle + 10% off
  • Spend $350: Get candle + 15% off
  • Spend $450: Get candle + 20% off

What you might want to get: Luxe Hardcore Sheet Bundle

Shop Brooklinen >>

Parachute Home

Parachute Home

What they make: Premium-quality bedding and home essentials made responsibly and sold direct-to-consumer without the traditional markup of a store.

The Deal: 20% off everything from November 24 - November 27 with the code "SALE17" at checkout. It's their biggest discount ever.

What you might want to get: Percale Venice Sheet Set

Shop Parachute >>

See the rest of the story at Business Insider

82. A simple diet that has helped people shed pounds is going viral — but dietitians think it's a bad ideaВт., 21 нояб.[−]

MeanGirlsParamount Pictures

  • The CICO diet is gaining popularity on Reddit.
  • Short for "Calories In, Calories Out," it has positive and negative aspects.
  • Counting calories works, but it is not necessarily a long-term healthy-eating solution.
  • Food quality and quantity are both important for maintaining a healthy diet and weight.

Calories are often demonized, with diet culture promoting the slashing, burning, and obliterating of these numbers. Losing weight will always be linked with calories, even though you need energy from calories to survive.

Manipulating this energy is the thought process behind the CICO diet that is gaining popularity on Reddit. CICO, which stands for calories in calories out, goes back to old-school dieting principles.

Experts agree that the general concept of cutting calories can help you lose weight, but there are a few red flags that pop up with the CICO diet.

Here's everything you need to know about the diet and why it might not be a long-term healthy-eating solution.

The main idea is that you can lose weight if you eat fewer calories than your TDEE.

The basic principle behind the diet has some merit. The Reddit CICIO post described the technique as eating less than your total daily energy expenditure (TDEE) or the total number of calories you burn each day.

Registered dietitian Lisa DeFazio told INSIDER that cutting calories like this is the main idea behind weight loss and that this approach could help you lose weight if done properly.

"I've seen a lot worse diets out there, and this surprisingly does make scientific sense," she said. "You can experiment with yourself, eat your regular diet, calculate the calories, and then just cut 500 calories a day. That's pretty much the key to weight loss."

DeFazio said that calculating calories can be good for people trying to lose weight especially, because most people don't realize how much food they really eat.

The biggest red flag with this approach, however, is focusing only on the numbers.

healthy eating diet nutrition Chris Lawton/Unsplash

Although calories are an important factor in weight loss, registered dietitian nutritionist Malina Linkas Malkani, media spokesperson for the Academy of Nutrition and Dietetics and creator of the Wholitarian Lifestyle, told INSIDER that the quality of what you eat is key for long-term weight management and overall health and wellbeing.

"When people focus solely on a number of calories per day but eat only junk, they can end up suffering from a long list of issues," Malkani said.

These issues include nutrient deficiencies, a loss of lean body mass (which can lower metabolism), fatigue, hormonal imbalances, bad moods, gastrointestinal functions, skin problems, compromised immunity and poor sleep, according to Malkani. DeFazio agreed, and added that eating junk food while cutting calories can lead to other issues like high cholesterol and heart disease.

"Being thin doesn't ensure health, and I think that's really a key thing people get confused on," she said. "There's always a focus on people that are very overweight, but thin people have heart attacks too." This point goes back to the importance of overall health, not just the number on the scale.

Cutting calories only works for so long and won't necessarily help you develop long-term healthy habits.

nutrition facts caloriesShutterstock

Malkani said the CICO diet is not only a short-term solution that could lead to health issues if done improperly, but it likely won't work well over time.

"In the long term [...] it's highly likely that negative health outcomes will multiply and intensify, and that weight loss will slow down on the CICO diet, as the metabolic rate changes over time with changes in the body," she said.

Over time, DeFazio said that cutting calories will lead to your maintenance weight. For some, it might lead to a plateau before hitting that goal number. Note that trying to lose weight while already at a healthy weight will be more difficult since your body needs whatever calories it receives, according to DeFazio.

"Sometimes, people have unrealistic expectations of what a healthy weight should be," DeFazio said. "It will go until you reach your healthy weight, and then you stay at that calorie level."

Once you reach your goal weight, the next step is maintaining it. According to DeFazio, people often think they can eat more after losing weight, which is not the case.

This goes back to the overarching issue of the CICO diet. Cutting calories can help you lose weight if you eat healthily. Once you reach that number, however, keeping it off requires implementing other healthy practices like regular exercise, a nutrient-dense diet, and an average amount of calories. Weight loss might be a numbers game, but overall heath is more complex than that.

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NOW WATCH: A nutrition expert says this is the trick to battle food cravings

83. This 'Nest for water' startup wants you to pay $799 now to help cut down on future water billsВт., 21 нояб.[−]

TeamApril2016 1920x1280Buoy

  • Buoy bills itself as the "Nest for water:" a $799 smart home device that hooks up to your plumbing and sends data to your smartphone.
  • From the app, you can check out exactly how much water each of your home appliances uses, be alerted to leaks, and remotely shut off your home's emergency valve.
  • Buoy is hoping to provide a solution to the rising water costs in the US.

If you've ever been curious about your home's water usage or attempted to find practical ways to curb water costs, then you're in luck: a new smart home device is here to help if you're willing to pay, and it's hitting the market today.

Buoy is a $799 app-supported device that connects to your home's plumbing and sends information about each appliance's water use to your smartphone. From the app you can review detailed feedback about water usage, stay up-to-date on any leaks, make an emergency call to a plumber, and, in the event of an especially bad leak, shut off your home's emergency valve remotely.

Buoy's team is billing the device as the "Nest for water." It's a clever comparison after all, it was only three years ago that the creators of the smart home learning thermostat, Nest Labs, was acquired by Google for $3.2 billion.

The device was dreamed up by MIT engineer Keri Waters, who started thinking about practical ways to conserve water in 2014 during the devastating drought in Santa Cruz, California. When the state of California issued an emergency order to conserve water, Waters realized she didn't know which appliances in her home used the most water and didn't have a practical method for conserving her water use.

While California is still recovering from the drought, the US continues to grapple with water problems; a 2017 study by Michigan State University suggests that water costs for homeowners will only continue to rise, and estimates that within the next five years, as many as one in three homes will be unable to afford their monthly water bill.

Waters is betting that homeowners will look to tackle their water conservation problems with a new device, and the company is teaming up with a major insurance provider in an effort to help homeowners save on water costs.

But at $799 out of the box, Buoy is a pricey appliance. Waters estimates that the device will pay for itself in as little as a year by providing homeowners insight into the way they use water and pinpointing costly leaks — but we'll have to wait a bit until there's some cost-savings analysis from consumers to dig into the real-world savings. In the meantime, budget-conscious consumers or those looking to save on their water bill will have to weigh buying a $799 device with the promise of more data on how their home works and Buoy's estimates on what the device will save them in the long run.

For now, the device is only available to buy on Buoy's website, but the team plans on entering retailers sometime next year.

Check out how Buoy works below:

Here's what Buoy looks like out of the box: the device includes a rechargeable battery that will need a two-hour recharge once every eight months.


Buoy's $799 price includes the device installation by a licensed plumber and a one year hardware guarantee. The device is estimated to last longer than ten years.


Once Buoy is installed, it can start determining the way you use water in your home and send information to the Buoy app. Within the course of the first few weeks, Buoy can determine how many gallons of water you use when you shower, your average daily water usages per appliance, and even the amount of time you usually spend using them.


See the rest of the story at Business Insider

84. What you need to know on Wall Street todayВт., 21 нояб.[−]

Charlie RoseAP

Welcome to Finance Insider, Business Insider's summary of the top stories of the past 24 hours. Sign up here to get the best of Business Insider delivered direct to your inbox.

Charlie Rose, the television news icon, is facing accusations of lewd and inappropriate behavior leveled in eight accounts provided to the Washington Post.

Business Insider has other stories to report.

Three women have told Business Insider of their experiences while interning for Rose, or seeking to work for him, in 2005, 2008 and 2010. You can read our story here.

Back on Wall Street, it's not looking good for Wall Street bond traders. Wall Street has had a dismal year — and the latest business-by-business report card confirms it. And hedge-fund manager Barry Rosenstein put his Hamptons beach house on the market for $70 million.

Federal Reserve Chair Janet Yellen will be stepping down from the central bank's powerful board of governors after President Donald Trump refused to reappoint her to a second term.

And AT&T CEO Randall Stephenson responded to the US government's attempt to block it's acquisition of Time Warner, citing giants like Amazon, Google, Facebook and Netflix as examples of companies with expanding clout.

In news and views:

Lastly, the Ford GT is a spectacular supercar that left us wanting more.

NOW WATCH: How Bill Gates and Warren Buffett are changing the world like no other humans in history

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85. Beyonc? was the highest-paid female musician in the last year with $105 million — here are the othersВт., 21 нояб.[−]

beyonceMike Coppola/Getty

  • Beyoncé was the highest-paid female musician in the last year with $105 million in pretax income, according to Forbes.
  • She outearned Adele ($69 million) and Taylor Swift ($44 million).
  • Swift was the highest-paid female musician in Forbes' 2016 list with $170 million.

Beyoncé's hit album "Lemonade," and her subsequent world tour for the LP, have made her the highest-paid female musician in the last year, according to Forbes' annual list.

From June 2016 through June 2017, Beyoncé earned $105 million in pretax income, according to data collected and analyzed by Forbes. She outearned Adele, who came in second with $69 million, and Taylor Swift, who stands in third with $44 million.

Swift was the highest-paid female musician in Forbes' 2016 list, pulling in $170 million off the strength of her massively successful album "1989" and its world tour. Beyoncé was the fifth highest-earning woman in music last year with $54 million.

This year, Beyoncé claimed the top spot after "Lemonade" became her sixth No. 1 album and her "Formation World Tour" grossed a quarter of a billion dollars, according to Forbes. She also owns the Ivy Park fashion line, along with various other business ventures.

Rounding out the top five this year were Celine Dion, who came in fourth with $42 million, and Jennifer Lopez, who earned $38 million.

Find the top 10 list over at Forbes.

NOW WATCH: Sean Astin describes one thing you probably never knew about 'The Goonies'

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86. I exercised like Khloe Kardashian for a week — and I realized you don't need a gym to get a killer workoutВт., 21 нояб.[−]

Khloe workoutInstagram/Khloe Kardashian/Lauren Schumacker

  • Khloe Kardashian overhauled her lifestyle and transformed her entire body.
  • I worked out like her for a week to see what it was like.
  • Kardashian’s trainer, Gunnar Peterson, explained some of the keys to her success to INSIDER.
  • The experience taught me the importance of mixing things up and how to get a great workout at home.

As any pop culture fan knows, Khloe Kardashian now looks entirely different than she did just a few years ago. She changed her lifestyle, transformed her body, dyed her hair, and landed a TV show, " Revenge Body," the second season of which premieres on E! on January 7, 2018.

Kardashian has put a lot of work in to get where she is now, and a large component of that work was at the gym.

Kardashian started working out on a regular basis, training with Gunnar Peterson, heading to Soul Cycle classes, and generally being more active than she was before.

Her transformation has also been about lifestyle. Peterson told INSIDER that in addition to exercise, Kardashian incorporated better nutrition, improved her sleeping patterns, and reduced her stress levels.

“It was like she waited and picked her moment and she did it for the right reasons and with a goal and a purpose in mind — she was changing her lifestyle,” Peterson told INSIDER.

As someone who’s always looking for new workout routines that make me feel motivated and engaged, I was excited to tackle Kardashian’s. That being said, I’d be lying if I said I wasn’t a little bit nervous beforehand — her end results (and reputation of perseverance and dedication) made me worried I wouldn’t be able to keep up. I grabbed my dumbbells and yoga mat and rested up for what I thought was sure to be a long week.

To workout like Kardashian for the week, I would have to adapt a bit. There are only so many Khloe Kardashian-inspired fitness routines floating around on the internet and, of course, I didn’t have Peterson by my side each day. But I was ready and willing to be up to the challenge.

IMG_4310.JPGLauren Schumacker

Day One

On the first day of my week of working out like Kardashian, I was so ready to go. I’d done my research and felt like I could handle it.

Of the workouts I’d found that I wanted to try this week, I opted to begin with one from Women’s Health that Peterson created for LG.

It’s only 11 moves and it’s not super high in reps, so each circuit goes by relatively quickly, or, at least, it would if you don’t have to stop to rest (which I definitely did). It interspersed strength moves with cardio and left me feeling winded on more than one occasion.

I powered through three sets of the moves, taking my time so that I could make it through three sets. I planned on three sets on day one, thinking that I could work my way up to five by the end of the week. I had to do the push-ups on my knees, but hey, at least I did them, right? I finished the day feeling confident.

20171108_090654Lauren Schumacker

Day Two

I went to bed with so much energy the night before, but woke up really feeling the squats and deadlifts I did yesterday. I was sore and spent the day half-waddling around.

Since it was Halloween, I didn’t want to immediately hop into my workout gear after work — I saw some friends, handed out some candy, and then headed home to eat dinner, wrap up some work, and, yes, fit in my workout.

I decided that since yesterday had gone well, I’d repeat that same set of moves again. I was feeling stronger, but tired. I was still determined: no sleep until after my workout was done. I compromised with myself, however, and shortened it and told me a little bit of sleep was more important than a longer workout. As it turns out, that was probably a good idea.

“Sleep is the sleeper, that’s the one people miss, and instead of adding the extra workout with the trainer, or the extra mile on the treadmill, there are a lot of people who would probably benefit from an extra hour of sleep,” Peterson told me.

20171108_090437Lauren Schumacker

Day Three

I woke up on day three feeling good. Much better, actually, than I felt when I woke up the day before. I focused on drinking a lot of water, which some days is easy, but on other days is like my Everest. I was trying to emulate Kardashian and focus on more than just my workouts.

One and a half sets into my workout, I started to feel tired. Really tired. More tired than I’d been during a workout in a while. It was probably more mental than anything else, because I was getting more lift in my Supermans and felt like I could bicep curl all day long.

I spent part of the set negotiating with myself and ended up wrapping the workout up after two full sets. I was making myself get up early the next morning to workout, anyway, I reasoned, so it’d be OK.

Kardashian likes to work out early in the morning, and sometimes works out more than once in a day. I am not really a morning person and especially not a morning workout person, but it was going to happen, like it or not.

20171108_091111Lauren Schumacker

Day Four

It was not going to happen. When my alarm rang at 5:30am, I immediately regretted everything. I’m somewhat ashamed to admit that I did hit the snooze button, but I finally pulled myself out of bed just in time to do a whole 13 minutes on the stationary bike before I had to get ready for work.

I was tired when I got home from work and half-heartedly flirting with the idea of skipping my evening strength training, but after dinner I convinced myself that it’d be worth it (and remembered I’d only done 13 minutes of biking that morning).

I decided to switch things up today, choosing another full-body circuit workout designed by Peterson — this time from Women’s Health UK. Almost immediately I was faced with a dilemma. I was doing this particular workout at home, where I don’t have access to any medicine balls. Instead of skipping the move, I opted to use one of the heaviest dumbbells I had on hand, which seemed to work in a pinch.

This workout made me feel strong and capable — I loved it. I went through the entire routine twice and called it a day.

Day Five

As soon as I woke up, after planning on a nice long workout, I knew things wouldn’t go according to plan. I had an afternoon flight to Nashville and things just weren’t going smoothly.

Still, I was determined to do something, so I reused the routine from yesterday and again went through it twice. This time, though, I went as quickly as I could, not allowing myself to really take many breaks, so that I could fit it all in and still have time for a shower before I had to get to the airport. My second workout of the day was an unplanned brisk walk through Midway Airport to get to my gate with a bit of time to spare.

Day six’s workout was not meant to be. I was in Nashville with a group of friends from college and the day’s schedule was fully planned. Plus, the house we’d rented wasn’t as conducive to a Khloe Kardashian-style workout as the gym or even my house, so I hesitantly accepted that I’d have to skip that day.

20171108_090509Lauren Schumacker

Day Seven

I woke up in Nashville, my workout lingering in the back of my mind. I couldn’t completely skip working out at all two days in a row. I thought about what Khloe would do.

Again, though, I was faced with a bit of a conundrum: how do I make one of these workouts work without any equipment whatsoever? To add a bit more drama to that, we had check out of our house by 11 a.m., so it’d have to wait until the afternoon.

Luckily, my friends like to be somewhat active and we spent the rest of the day walking around, exploring the city. We even tossed in a few squats and lunges for good measure. It wasn’t the workout Khloe would’ve done, but it felt far better than taking the day off. Not only that, but I felt good about it.

Peterson said that change in a workout is important to coax your body to change rather than simply adapt.

“If you’re giving it nothing new to adapt to, why would it change? It’s gonna get through, it’s gonna fire as many fibers, it’s gonna elevate, heart rate’s gonna elevate as per the challenge,” Peterson explained. “Go up a set of stairs, go up two flights of stairs, go up five flights of stairs, you’re gonna see your body’s going, ‘wait a minute, this is different today.’”

I learned that this week. At the beginning of the week, I did the same workout a number of days in a row, not really challenging myself and you know what? I got bored. I felt energy coursing through my body and I felt capable and more confident, but I also started to feel myself wanting something different.

Switching up your workouts — if you don’t have a trainer like Peterson to help — can take a little bit of work, but, in the long-run, it’ll help make you stronger, happier, and healthier.

It’s difficult to fit even a quick workout into a super-busy day, but this week was proof that it can be done if you get creative and make it a priority. That sounds obvious or dismissive, but it’s really not. I learned that the key to fitting in workouts isn’t having loads of time you’re looking to fill (though that helps), it’s deciding that you’re fitting it into your day no matter what.

Not feeling inspired? Mix it up, try something new, there’s no need to be bored during your workout. A new class, YouTube channel, or sport can make all the difference in the world.

NOW WATCH: 40 years ago, NASA sent a message to aliens — here's what it says

87. The founder of billion-dollar company 23andMe cuts her kids' hair, teaches them to do laundry, and protects them from the 'insanity' of megawealthВт., 21 нояб.[−]

Anne WojcickiKimberly White/Getty Images for Vanity Fair

  • In a New York Times profile, Silicon Valley royalty Anne Wojcicki talked about her career, her marriage to Google cofounder Sergey Brin, and how she raises her children.
  • The founder of billion-dollar personal genomics company 23andme tries to keep herself and her kids grounded.
  • She says she cuts her kids' hair, makes them to do laundry, and protects them from the "insanity" of megawealth.

Silicon Valley royalty Anne Wojcicki may own a billion-dollar company, but she still tries to keep her life and her kids grounded.

Wojcicki, the cofounder and CEO of personal genomics company 23andMe and former wife of Google cofounder Sergey Brin, said she tries to protect their two children from the "insanity" of megawealth in an interview with The New York Times' Maureen Dowd.

"I have people who clean the house three days a week," she told Dowd. "And I just told them to stop doing laundry on Fridays because my kids need to learn how to do laundry on Fridays. It's so easy to be like, 'I don't have to do laundry again. I don't have to cook again.' But then you're not normal. I have a new rule lately. I just don't go out on weekdays. If I'm raising kids, I need to be focused on helping implement that normalcy."

She also said that she cuts her children's hair herself, and, to save time in the morning, sometimes lets them wear their clothes to bed.

"The other thing I used to do, when we'd travel in the summers, because I don't like to pack a lot," she told Dowd, "and so I'd have the kids bathe in their clothes and then they change into something else. And then their clothes are clean for the next day. Versus the hotel laundry, which is so expensive."

As for how she keeps herself grounded, Wojcicki says she rides her bike to work every day (even in the rain), and doesn't make "fancy cars and houses and the right dress" a priority.

Read the full report from the New York Times »

NOW WATCH: Parents of unsuccessful kids could have these 6 things in common

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88. Starbucks quietly killed a drink with a cult following — and people are threatening to boycott (SBUX)Вт., 21 нояб.[−]

starbucks teaAlex Wong/Getty Images

  • Starbucks has discontinued its mango and peach syrups, killing its peach green tea lemonade.
  • Fans of the beverage are furious.
  • The syrup was discontinued as Starbucks revamps it tea menu.

Starbucks has cut its peach green tea lemonade from the menu — and people are furious.

This week, people began posting on social media saying that Starbucks had discontinued its mango and peach syrups. The peach syrup is a key component in the chain's peach green tea lemonade, a beverage with a cult following.

Screen Shot 2017 11 21 at 11.34.23 AMTwitter jaclynzamm

Screen Shot 2017 11 21 at 11.34.45 AMTwitter Amaraniii_

At least one person is even calling for a boycott.

Screen Shot 2017 11 21 at 11.55.25 AMTwitter StephHines

Starbucks confirmed with Business Insider that the peach syrup was no longer on the menu. According to spokesperson Sanja Gould, the peach and mango syrups were discontinued in July with the debut of the new Teavana Shaken Iced Tea Infusions.

"As a result of the new approach to flavoring iced tea, peach and mango syrups were discontinued at that time and available only while supply lasted," Gould said.

Screen Shot 2017 11 21 at 1.20.23 PMTwitter kirstengarcia71

Screen Shot 2017 11 21 at 11.57.52 AMTwitter kaiileyyyy

Gould suggested fans of the peach green tea lemonade try the Peach Citrus White Tea Infusion Lemonade or the Pineapple Black Tea Infusion Lemonade.

Starbucks is in the midst of revamping its strategy as it attempts to grow tea sales to $3 billion in the next five years, nearly triple its current figures. In July, Starbucks announced plans to close all 379 Teavana stores in the coming year. Earlier in November, the chain announced it had reached an agreement to sell the Tazo tea brand to Unilever for $384 million.

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89. The NFL playoff picture through 11 weeks includes includes 11 good teams and 1 huge outlierВт., 21 нояб.[−]

There has been a lot of chatter about this season's NFL playoff picture, especially on the AFC side, where an 8-8 or 9-7 record might be good enough to get a team into the postseason. But while the NFC has more of the top teams, if the playoffs began today, we would have most of the best teams, with just one obvious outlier, the Tennessee Titans.

In the NFL, luck can play a bigger factor in determining playoff teams due to the smaller sample size of regular-season games. Because of that, point differential (the difference between points scored and points allowed) can often be a better indicator of which are the best teams. In an ideal world, the 12 teams with the best point differential would make the playoffs.

If the season ended today, the 2017 playoffs would include the top seven in differential and 11 of the top 14. The one major exception would be the Titans, who so far have a -31 point differential, 22nd in the NFL and 74 points worse than the Seattle Seahawks, who are ranked eighth in point differential and would not be in the playoffs if the season ended today. Here are the 12 teams that would be in the playoffs if the season ended today:

BI Graphics_11.21.2017_Sports_CoDSamantha Lee/Business Insider

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90. Trump pardons 'Drumstick' the turkey and jokes about overturning Obama's turkey pardonsВт., 21 нояб.[−]

Trump turkeyScreenshot/CNN

  • Continuing a bizarre but beloved White House tradition, President Donald Trump pardoned two turkeys on Tuesday.
  • Trump didn't miss the opportunity to crack some jokes, including about former Presidents Barack Obama and Harry Truman.

Continuing a longstanding pre-Thanksgiving White House tradition, President Donald Trump pardoned two turkeys, "Wishbone" and "Drumstick," during a White House ceremony on Tuesday.

Trump took the opportunity to crack some jokes about his administration's reversal of his predecessor's legacy.

After announcing that Wishbone and Drumstick will join the two turkeys that President Barack Obama pardoned last year, "Tater" and "Tot," Trump joked that he is not allowed to reverse Obama's turkey pardons.

"As many of you know," Trump said, "I have been very active in overturning a number of executive actions by my predecessor, however I have been informed by the White House Counsel's office that Tater and Tot's pardons cannot under any circumstances be revoked."

"Tater and Tot, you can rest easy," he said to laughs.

Trump also joked about President Harry Truman, who ate the turkeys he was gifted by the National Turkey Federation.

"Seventy years ago the National Turkey Federation presented the first National Turkey to President Truman," he said. "He did not grant the pardon. He refused. He was a tough cookie. Today, I'm going to be a much nicer president."

The first family, who will spend Thanksgiving at the president's Mar-a-Lago resort in Palm Beach, Florida, will donate two packaged turkeys to a charity, Martha's Table, in Washington.

Watch a clip below:

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91. This photo says it all about Russia's involvement in SyriaВт., 21 нояб.[−]

putin and assadMikhail Klimentyev/AP

  • Syrian President Bashar al-Assad made an unannounced visit to Russia to meet with Vladimir Putin.
  • The two presidents discussed bringing the Syrian Civil War to an end ahead of peace talks in Geneva.
  • Assad praised Putin, thanking and hugging him for his support.

Syrian President Bashar al-Assad visited Russia on Monday to discuss a political settlement aimed at bringing a peaceful end to his country's civil war, which is in its seventh year.

Assad met with Russian President Vladimir Putin ahead of peace talks in Geneva, where the two will engage in negotiations with Iran and Turkey, two of the conflict's warring factions. The goal is to get Assad to agree on a peaceful way forward. During their meeting, Assad praised Putin, hugging and thanking him for his support.

"I passed to [Putin] and all Russian people our greetings and gratitude for all of the efforts that Russia made to save our country," Assad said.

Russia became directly involved militarily in Syria in late 2015, propping up the Assad regime and turning the tide in Assad's favor. With Russia's support, the Syrian government has regained much of its grip of control over the country. Putin said that Russia would further scale down its military involvement now that the government has more control and the Islamic State group has lost most of its territory in the country.

"Regarding our joint operation to fight terrorists in Syria, this military operation is indeed coming to an end," he told Assad. "I’m pleased to see your willingness to work with everyone who wants peace and settlement."

Also on Tuesday, US President Donald Trump spoke with Putin over the phone for nearly an hour to discuss the Syrian talks, among other issues. Trump has defended his friendly relationship with Putin, which he says is necessary to make progress in the fight against terrorism. But he has diverged with Putin in Syria, most notably when he authorized a missile strike on a government-controlled airfield in April in response to a chemical attack.

Close to 500,000 people have been killed in the conflict and millions more have fled as refugees.

NOW WATCH: White House photographer Pete Souza tells the story behind one of Obama's most iconic photographs visiting injured veterans

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92. How a startup behind the 'iPhone of vaporizers' reinvented the e-cigarette and generated $224 million in sales in a yearВт., 21 нояб.[−]

juul e-cigaretteJUUL Labs

  • Juul is the best-selling e-cigarette on the market, with 32% of the market share of the total e-cigarette category, according to Nielsen data.
  • The device was created by Stanford graduate students as part of their thesis.
  • The Juul system uses a proprietary blend of ingredients that the company says mimics the experience of smoking a cigarette.

When two graduate students at Stanford set out to turn cigarette smokers on to alternatives in 2007, the solution seemed obvious: Make an e-cigarette that tastes like a cigarette.

Juul, an e-cigarette system consisting of a pocket-size vaporizer and nicotine juice cartridges that can be swapped in and out, is now the best-selling e-cigarette in America.

While most e-cigarettes use a type of nicotine called " free-base," which passes quickly into the bloodstream when inhaled, the cartridges that Juul Labs sells — Juulpods — contain a concentrated juice cocktail of salts and organic acids found in tobacco leaves. This blend more closely resembles the experience of smoking a cigarette and aims to satisfy a smoker's craving, according to Tyler Goldman, CEO of Juul Labs (which spun out of parent company, Pax Labs, earlier this year). Pax Labs received a patent for its nicotine-salt formulation in 2015.

Over the past year, Juul Labs has generated $224 million in retail sales, according to Nielsen data provided by Juul Labs. The brand saw sales explode 621% year-over-year and captured 32% market share of the total e-cigarette category in the four weeks that ended November 4.

One million Juul systems have sold to date. It's available at 12,000 convenience stores across the US, as well as online. The vaporizer retails for $35, and a four-pack of pods costs $16.

JUUL In Hand Female Black Tank SmallPax Labs

Pax Labs, formerly known as Ploom, started with a mission to make cigarettes obsolete. Both founders were smokers. The pair dedicated their senior design program thesis to the development of what would become the Juul e-cigarette system. In 2012, Ploom came to market with its first product: a nicotine vaporizer that was sold to Japan Tobacco Company.

The Juul, which launched in 2015, looks like no other e-cigarette on the market. The device is shaped like a USB drive with a metallic finish. Users can inhale to activate the heat source, unlike other devices that require users to unscrew a cap and fill a chamber with liquid.

Goldman, who took over as CEO in 2016, credits the Juul's nicotine-salt formulation, as well as its engineering and sleek form factor, with the device's popularity. The company produces some 20 million pods per month, but it has struggled to keep up with demand.

According to Goldman, the startup has actually "stopped trying to create new users" by leaving some stores purposefully out of stock of the vaporizers. It sells only refill cartridges to those stores, so people who use Juul and "switched off cigarettes can stay switched," Goldman said.

There is no long-term evidence that the vapor from e-cigarettes is less harmful than conventional smoke. Some research suggests e-cigarettes are less harmful than cigarettes because they don't require igniting a material and inhaling the carcinogens and toxins that go along with it. But nicotine is still dangerous, and the long-term effects of e-cigarette use are unknown.

The e-cigarette market gained a victory in July, when the Food and Drug Administration delayed regulations that would have banned many e-cigarettes from the market. It also encouraged e-cigarette makers to talk to the agency about getting approval of their products.

"We feel this is a game-changing opportunity," Goldman said.

NOW WATCH: This is what your lungs look like after just 20 cigarettes

93. Buy a Fitbit Alta and get a free $30 Amazon gift card — and more of today's best dealsВт., 21 нояб.[−]

The Insider Picks team writes about stuff we think you'll like. Business Insider has affiliate partnerships, so we get a share of the revenue from your purchase.

Since you don't have all day to scour the web for noteworthy sales and discounts, we rounded up the best bargains for you to shop in one convenient place.

1Dagne DoverDagne Dover

1. Shop Dagne Dover's handbags at it's 20% off sitewide Black Friday Sale

Dagne Dover has emerged onto the women's handbag market as a company that specializes in making commuter-friendly totes, satchels, and backpacks. Don't be fooled by how great these bags look – they're designed to be highly functional and tailored to the needs of a modern workingwoman. Today through November 29, you can get 20% off any bag at Dagne Dover using the code "DAGNETHANKS" at checkout.

Shop Dagne Dover here.

Mott and BowMott and Bow

2. Get the most comfortable jeans you'll ever wear for a steep discount this week

For the last four years, Mott & Bow has made a name for itself by selling premium apparel at affordable prices, and now the deals are better than ever before with early access to the company's Black Friday sale. Simply use the promo code "blackfriday2017" at checkout to save $10 any order, $25 off $200, $50 off $300, $75 off $400, or $100 off $500.

Shop Mott and Bow's Black Friday sale here.


3. Save up to 20% on all of MVMT's watches and sunglasses

There's a right balance to be struck between price and craftsmanship in the watch market, and MVMT seems to have found it. Right now, you can save up to 20% off any item on its site thanks to an early Black Friday sale.

Shop MVMT's flash sale here.

1kindle paperwhiteAmazon

4. Get a discounted Kindle, Fire Tablet, or Dash Button at Amazon's Countdown to Black Friday Event

Amazon is one of the best places to scan for deals on Black Friday, but if you want to jump the gun they're offering plenty to save on in ahead of time. Right now you can take $30 off the original Kindle or the Kindle Paperwhite, $50 off a Fire HD 10 Tablet, and 50% off Amazon's selection of Dash Buttons.

Shop Amazon's Early Black Friday Deals here.


5. Get up to $250 off this startup's wildly popular mattress and a free pillow for Black Friday

The Sapira by Leesa Luxury Hybrid Mattress is designed to perfectly fuse pocket springs and high-performance foams for an excellent sleep experience at a surprisingly low price. Now, that low price just got a little more affordable. Leesa is offering $250 off its Sapira mattresses and is throwing in a free pillow to sweeten the pot. If buying a mattress online concerns you, know that you can try it out for 100 nights free of risk. If it's not the best sleep you've ever had, you can return it hassle-free.

Shop Leesa's Black Friday sale here.


6. Take advantage of our favorite bedding company's rare sale for Black Friday

From today, November 21 through November 24, you can take advantage of the following deals at Brooklinen:

  • Spend $150 and get a free $35 scented candle of your choice.
  • Spend $250 and get a candle plus 10% off.
  • Spend $350 and get a candle plus 20% off.
  • Spend $350 and get a candle plus 20% off.

If you’re looking for a new pair of sheets, or you’ve been waiting for an additional discount as an excuse to try out luxury bedding, this is probably the best time of the year to invest. And in terms of value for dollar, Brooklinen is a particularly great deal.

Shop Brooklinen's Black Friday sale here.


7. Enroll in over 55,000 online courses for $10 each during Udemy's Black Friday sale

Online courses are a great way to invest in yourself. You can learn negotiation tactics, how to code, or even the best practices for selling items on Amazon, all at Udemy, from the comfort of your couch. During the site's big Black Friday sale, you can take courses that usually cost $200 for just $10.

Check out thousands of Udemy courses for only $10 each here.


8. Start shopping for the holiday season at Nordstrom's Early Savings Sale

Black Friday deals at Nordstrom start November 24 at 9 a.m. ET and end November 27 at 1 a.m. ET. If you can't wait to get started though, Nordstrom is running early savings deals today to give you the holiday shopping edge. We've broken down some of the best deals available here, but if you want to peruse all the options in fashion, home, and beauty you can checkout the Nordstrom Early Savings deals here.

Shop Nordstrom here.


9. Take 20% off sitewide at the Bombas Holiday Sale

Bombas has made a name for itself by putting time and science into the simplest of everyday apparel, your socks. The startup gained popularity for creating dress socks as comfortable as gym socks before spending the next two years reinventing the gym sock. Generally you'll pay a premium price for high-quality socks but not this week, as you can grab any style from the Bombas website for 20% off at their holiday sale. Just use the code "HOLIDAY2017" at checkout to save.

Shop Bombas here.

Fitbit AltaAmazon

10. Buy a Fitbit Alta Tracker and get a free $30 Amazon gift card

A Fitbit is a perfect gift for the fitness junkie in your life, and the Fitbit Alta is one of the best options in its price range. It can track your steps, sleep, and calories burned, and if you buy one today, you can get a free $30 Amazon gift card. Just add both the gift card and Fitbit (must be sold by Amazon, not a third-party seller) to your cart to get the deal.

Shop Fitbit Alta Trackers here.

NOW WATCH: The world's largest pyramid is not in Egypt

94. Panama is on pace for record drug seizures this year, and the president has blamed Colombia's cocaine boomВт., 21 нояб.[−]

Panama drugs cocaine bustREUTERS/Carlos Jasso

PANAMA CITY (Reuters) - Panama is on track to hit a record level of illegal narcotics seizures this year after authorities over the weekend seized about 2 metric tons of cocaine near the Central American country's border with Colombia, officials said on Monday.

The total drug confiscations in full-year 2017 are expected to surpass the previous annual record of 72 metric tons confiscated last year, Security Minister Alexis Bethancourt told reporters, adding that the uptick is due to better coordination among local law enforcement agencies as well as help from "friendly countries."

The weekend drug bust was made in the border province of Darien on a boat from Colombia, the national border agency SENAFRONT said at a press conference.

Panamanian President Juan Carlos Varela has previously complained that a peace deal between the Colombian government and the Marxist FARC rebel group has led to a spike in drug trafficking and violence in Panama.

Colombia's production of coca, the base ingredient in cocaine, hit a low in 2012, around the time the country's government began peace talks with the FARC. Between 2013 and 2016, coca cultivation increased 134% — though that spike was driven by a variety of factors outside the peace process, which was concluded with a deal at the end of 2016.

(Reporting by Elida Moreno, writing by David Alire Garcia; editing by G Crosse)

NOW WATCH: Here's what $1 billion worth of cocaine looks like

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95. Trump just 'pardoned' 2 turkeys named Drumstick and Wishbone — here's how the strange tradition got startedВт., 21 нояб.[−]

U.S. President Donald Trump participates in the 70th National Thanksgiving turkey pardoning ceremony as son Barron and first lady Melania Trump look on in the Rose Garden of the White House in Washington, U.S., November 21, 2017Jim Bourg/Reuters

  • The White House tradition of pardoning a turkey for Thanksgiving began under John F. Kennedy.
  • No one really knows why American presidents do this.
  • This year, President Trump continued the tradition.

Every year, before the President of the United States can sit down and fully enjoy a Thanksgiving meal with his family, he must first go through the odd tradition of "pardoning" the turkey that won't be eaten.

While the reason why the tradition started is still a bit of a mystery, the White House traces it all the way back to President Lincoln in 1863.

As the story goes, Lincoln's son, Tad, may or may not have persuaded his father not to eat the turkey they purchased for Christmas dinner. They instead adopted it as a pet, naming the turkey Jack.

However, it would be more than 100 years until a President — John F. Kennedy —formally "pardoned" a turkey on the White House grounds.

This year, on November 21, President Donald Trump continued the tradition by pardoning Drumstick and Wishbone in the Rose Garden. "That’s a big bird. Wow. I feel so good about myself," said Trump right before the pardoning.

Below, a look at the strange tradition.

In 1963, President John F. Kennedy received his Thanksgiving turkey from the Poultry and Egg National Board. He officially pardoned the bird by saying, "Let's keep him going."

Abbie Rowe/The National Archives Catalog

In 1967, the pardoning ceremony took place inside. Senator Everett Dirksen and representatives from the poultry industry and farm organizations presented a turkey to President Lyndon B. Johnson.

Frank Wolfe/LBJ Library

An incredibly creepy legend about President Richard Nixon's bird was recently confirmed by the Washington Post. As the story goes, the turkey was especially rambunctious, and its feet had to be nailed down to the table.

Atkins, Oliver F./The National Archives Catalog

Source: Washington Post

See the rest of the story at Business Insider

96. Houston is tackling the threat of destructive hurricanes and flooding — even though Trump ignores itВт., 21 нояб.[−]

houston harveyReuters

  • Cities across the United States are investing in infrastructure that will help make them more resistant to storms.
  • A neighborhood in Greater Houston is building stormwater detention ponds, one of which helped prevent an estimated 200 homes from flooding during Harvey.
  • These efforts are happening despite the Trump administration's hesitation to discuss the country's contribution to global warming.

Nearly three months ago, Hurricane Harvey brought 43 inches of rain to Houston, Texas, pummeling the city.

When the sun came back out, much of Houston and the surrounding area was in ruins. The storm destroyed between 30,000 to 40,000 homes, waterlogged around around a half-million cars, and damaged power lines for thousands of people. The Federal Emergency Management Agency (FEMA) is now spearheading $50 billion in relief efforts after Harvey and other devastating hurricanes that hit Florida, Puerto Rico, and the United States Virgin Islands this summer.

Scientists say that climate change will only continue to make storms more destructive. At the same time, the Trump administration has seemed reluctant to discuss America's contribution to global warming. Nevertheless, flood-prone cities like Houston are increasingly searching for ways to make themselves less vulnerable for the next inevitable hurricane.

Clear Lake City (located around 20 miles southeast of downtown Houston) is transforming a shuttered 1960s-era golf course into a site that will help reduce flooding in the area. The Clear Lake City Water Authority is building five detention ponds that will be able to hold half a billion gallons of stormwater — or around the same amount as 750 Olympic-sized swimming pools. The Exploration Green Conservancy (EGC), SWA Architects, and urban planners from LAN are also involved.

houston pondStan Cook

The $28 million project broke ground in early 2016 and will be complete by 2021. Only one of the ponds was 80% finished when Harvey hit, but it still prevented around 100 million gallons of water from flowing into the Houston area's drainage system, LAN's project manager, Kelly Shipley, told Business Insider. She estimates that the pond saved 200 nearby homes from flooding during the storm.

When all five ponds are complete, Shipley says they will be able to protect approximately 2,000 houses in the event of another hurricane like Harvey. When water flows into the ponds, they hold back just the right amount as to not overwhelm Houston's pipes. The water later flows into the Armand Bayou, then Clear Lake, Galveston Bay, and eventually into the Gulf of Mexico.

The site will also include a public park with 12 miles of trails as well as a protected wildlife area for native birds, butterflies, flora, and 5,000 re-planted trees.

Before the Clear Lake City Water Authority bought the 200-acre golf course, its former owners wanted to turn it into condominiums, which would've likely made the area's flooding even worse. Over the past two decades, over 38,000 acres of wetlands have disappeared in greater Houston, according to a 2015 Houston Chronicle report. Wetlands are areas that act like sponges for excess water. Without them, a city like Houston becomes more prone to floods.

"There was a big grassroots movement that came out and said, 'We don't want more development here. We would like the green space. Just keep it green,'" EGC Vice Chairman Doug Peterson told BI.

Plan_Downtown_Birdseye_West_DT_Vision_RenderingDowntown District

In November, the city of Houston also unveiled its new downtown masterplan, which includes a five-mile ring of parkland that will help absorb floodwater. Though the plan was already underway before Harvey, the city added even more more park space and storm water detention areas to the proposal after the storm, according to The Houston Chronicle.

Local leaders in cities across the US are investing in similar efforts.

After Hurricane Sandy in 2012, New York City ramped up its climate resilience efforts by spending billions in federal funds to guard subways, electrical facilities, buildings, and wastewater treatment plants from stormwater. Another flood-prone city, Miami Beach, Florida, hopes to spend $400 million to elevate 60% of its roads, which will receive new drainage, pavement, and sewer and water systems by 2025.

"In the past, I don't think cities looked 100 years off and said, 'What can we do now to make sure we're as prepared as possible?,' Miami Beach's Deputy Resiliency Officer, Amy Knowles, told Business Insider. " If we wait, we may be experiencing much more costly events than if we had just taken action."

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97. 13 American presidents who escaped attempts on their livesВт., 21 нояб.[−]

Gerald Ford assassination attemptWikimedia Commons

Four out of 45 US presidents have been assassinated over the course of American history.

But many more chief executives escaped assassination attempts thanks to heroic bystanders, diligent guards, misfiring pistols, and crazy luck.

Even two presidents who were eventually assassinated escaped previous attempts on their lives.

On a hot August night in 1864, a sniper shot Lincoln's hat off his head — missing his skull by inches — as he took a solo ride on his favorite horse "Old Abe," according to " 1864: Lincoln at the Gates of History." Lincoln was later shot and killed by Confederate sympathizer John Wilkes Booth, just five days after the surrender of Robert E. Lee.

Almost a century later, in 1960, retired postal worker Richard Paul Pavlick crammed his car with dynamite and plotted to ram the vehicle into Kennedy's limo in Palm Beach, Florida, according to Smithsonian magazine. He was motivated by his intense hatred of Catholics and the Kennedy family, but backed off when he saw that the president was with his wife and young children. Pavlick was later arrested and institutionalized until 1966, three years after Kennedy was assassinated by Lee Harvey Oswald while visiting Dallas, Texas.

But these 13 other presidents all experienced serious assassination threats and ultimately survived — and these are only the most dramatic, most-publicized instances. Undoubtedly, the Secret Service has thwarted many more over the years.

Here are 13 presidents who escaped attempts on their lives:

Andrew Jackson

Wikimedia Commons

On a misty January day in 1835, Richard Lawrence, an out-of-work house painter who believed he was the 15th-century English king Richard III, walked into the US Capitol Building.

President Andrew Jackson was leaving the funeral of a House representative when the English national confronted him in the East Portico, brandishing a pistol.

He raised the gun at Andrew Jackson and pulled the trigger. Nothing happened.

"Let me alone! Let me alone!" Jackson yelled at Lawrence, according to Smithsonian magazine. "I know where this came from."

Lawrence discarded the weapon, produced a second pistol, and aimed the new gun at Jackson. It also misfired.

According to legend, Jackson subsequently flew at the man and thrashed him with his cane. Whether or not that's true, Lawrence's assassination attempt was unsuccessful. Smithsonian magazine reported that national anthem lyricist Francis Scott Key prosecuted his trial, where he was found not guilty by reason of insanity. Lawrence spent the rest of his life institutionalized.

As Time reported, the chance that both perfectly functional pistols would misfire was about one in 125,000. Jackson's survival may have depended on the dampness in the air that day.

Theodore Roosevelt

Wikimedia Commons

President Theodore Roosevelt was saved by the length of his speech after an assassin shot him in the chest with a .38-caliber revolver in 1912.

At the time, Roosevelt was running for the presidency on the Bull and Moose ticket. Saloon-owner John Schrank had begun stalking the former president after having an unusual dream.

According to " Killing the President: Assassinations, Attempts, and Rumored Attempts on U.S. Commanders-in-Chief," Schrank wrote: "In a dream I saw President McKinley sit up in his coffin pointing at a man in a monk’s attire in whom I recognized Theodore Roosevelt. The dead President said, 'This is my murderer — avenge my death.'"

Fortunately, Roosevelt had his notes with him when he was shot on October 14 in Milwaukee, Wisconsin — 50 pages of them, folded in his breast pocket next to his metal glasses case. These objects slowed the bullet and saved Roosevelt's life.

The ex-president continued to speak after letting his audience know he'd been shot, according to the Theodore Roosevelt Association:

"Friends, I shall ask you to be as quiet as possible. I don't know whether you fully understand that I have just been shot; but it takes more than that to kill a Bull Moose. But fortunately I had my manuscript, so you see I was going to make a long speech, and there is a bullet — there is where the bullet went through — and it probably saved me from it going into my heart. The bullet is in me now, so that I cannot make a very long speech, but I will try my best."

He finished the rest of his speech with a bullet in his ribs, where it remained until his death in 1919.

Herbert Hoover

Wikimedia Commons

In 1928, President Herbert Hoover was nearly killed while visiting the Andes.

Argentine anarchists attempted to blow up his train, but the would-be assassin was seized before he could plant the bombs on the tracks.

After learning of the thwarted plot, Hoover tore the front page story from the newspaper so his wife Lou Henry Hoover wouldn't worry, according to the Herbert Hoover Presidential Library and Museum. The 31st president is said to have quipped that while he was unconcerned, "It's just as well that Lou shouldn't see it."

See the rest of the story at Business Insider

98. ISIS has been militarily defeated in Iraq and SyriaВт., 21 нояб.[−]

isis militants islamic stateAmwal al Ghad

  • The leaders of Iraq and Iran both declared the terrorist group ISIS defeated militarily in Iraq and Syria.
  • Iraqis and Syrians, with assistance from the US and other regional militias, took their countries back from the terror group that declared its sovereign territory in the summer of 2014.
  • ISIS still has territory in countries around the world but has been brutally disrupted by a US-backed bombing campaign and advancing ground forces.

Iraqi Prime Minister Hadir Al-Abadi declared military victory over the Islamic State in Iraq on Tuesday, just hours after Iranian President Hassan Rouhani announced that Iranian-backed forces had driven the terror group out of Syria.

ISIS's last Iraqi town of Rawa fell on Friday, and Abadi only awaits the clearing of a patch of desert along Iraq's border with Syria to declare final victory. Iran posted pictures of one its most famous military leaders in a Syrian border town, indicating Iranian-backed forces had driven the terror group out of the country.

Combine, the two statements from the two leaders amount to long-awaited news: ISIS's territory in Iraq and Syria is gone; the terror group has been defeated.

Iraqi, Kurdish, Syrian, Iranian, Afghani, Lebanese, and scores of other fighters gave their lives over more than three years since ISIS declared its caliphate, or sovereign territory, to be ruled under a brutal interpretation of Islam in the summer of 2014.

ISIS territoryBusiness Insider

The rise and fall of ISIS

Initially, ISIS swept up large swaths of Iraq and neighboring Syria with a surprising military prowess and a potent brand of Sunni extremism, but on Tuesday those nations officially reclaimed their territory.

The US and 67 other nations from around the world formed a coalition to train, equip, and provide air support for the regional forces that confronted ISIS, mostly in Iraq. The US also supported Syrian forces fighting to defeat ISIS. Russia stepped in in late 2015 to provide air support for the Syrian government and allied Iranian militias, mainly backing the regime of President Bashar al-Assad against rebels threatening his rule, but also targeting some ISIS territory.

At its height, ISIS launched international terror attacks in Paris, London, Brussels, and across Asia. But its capability for carrying out such attacks has been hamstrung by the relentless assault on its home territory.

"If we can keep them declining and moving they have less time to sit and prepare," for attacks, Elaine Duke, the acting secretary of Homeland Security, said of terror groups in London last month.

In the span of just three years, ISIS went from attracting thousands of foreign fighters to its anti-Western cause and plotting devastating terror attacks all over the world, to surrendering en masse in their own territory.

Paris attacksBenoit Tessier/Retuers

Threat from ISIS remains

But ISIS still controls territory in as many as a dozen other nations, as Libya, Afghanistan, the Philippines, and much of Africa battle their own ISIS cells or ISIS-linked terror groups.

The threat of ISIS remains far from over. Beside the many ISIS cells around the world — as well as ISIS' continued online presence — fighters from the terror group spread around the region and have threatened to return.

In the late days of the US-backed assault on Raqqa, ISIS' Syrian capital, forces partnered with the US allowed thousands of ISIS fighters to flee the city with weapons and ammunition. The fighters, many of them foreign-born, swore to smuggle themselves across borders and commit terror attacks around the world.

Meanwhile, neither Iraq or Syria can count themselves as whole even with the territory reclaimed. In Iraq, the Kurdish minority in the country's northeast voted to break away from Iraq. In Syria, the six-year long civil war continues with only a shaky vision of an end in sight.

Additionally, the preoccupation of the Syrian military with fighting its civil war in the western part of the country left a vacuum for Iranian forces to move in and fight ISIS in the east. It's likely an ISIS-free Syria will feature more Iranian influence, which will unsettle Tehran's regional rivals in Israel and Saudi Arabia.

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99. Facts won’t always convince people you're right — a former flight director at NASA shares how he learned to argue better in the wake of a disasterВт., 21 нояб.[−]

Paul Hill NASAWikimedia Commons

• Former NASA flight director Paul Hill said the space program was badly polarized in the wake of the 2003 Columbia disaster.

• He learned this firsthand as he investigated the causes of the fatal accident, which killed seven astronauts.

• Hill said appealing to data did little to restore trust amongst the team members.

The Space Shuttle Columbia disintegrated upon re-entering the Earth's atmosphere on February 1, 2003, killing all seven crew members on board.

Former NASA flight director Paul Hill said most members of the space program community felt personally responsible for the catastrophe. Occasionally, these intense feelings impeded peoples' better judgment

"'If I had been good enough, I could've stood up and said something. Why wasn't I good enough to say what needed to be said?' Most of us felt that way," he told Business Insider.

Hill, the author of " Leadership from the Mission Control Room to the Boardroom: A Guide to Unleashing Team Performance," worked on 24 different space shuttle and ISS missions as a flight director over the course of his career. He was also appointed to lead the investigation into the 2003 Columbia disaster.

Hill and his team needed to pinpoint what had gone wrong and identify tools, operating techniques, and methods of detecting and repairing shuttle damage to prevent future accidents. They ultimately learned that catastrophe was caused by a piece of foam that damaged the orbiter's wing.

Hill said higher-ups wanted to fly again within six months. Ultimately, while the engineering solutions were largely established within six months, it took two years to actually engineer and manufacture the necessary components in order to return to space.

Over the course of the investigation, Hill said people throughout the community began coming forward with their ideas on how to keep crews safe in space. Many were devastated by the loss of seven colleagues. As a result, most were more emotionally invested in their suggestions than usual, Hill said.

"Frequently they would say, 'If you don't adopt this answer, then you don't care about solving this problem,'" Hill said.

Over time, he said the "rumors in the hallway" began to intensify, and Hill was painted as acting in bad faith.

People said "I was in cahoots with the most senior NASA management," Hill told Business Insider. They said, "All we wanted to do is fly again, and it didn't really matter if what my team was coming forward with would work or if we'd get the next astronaut killed. As long as we're able to fly again."

He said one colleague even shared such concerns with the media.

"To then have not just anybody — but astronauts — say, 'Well, he's not taking my recommendation, so he doesn't care if he kills the next person like me,'" he said. "It was soul-crushing."NASA Paul Sean HillPaul Sean Hill

To combat the growing distrust, Hill said he tried to double down on the data to back up his proposals. He said the strategy was a "mission control" approach, as he was used to working in a fast-paced environment that valued data and logic. He figured he could apply the same tactic to convince the doubters.

"The effect that it had?" he said. "It just pissed off the people that didn't agree with me. Because they weren't listening. They knew what they thought and they knew that I was doing something in bad faith. The more pissed off they got, the more I would focus on, 'Well here's the data.'"

Hill said he won most of these data-based arguments, and his solutions were ultimately implemented. He was even assigned the role of lead flight director.

But the intense division took its toll. To this day, he estimates 70% of the people he clashed with over the course of the investigation probably wouldn't even make eye contact with him in an elevator.

"The whole community inside NASA completely came apart," he said. "It was kind of like what we're seeing in national politics today. The country is so divided."

Like today's politically divided climate, he said the situation at NASA was hampered by a lack of people listening to those they disagreed with.

"You don't really care what their opinion is, you don't really care what their argument is or why they differ from you," he said. "All you know is, 'Here's what I believe, stop saying what you're saying, start saying what I believe.' That's exactly what was happening inside our community."

The toxic environment nearly prompted Hill to quit the organization. Instead, he said colleagues convinced him to stick around following the investigation and take a temporary management role.

During a management course, Hill said he came to some realizations on how to better deal with disunity. Instead of preaching data to skeptics, he said the best strategy would be to bridge the gap by seeking out and convincing individuals the hardcore skeptics trust.

"The fundamental problem we had wasn't going to be solved just by doubling down on data," he said. "There are other discussions we need to be having to get everybody back on the same page. You can't continue to pound on the table yelling, 'Damn it, read the data? What's the matter with you people?'"

NOW WATCH: NASA released rare footage of the SR-71 — the fastest plane to ever exist

100. 12 tips that can get you through the airport as quickly as possibleВт., 21 нояб.[−]


The week of Thanksgiving is one of the busiest times to travel all year. Traveling during holidays can be overwhelming, thanks to all of the extra crowds, flight delays, and cancellations.

Thankfully, there are certain steps you can take to save yourself time and stay as relaxed as possible.

We've put together 12 time-saving travel tips, from signing up for perks to using a simple trick to spot shorter lines.

Talia Avakian contributed reporting on a previous version of this article.

Apply for TSA PreCheck status.

Joe Raedle/Getty Images

Signing up for TSA PreCheck or Global Entry can help save you valuable time, as you can keep your shoes, belts, and light jackets on as you go through security. You also don't have to remove your laptop or any liquids from your bag.

It will help get you through an expedited line over Thanksgiving weekend as well as each time you travel afterward, making it a valuable investment.

Check in ahead of time.

Flickr / British Airways

Give yourself as few tasks to do at the airport as possible. Instead of waiting to pick up your boarding pass, check in ahead of time, either online or on your phone.

You can go paperless at most airport and use an electronic pass on your phone to board.

Download your airline's app.


American Airlines, Southwest Airlines, Delta Air Lines, United Airlines, and British Airways are just a few of the airlines that have developed mobile apps to give travelers real-time information on flight delays and gate changes.

That way, if your gate has changed and you're short on time, you’ll know before you even get to the airport.

See the rest of the story at Business Insider

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